The fintech industry in Ohio is a dynamic sector embodying firms that incorporate technology into financial services. These businesses simplify multiple financial operations for consumers, from offering prepaid Visa debit cards and points of sale financing to payment processing solutions. Their innovative approach merges the financial and tech realms, reshaping traditional banking, and upscaling customer experience. As the industry pursues rapid growth and the demand for modern, convenient banking solutions increase, Ohio's fintech landscape is likely to expand further, setting trends for the global fintech ecosystem.


Top 22 fintech companies in Ohio

1. UniRush,LLC

  • Website: rushcard.com
  • Headquarters: Cincinnati, Ohio, United States
  • Founded: 2003
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

RushCard is a financial services company that offers a secure and convenient alternative to traditional banking. They provide a prepaid Visa debit card that allows users to easily manage their money, make purchases, and pay bills online. With features like direct deposit, mobile check deposit, and Pause Protection, RushCard aims to provide its customers with faster access to their funds and protection against unauthorized charges.


2. Jifiti

  • Website: jifiti.com
  • Headquarters: Columbus, Ohio, United States
  • Founded: 2011
  • Headcount: 51-200
  • Latest funding type: Series Unknown
  • LinkedIn

Jifiti is an end-to-end Buy Now Pay Later platform that offers advanced technology tools for deploying and scaling loan programs at any point of sale. They provide BNPL POS financing, split payment, and pay over time options. Their white-labeled platform bridges the gap between retailers, lenders, and consumers, offering seamless checkout financing experiences. Jifiti powers bank loan programs, retail gifting solutions, and zero-integration POS financing.


3. Payliance

  • Website: payliance.com
  • Headquarters: Columbus, Ohio, United States
  • Founded: 2007
  • Headcount: 51-200
  • Latest funding type: Debt Financing
  • LinkedIn

Payliance is a payment solutions provider that gives customers access to the payment options they use every day. They offer credit and debit card processing, ACH+RCC batch solutions, and buy now pay later services. With a focus on compliance and reliability, they serve various markets including lending, accounts receivable management, and sports gambling & online gaming.


4. Luma Financial Technologies

  • Website: lumafintech.com
  • Headquarters: Cincinnati, Ohio, United States
  • Founded: 2018
  • Headcount: 51-200
  • Latest funding type: Series Unknown
  • LinkedIn

Luma Financial Technologies is a financial technology company that offers a customizable platform for financial advisors to learn, buy, create, and track structured products and annuities. The platform is designed to enhance efficiency, speed, and compliance in order entry and integrates into workflows and risk tolerance.


5. Cash Flow Solutions

RIBBIT is a financial technology company specializing in adaptive behavioral analytics using the predictive power of open banking and payment data to enhance access to financial services.


6. FinTech Frontier

FinTech Frontier is a platform focused on promoting the evolution of FinTech and accelerating the adoption of technology within the financial services industry in the United States.


7. Banc Certified Merchant Services

Banccertified.com is a worldwide full-service Merchant Services Provider that offers a wide variety of innovative products and services to merchants. They are committed to providing superior customer service, competitive and honest pricing, and a no-risk guarantee to help their customers grow and prosper.


8. Cyberium Inc

  • Website: cyberium.info
  • Headquarters: Columbus, Ohio, United States
  • Founded: 2020
  • Headcount: 51-200
  • Latest funding type: Pre Seed
  • LinkedIn

Cyberium is a DIY platform that offers speed and performance for enterprise transactional apps. It revolutionizes ideas into reality with advanced technology, empowering businesses with solutions such as ERP, HRM, FinTech, CRM, PMS, and Cyber Security. It provides Blockchain for Government, Media & Entertainment, and Manufacturing industries.


9. PayOptions

Payoptions is a financial services company that provides flexible and secure payment processing solutions for businesses of all sizes.


10. Know Copay

  • Website: knowcopay.com
  • Headquarters: Hudson, Ohio, United States
  • Headcount: 11-50

KnowCoPay is a company that offers payment processing solutions to businesses of all kinds, making transactions easier, faster, and more secure.


11. Diebold Nixdorf

  • Website: dieboldnixdorf.com
  • Headquarters: Hudson, Ohio, United States
  • Founded: 1859
  • Headcount: 10001+
  • Latest funding type: Post Ipo Debt
  • LinkedIn

Diebold Nixdorf is a global company that provides innovative solutions to financial institutions and retailers. They offer a wide range of products and services including ATMs, point-of-sale systems, software, and security solutions.


12. LendKey Technologies, Inc.

  • Website: lendkey.com
  • Headquarters: Cincinnati, Ohio, United States
  • Founded: 2009
  • Headcount: 51-200
  • Latest funding type: Series C
  • LinkedIn

LendKey is a company that offers loans to customers. They provide a range of loan options and work with borrowers to help them find the best rates and terms for their financial needs.


13. Clearsulting

Clearsulting is a digital finance consulting firm that challenges the status quo and sparks innovation through collaboration and long-lasting relationships. They work with organizations to reduce redundant systems and implement process automations to transform the way they work.


14. Splash Financial

  • Website: splashfinancial.com
  • Headquarters: Cleveland, Ohio, United States
  • Founded: 2013
  • Headcount: 51-200
  • Latest funding type: Series B
  • LinkedIn

Splash Financial is a company that offers student loan refinancing and consolidation services. They help borrowers find competitive rates and loan options to reduce their monthly payments and save money in the long run.


15. Black Dollar Coin

Black Dollar Coin is a new cryptocurrency focused on ending racism and bringing financial freedom to disadvantaged individuals.


16. SmartPay Leasing

  • Website: smartpaylease.com
  • Headquarters: Cincinnati, Ohio, United States
  • Founded: 2009
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

SmartPay Lease is a leasing company that offers lease-to-own agreements for smartphones, including Samsung and iPhone models. Customers can make monthly payments to gradually own the device. No credit score is required, and approval is not guaranteed. The company provides flexible lease payments and no security deposit is needed.


17. BridgeFi

  • Website: bridgefi.com
  • Headquarters: Dublin, Ohio, United States
  • Founded: 2018
  • Headcount: 51-200
  • LinkedIn

BridgeFi is a FinTech platform that offers a powerful, back-end loan qualification technology. They provide a digital portal for customers to access approvals, repayments, and periodic account statements. BridgeFi's core capabilities are flexible and adaptable, catering to the needs of brick and mortar retail customers.


18. Segmint

  • Website: segmint.com
  • Headquarters: Cuyahoga Falls, Ohio, United States
  • Founded: 2007
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Segmint is a FinTech company that provides financial data analytics and transaction cleansing solutions. They specialize in efficiently cleansing and categorizing merchant payment and transactional data, providing actionable insights to help businesses strategically grow. Their services include cross-selling and product utilization, personalized marketing, and data-driven strategies. With a focus on customer-centric banks and financial institutions, Segmint helps companies understand their customers' stories and deliver personalized services that matter most. They partner with leading financial service providers and offer AI modeling powered by Key Lifestyle Indicators.


19. Crowdfund Insider

Crowdfund Insider is a news and information website covering disruptive finance including investment crowdfunding, Blockchain, online lending, and other forms of Fintech.


20. FinTech Law Firm

FinTech Legal is a corporate and securities law firm that provides legal services to businesses in the financial technology industry.


21. Sherpa Technologies, LLC

Sherpa Technologies is a digital transformation provider that offers solutions for credit unions to streamline lending, member engagement, rewards-based checking, and real-time payment services.


22. CU-Interface mpowered

CU-Interface is a technology company that provides credit unions with a comprehensive solution for modern banking services. Their offerings include Home Banking, Mobile Apps, Voice Banking, and wearable technology like the Apple Watch, empowering members with convenient and customizable solutions. They prioritize collaboration and strategic solutions, aiming to enhance the partnership with credit union management and personnel.


Want to find more fintech companies?


If you want to find more companies that offer a myriad of pertinent and technology-driven financial solutions you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
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  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!