California's health insurance industry is a critical domain, offering a range of options from private insurers to public government programs. Companies vary in size, with some targeting small businesses while others cater to individual consumers or families. This sector is adapting to technological advancements, such as telehealth, while also focusing on accessibility and affordability for a more diverse population. The emphasis on preventive care and personalized services is growing, showcasing an industry that is increasingly oriented towards the health and well-being of its members, reflecting broader health trends across the United States.

This list features 21 health insurance companies in California, based in key cities like Los Angeles, San Francisco, and Sacramento. Ranging from larger corporate entities with thousands of employees to niche providers with small teams, these companies vary in their offerings. Established from 1955 to as recently as 2018, their specialties include individual health plans, Medicare coverage, and dental benefits. Each firm is uniquely positioned within the rapidly evolving healthcare marketplace.

Continue reading to explore top health insurance companies in California.

Top 21 Health Insurance Companies in California

1. Health Net

• Website: healthnet.com
• Ownership type: Corporate
• Headquarters: Los Angeles, California, United States (USA)
• Employee distribution: United States (USA) 98%, Other 2%
• Latest funding: March 2016
• Founded year: 1979
• Headcount: 1001-5000
• LinkedIn: health-net

Health Net, LLC, based in Los Angeles, California, is a health insurance provider that has been operational since 1979. The company offers a variety of health plans tailored to individuals, families, and businesses, with a strong emphasis on Medicare Advantage and Medi-Cal plans. Health Net is dedicated to making healthcare accessible and effective, providing wellness programs that help customers manage their health. The company is a subsidiary of Centene Corporation, which enhances its capabilities and resources in the health insurance market. Health Net's commitment to community health is evident through its various programs aimed at improving health outcomes and providing support to its members. With a workforce of over 5,000 employees, Health Net is well-positioned to address the needs of its members across the United States.

2. eHealth, Inc.

• Website: ehealth.com
• Ownership type: Private
• Headquarters: Santa Clara, California, United States (USA)
• Employee distribution: United States (USA) 93%, China 6%
• Founded year: 1997
• Headcount: 1001-5000
• LinkedIn: ehealthinsurance

eHealth, Inc., founded in 1997 and based in Santa Clara, California, is a health insurance provider that specializes in a wide array of health insurance plans. The company caters to individuals, families, and businesses, offering options such as Medicare plans, individual and family health insurance, and employer health insurance solutions. eHealth positions itself as a health insurance matchmaker, helping consumers navigate the complexities of health coverage by providing personalized recommendations based on their specific needs. Their platform allows users to compare various plans, ensuring they find coverage that aligns with their healthcare requirements and budget. With a workforce of over 2,000 employees, eHealth operates primarily in the United States, with a small presence in China. The company has not reported any recent funding, indicating a stable operational model without reliance on external investment.

3. Delta Dental Ins.

• Website: deltadentalins.com
• Ownership type: Private
• Headquarters: San Francisco, California, United States (USA)
• Employee distribution: United States (USA) 99%, Other 1%
• Founded year: 1955
• Headcount: 1001-5000
• LinkedIn: delta-dental

Delta Dental Ins. is a prominent insurance provider based in San Francisco, California, specializing in dental and vision insurance services. Founded in 1955, the company has established a strong presence in the market, offering a variety of plans tailored for individuals, employers, and brokers. Delta Dental focuses on preventive care, aiming to enhance overall wellness and reduce healthcare costs. With a workforce of over 5,700 employees, the company operates primarily within the United States, serving a vast network of dental professionals. Delta Dental also engages in community initiatives through its philanthropic arm, the Delta Dental Community Care Foundation, which supports access to quality oral health care. The company is part of the Delta Dental Plans Association, providing coverage across all 50 states and Puerto Rico, and has expanded its offerings to include vision insurance through DeltaVision in select regions.

4. Western Health Advantage

• Website: westernhealth.com
• Ownership type: Private
• Headquarters: Sacramento, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1997
• Headcount: 201-500
• LinkedIn: western-health-advantage

Western Health Advantage (WHA) is a private health insurance provider based in Sacramento, California, founded in 1997. The company specializes in offering a range of health plans tailored for individuals, families, and employer groups. WHA is dedicated to making healthcare affordable and accessible, particularly in Northern California, where it serves thousands of members across ten counties. The company operates as a provider-sponsored health plan, which means it is closely aligned with local healthcare providers, enhancing the doctor-patient relationship. WHA's offerings include Medicare Advantage plans, small and large business coverage, and various wellness resources aimed at promoting healthy living. Their commitment to community engagement is evident through initiatives that support local organizations and volunteerism among employees. WHA also provides tools for members to manage their healthcare needs, including a mobile app for prescription management and access to behavioral health services. Overall, WHA plays a significant role in the health insurance industry by focusing on member-centric services and community health.

5. HealthSherpa

• Website: healthsherpa.com
• Ownership type: Venture Capital
• Headquarters: Sacramento, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: $6.6M, February 2017
• Founded year: 2014
• Headcount: 201-500
• LinkedIn: healthsherpa

HealthSherpa, founded in 2014 and based in Sacramento, California, is a health insurance agency that specializes in facilitating access to Affordable Care Act (ACA) health insurance plans. The company operates a streamlined platform that allows consumers to compare various health insurance options and enroll in plans that best suit their needs. HealthSherpa's primary clientele includes individuals and families looking for affordable health coverage. Their services are provided at no extra cost, making them an attractive option for many. The company has also received funding, totaling approximately $6.6 million, which supports its operations and growth. With a dedicated team of advocates, HealthSherpa offers personalized support to help users navigate the complexities of health insurance, ensuring they find the right coverage. Their partnership with Healthcare.gov further solidifies their position in the market, as they display the same plans and prices as the federal marketplace, enhancing their credibility and reach.

6. Sidecar Health

• Website: sidecarhealth.com
• Ownership type: Venture Capital
• Headquarters: Manhattan Beach, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Series D, $165.0M, June 2024
• Founded year: 2018
• Headcount: 201-500
• LinkedIn: sidecarhealth

Sidecar Health, based in Manhattan Beach, California, is a health insurance provider that offers major medical insurance plans tailored for individuals and employers. Established in 2018, the company emphasizes transparency in healthcare costs, allowing members to make informed decisions about their care. Unlike traditional insurance models, Sidecar Health does not impose network restrictions, enabling members to choose any healthcare provider. Their approach includes upfront pricing, which helps eliminate surprise medical bills, and a cash-pay model that can lead to significant savings for consumers. Sidecar Health has received substantial venture capital funding, with a notable Series D round raising $165 million in June 2024, reflecting strong market interest and potential for growth. The company aims to simplify the healthcare experience while providing comprehensive coverage options, making it a noteworthy player in the health insurance industry.

7. CHOICE Administrators

• Website: calchoice.com
• Ownership type: Private
• Headquarters: Orange, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1996
• Headcount: 201-500
• LinkedIn: choice-administrators

CHOICE Administrators, founded in 1996 and based in Orange, California, operates primarily through its CaliforniaChoice program. This program is designed to provide health insurance and employee benefits to small businesses, specifically those with 1 to 100 employees. The company emphasizes cost control for employers while offering a variety of health plans, including HMO, PPO, and HSA options. With nearly three decades of experience, CHOICE Administrators has established itself as a significant player in the California health insurance market. They provide tools and resources for brokers and employers, facilitating a streamlined process for managing employee benefits. Their focus on customer service and satisfaction is evident, as they aim to ensure that both employers and employees find value in their offerings.

8. Área Salud

• Website: areasalud.es
• Ownership type: Private
• Headquarters: Hidden Valley Lake, California, United States (USA)
• Founded year: 2012
• Headcount: 1-10
• LinkedIn: %c3%a1reasalud

Área Salud, founded in 2012 and based in Hidden Valley Lake, California, is a private health insurance provider. The company specializes in offering a variety of insurance products, including health, dental, and funeral insurance. It caters to both individual consumers and businesses, aiming to help them manage healthcare costs effectively. Área Salud emphasizes personalized service, allowing clients to interact directly with agents for tailored insurance solutions. This approach is designed to enhance customer satisfaction and ensure that clients receive the coverage that best fits their needs. Despite its small size, with a team of around 29 employees, Área Salud is committed to providing comprehensive insurance coverage and maintaining a close relationship with its clients.

9. The Lynn Company

• Website: lynncompany.com
• Ownership type: Private
• Headquarters: Bakersfield, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 1955
• Headcount: 11-50
• LinkedIn: the-lynn-company

The Lynn Company, based in Bakersfield, California, has been a fixture in the insurance industry since its founding in 1955. This private agency specializes in a variety of insurance products, prominently featuring health insurance, life insurance, dental, and long-term care coverage. The company caters to both individual clients and businesses, providing consulting services that help clients understand their insurance options and comply with regulations. The Lynn Company is particularly noted for its focus on Affordable Care Act-compliant health insurance plans, offering both individual and group coverage. Their commitment to customer service is evident in their approach to simplifying the insurance process, making it easier for clients to find affordable options. The agency also emphasizes its role as a resource for healthcare reform, with certified specialists available to guide clients through the evolving landscape of health insurance.

10. SBMA - Benefits Administration

• Website: sbmabenefits.com
• Ownership type: Corporate
• Headquarters: San Diego, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: September 1996
• Founded year: 2017
• Headcount: 11-50
• LinkedIn: sbma-benfits-administration

SBMA - Benefits Administration, founded in 2017 and based in San Diego, California, operates as a health benefits administrator. The company specializes in providing a range of services that include ACA-compliant medical plans, telehealth coverage, and voluntary benefits. SBMA aims to assist employers in offering affordable health benefits to their employees while ensuring compliance with the Affordable Care Act. With a team of 11-50 employees, SBMA emphasizes personalized service and rapid enrollment processes, which are critical in the competitive health insurance market. Their focus on cost-effective solutions and innovative approaches to benefits coverage positions them as a significant player in the health insurance industry, catering to the needs of employers and their employees alike.

11. Akido Labs

• Website: akidolabs.com
• Ownership type: Venture Capital
• Headquarters: Los Angeles, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: $6.2M, December 2020
• Founded year: 2015
• Headcount: 501-1000
• LinkedIn: akido-labs

Akido Labs, founded in 2015 and based in Los Angeles, California, operates as a healthcare provider and insurance company. The firm specializes in offering a range of insurance services, including life insurance, disability insurance, and mental health coverage. With a mission to make exceptional healthcare universal, Akido Labs leverages advanced technology and a network of healthcare professionals to deliver personalized care. The company has received significant venture capital funding, totaling $6.2 million as of December 2020, which supports its growth and innovation initiatives. Akido Labs is dedicated to improving healthcare access and outcomes for individuals, particularly through its AI-driven solutions and comprehensive care models.

12. SimplyInsured

• Website: simplyinsured.com
• Ownership type: Venture Capital
• Headquarters: San Francisco, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Series A, $5.9M, June 2015
• Founded year: 2012
• Headcount: 51-200
• LinkedIn: simplyinsured

SimplyInsured, founded in 2012 and based in San Francisco, California, is a health insurance provider that focuses on small businesses. The company offers a range of health, dental, and vision insurance plans, allowing businesses to quickly obtain quotes and manage employee benefits through an online platform. This approach aims to simplify the often complex health insurance process for small business owners. SimplyInsured has received $5.9 million in Series A funding, which underscores investor confidence in its business model and growth potential. The company prides itself on providing unbiased recommendations and a fully automated system for payroll deductions, enhancing the overall experience for both employers and employees. Their mission is to eliminate the fear associated with health insurance, and they have built a dedicated customer support team to assist clients with their insurance needs.

13. Health Insurance

• Website: maryeblen.com
• Ownership type: Private
• Headquarters: Encinitas, California, United States (USA)
• Employee distribution: Egypt 34%, United States (USA) 28%, India 21%, Other 17%
• Founded year: 2000
• Headcount: 1-10
• LinkedIn: health-insurance

Mary Eblen Health Insurance Agency, founded in 2000 and located in Encinitas, California, is a private health insurance agency dedicated to providing a range of health insurance options. The agency specializes in Medicare Advantage plans, supplemental insurance, and services for individuals, families, and businesses throughout California. With a focus on affordability and personalized service, Mary Eblen leverages over 24 years of industry experience to assist clients in navigating their healthcare options. The agency represents multiple organizations, offering approximately 75 products tailored to the specific needs of its clients. Mary Eblen emphasizes the importance of staying informed about changes in the healthcare market, ensuring that clients receive up-to-date information and support. The agency operates with a commitment to making quality healthcare accessible and affordable, providing a direct line of communication for clients seeking assistance year-round.

14. Student Medicover

• Website: smcovered.com
• Ownership type: Private
• Headquarters: Burlingame, California, United States (USA)
• Employee distribution: United States (USA) 84%, China 16%
• Founded year: 2013
• Headcount: 11-50
• LinkedIn: student-medicover-co-

Student Medicover, founded in 2013 and based in Burlingame, California, is a private health insurance provider dedicated to serving international students. The company specializes in offering affordable health insurance plans tailored to the unique needs of students studying abroad. Their product lineup includes not only health insurance but also life, travel, dental, and vision insurance, ensuring comprehensive coverage for their clients. With a strong emphasis on customer service, Student Medicover provides 24/7 support in multiple languages, including English and Chinese, to assist students in navigating the complexities of healthcare in a foreign country. The company has successfully supported over 300,000 students from 43 countries, demonstrating its relevance and commitment to this specific market. Their plans are designed to be cost-effective while providing substantial coverage for various medical needs, including doctor visits, hospital stays, and emergency care.

15. MediExcel Health Plan

• Website: mediexcel.com
• Ownership type: Private
• Headquarters: Chula Vista, California, United States (USA)
• Employee distribution: United States (USA) 84%, Mexico 16%
• Founded year: 2012
• Headcount: 201-500
• LinkedIn: mediexcel

MediExcel Health Plan, founded in 2012 and based in Chula Vista, California, is a private health insurance provider that specializes in cross-border health benefits. The company primarily serves businesses in San Diego and Imperial County, offering a range of medical, dental, and vision plans. MediExcel focuses on delivering affordable healthcare solutions for employees and their families, especially those living in Mexico. Their operations include a healthcare campus in Tijuana and a medical group in Mexicali, ensuring that members have access to quality care. With a client base of over 1,000 and approximately 15,000 members, MediExcel has established itself as a significant player in the health insurance market. The company is licensed by the California Department of Managed Health Care and adheres to the Affordable Care Act, which underscores its commitment to compliance and quality care delivery.

16. Arcadian Health Plan

• Website: arcadianhealth.com
• Ownership type: Private
• Headquarters: Oakland, California, United States (USA)
• Founded year: 1997
• Headcount: 201-500
• LinkedIn: arcadian-health-plan

Arcadian Health Plan is a private health insurance provider located in Oakland, California. Established in 1997, the company specializes in offering a variety of health plans, including Medicare, dental, vision, and Medicaid coverage. It serves a range of clients, from individuals seeking personal health insurance to businesses and organizations looking to provide health benefits to their employees. Arcadian Health Plan aims to deliver essential healthcare coverage and wellness programs that help manage health-related expenses. The company has built a reputation for focusing on the needs of its members, particularly in the Medicare space, where it provides tailored plans to meet the unique requirements of seniors. Despite its active role in the health insurance industry, there is no reported funding, which may indicate a more stable, yet less aggressive growth strategy compared to competitors.

17. Kuhtz Diehl Insurance and Financial Services, LLC

• Website: kdionline.com
• Ownership type: Private
• Headquarters: Fresno, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2002
• Headcount: 11-50
• LinkedIn: kuhtz-diehl-insurance-and-financial-services-llc

Kuhtz Diehl Insurance and Financial Services, LLC, founded in 2002, operates as a private insurance agency based in Fresno, California. The company specializes in providing a variety of insurance products, including employee benefits, Medicare options, individual health insurance, and life insurance. With a team of dedicated professionals, Kuhtz Diehl aims to assist individuals, families, and small businesses in understanding and securing their financial and healthcare needs. Their commitment to client education and personalized service is evident in their approach to navigating the often complex insurance landscape. The agency has received accolades from major insurance carriers, reflecting their dedication to high standards of service and client satisfaction. They do not report any external funding, indicating a self-sustained business model focused on local community engagement and support.

18. All Types Insurance Agency

• Website: alltypesins.com
• Ownership type: Family Owned
• Headquarters: Lincoln, California, United States (USA)
• Employee distribution: United States (USA) 50%, India 50%
• Founded year: 2009
• Headcount: 1-10
• LinkedIn: all-types-insurance-agency

All Types Insurance Agency, also known as MK4 Health Insurance Services, is a family-owned insurance agency based in Lincoln, California. Founded in 2009, the agency specializes in health insurance, particularly Medicare solutions. They offer a range of products, including Medicare plans, individual health insurance, and supplemental insurance. The agency prides itself on providing no-cost consultations to help clients understand their insurance options and avoid penalties associated with late enrollment. With a focus on the Medicare-eligible population, All Types Insurance Agency has established itself as a knowledgeable resource for individuals navigating the complexities of health insurance. Their team, led by experienced professionals, emphasizes personalized service and client education, ensuring that clients are well-informed about their choices. The agency operates primarily in California but is licensed in several other states, extending their reach to a broader audience.

19. Coverance Insurance Solutions, Inc.

• Website: coveranceis.com
• Ownership type: Venture Capital
• Headquarters: Long Beach, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Latest funding: Series B, $10.5M, September 2020
• Founded year: 2017
• Headcount: 11-50
• LinkedIn: coveranceis

Coverance Insurance Solutions, Inc., founded in 2017 and based in Long Beach, California, is a health insurance agency that specializes in Medicare-related services. The company provides a range of options, including Medicare Advantage plans, Medicare Supplement plans, and Medicare Part D prescription drug plans. Coverance aims to assist individuals in understanding and selecting the best Medicare coverage for their needs, navigating the often complex Medicare system. With a team of licensed agents, Coverance emphasizes personalized service, helping clients find plans that fit their health requirements and budget. The company has received significant funding, totaling $10.5 million in a Series B round in September 2020, indicating investor confidence in its business model and growth potential. This funding supports its operations and expansion efforts in the Medicare insurance market.

20. Boost Health Insurance

• Website: boosthealthinsurance.com
• Ownership type: Private
• Headquarters: Huntington Beach, California, United States (USA)
• Employee distribution: United States (USA) 100%
• Founded year: 2016
• Headcount: 11-50
• LinkedIn: boost-health-insurance-medicare

Boost Health Insurance, based in Huntington Beach, California, is a private health insurance agency founded in 2016. The company specializes in a range of insurance products, including health, dental, vision, life, and critical illness insurance. With a focus on affordability, Boost Health Insurance aims to assist individuals in finding suitable health coverage tailored to their needs. They employ licensed agents who provide personalized support, helping clients navigate various insurance options. The agency also offers services related to the Affordable Care Act and telemedicine, reflecting its commitment to modern healthcare solutions. Although the company has not reported any funding, it operates entirely within the United States, serving a clientele that includes self-employed individuals and families seeking to avoid tax penalties or manage rising insurance costs. Their approach to customer service and the breadth of their offerings position them as a relevant player in the health insurance market.

21. Alianza Seguros S.A.

• Website: alianza.com.bo
• Ownership type: Private
• Headquarters: Santa Cruz, California, United States (USA)
• Employee distribution: Bolivia 96%, Other 4%
• Founded year: 1991
• Headcount: 501-1000
• LinkedIn: alianza-seguros

Alianza Seguros S.A., officially known as Alianza Compaia de Seguros y Reaseguros S.A., is an insurance provider based in Santa Cruz, Bolivia. Founded in 1991, the company has established itself as a significant player in the insurance industry, offering a range of products that include life, general, and health insurance. With a workforce of approximately 530 employees, the company primarily serves the Bolivian market, focusing on delivering reliable insurance services to mitigate financial risks associated with health and life events. Alianza Seguros is dedicated to ensuring that both individual consumers and businesses have access to essential coverage, thereby enhancing their financial security in times of need. The company also engages with the community through various initiatives, reflecting its commitment to social responsibility.

Health Insurance Insights: Key Companies in California

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