The home insurance industry in North Carolina encompasses a diverse range of companies, from independent agencies to online platforms. These companies offer a plethora of insurance solutions to safeguard homeowners' properties and personal belongings, covering a spectrum of risks such as water damage, theft, medical expenses, and liability. Given North Carolina's susceptibility to natural disasters, these firms play a crucial role in providing financial protection for homeowners during unforeseen events. With the advent of technology and evolving customer needs, the sector sees a rising trend in digitization and customized policies, aiming to cater to a wide array of customer preferences and budget requirements.


Top 19 home insurance companies in North Carolina

1. ECM Solutions.

  • Website: ecmins.com
  • Headquarters: Charlotte, North Carolina, United States
  • Founded: 1987
  • Headcount: 51-200
  • LinkedIn

ECM Solutions is an independent insurance agency that offers a range of insurance solutions to protect homes, properties, and personal belongings. They provide coverage for various risks, including medical expenses, water damage, theft, and liability. With a client-focused approach, they strive to attract the best professionals to partner with and advise their clients with integrity. Based in Charlotte, NC, they serve clients throughout North Carolina and South Carolina, and have international access through their partnership with Assurex Global.


2. North Carolina Joint Underwriting Association and North Carolina Insurance Underwriting Association

NCJUA-NCIUA is a tax exempt association of insurance companies licensed to write and engage in writing property insurance coverage in North Carolina. They act as a market of last resort to provide adequate basic and essential property insurance to property owners in North Carolina.


3. HomeInsurance.com

  • Website: homeinsurance.com
  • Headquarters: Wilmington, North Carolina, United States
  • Founded: 1992
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Homeinsurance.com is an online platform that offers home insurance policies to homeowners. They provide a range of coverage options to protect homes from various perils such as fire, hail, lightning, and more. With partnerships with reputable insurance providers, they ensure reliable coverage for their customers.


4. Chriscoe & Associates, Inc.

Compare multiple insurance quotes from your local independent insurance agent today. Chriscoe & Associates, Inc. provides Auto/Car Insurance, Homeowners Insurance, Business/Commercial Insurance, Real Estate Sales, and Life/Health Insurance for all of North Carolina.


5. IGO Insurance Agency

IGO Insurance is an independent insurance agency based in Raleigh, North Carolina. They offer a variety of insurance services, including personal insurance such as auto, homeowners, renters, and motorcycle insurance, as well as business insurance such as general liability, commercial property, and workers' compensation insurance. With a focus on comprehensive coverage, competitive prices, and superior customer service, IGO Insurance aims to meet the diverse needs of their clients.


6. Piedmont Triad Insurance

Piedmont Triad Insurance is an independent insurance agency offering a wide variety of insurance solutions. They provide coverage for personal and business insurance needs, including auto, home, business owners, commercial property, and cyber liability insurance. They are licensed insurance advisors dedicated to protecting their clients from unexpected risks and helping them plan for the future.


7. TriSure Corporation, an Alera Group Company

  • Website: trisure.com
  • Headquarters: Raleigh, North Carolina, United States
  • Founded: 1999
  • Headcount: 11-50
  • LinkedIn

TriSure is a leading insurance company specializing in property and casualty insurance. They offer coverage options through reputable insurance companies, helping businesses manage their risks. With a focus on honesty, integrity, and superior customer service, TriSure provides tailored solutions to meet the unique exposures faced by their clients.


8. Skinner Agency

Skinner Agency is an insurance agency based in East Meadow, New York offering a range of personal and commercial insurance policies, including auto, home, business, and life insurance.


9. Barnette and Coates Inc

Barnette and Coates is an insurance agency offering a range of insurance products including auto, home, business, farm, and life insurance. They prioritize quality products and aim to protect their clients’ assets.


10. Godwin Insurance Agency

Godwin Insurance is an independent agency providing personalized insurance solutions to North Carolina since 1953. We offer a portfolio of carefully selected insurance products, from personal policies such as health, life, homeowner, renter, boat, and valuable property insurance to business insurance options. Our knowledgeable and friendly agents provide expert advice, personalized customer service, and are always available to answer any questions or help with claims.


11. Wells Insurance

  • Website: wellsins.com
  • Headquarters: Wilmington, North Carolina, United States
  • Founded: 1920
  • Headcount: 51-200
  • LinkedIn

Wells Insurance is an insurance brokerage firm providing a wide range of insurance products and services. They offer commercial insurance, personal insurance, marine insurance, and employee benefits packages. With experienced professionals and a commitment to customer service, Wells Insurance aims to protect individuals, businesses, and properties.


12. Jones Insurance Agency, Inc.

Jones Insurance is a comprehensive insurance agency offering a wide range of coverage options in auto, homeowners, life, health, and commercial property insurance. With a commitment to professional service and personalized attention, they provide coverage and assistance for individuals and businesses alike.


13. Standard Insurance & Realty

Standard Insurance is an insurance company based in North Carolina. They provide various insurance coverage options to their customers.


14. HPB Insurance Group

HPB Insurance Group provides a range of insurance solutions to individuals and businesses. They offer various types of insurance plans including health, auto, home, property, liability, and disability insurance. With a focus on customer service and prompt response, HPB Insurance Group aims to protect and support their clients during emergencies and unexpected events.


15. ISU - G. R. Little Agency, Inc.

  • Website: grlittle.com
  • Headquarters: Elizabeth City, North Carolina, United States
  • Founded: 1903
  • Headcount: 11-50
  • LinkedIn

G. R. Little Agency, Inc. is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected.


16. Carolinas Insurance Services

Carolinas Insurance Services is independently owned and locally operated to handle your insurance needs. We focus on North Carolina and South Carolina in order to offer affordable and reliable insurance choices all across Carolinas. We invite you to call us at (704) 289-8404, or contact us at info@carolinasinsuranceservice.com to review coverage options for auto insurance, home insurance, life insurance, business insurance, renters insurance, boat insurance, and more. We provide free, no hassle and no obligation insurance quotes to help you make an informed insurance decision.


17. Jeff Kincaid Insurance Group

JK Insurance Group provides various insurance services, including personal, business, and commercial insurance.


18. McAllister Family Insurance

McAllister Family Insurance is an insurance agency committed to providing sound insurance and exceptional service to their hometown community, with a focus on personal home, personal auto, landlord, commercial property, business, commercial auto, bond, health, life, and homeowners insurance.


19. Midgett Insurance Agency

Midgett Insurance Agency is an insurance provider that specializes in offering a range of personal and commercial insurance policies, including flood, boat, rental property, and business owners (BOP) insurance.


Want to find more home insurance companies?


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