Premier 22 Personal Loans Lending Companies Explored
Premier 22 Personal Loans Lending Companies Explored
The personal loans lending industry is characterized by an abundance of companies offering various loan services to individuals in need of immediate funds. These services range from short-term unsecured loans for personal use to more structured loan plans for larger, long-term needs. The companies utilize advanced analytic tools to assess borrowers' creditworthiness, enabling them to offer personalized, often competitive, interest rates. With the rapid digitalization of financial products and services, the industry is moving towards an increasingly seamless online experience, revolutionizing lending with quicker application processes and easier access to funds. The future likely holds even more simplification, personalization, and speed.
Top 22 Personal Loans Lending Companies
1. LendingClub
- Website: lendingclub.com
- Headquarters: San Francisco, California, United States
- Founded: 2006
- Headcount: 1001-5000
- Latest funding type: Post Ipo Equity
LendingClub is an online lending marketplace that connects borrowers with investors. They offer personal loans of up to $40,000 with fixed rates and a monthly repayment plan. The company focuses on providing quick access to funds and offers a range of loan options based on individual needs.
2. Avant
- Website: avant.com
- Headquarters: Chicago, Illinois, United States
- Founded: 2012
- Headcount: 501-1000
- Latest funding type: Debt Financing
Avant.com is a financial technology company that offers online personal loans to individuals. With a streamlined application process and quick funding, Avant.com provides borrowers with access to funds for various purposes. The company leverages data and technology to offer affordable and personalized loan options to its customers.
3. Best Egg
- Website: bestegg.com
- Headquarters: Wilmington, Delaware, United States
- Founded: 2013
- Headcount: 501-1000
Best Egg is a financial company that offers personal loans and credit card refinancing. They aim to provide hassle-free funds quickly and help customers make informed financial decisions. Best Egg strives to understand each customer's goals and needs to offer tailored rates and recommendations.
4. Republic Finance
- Website: republicfinance.com
- Headquarters: Baton Rouge, Louisiana, United States
- Founded: 1952
- Headcount: 1001-5000
- Latest funding type: Private Equity
Republic Finance is a financial services company that offers loans and financial solutions to individuals. They provide various loan options, including personal loans, auto-secured loans, bill consolidation loans, emergency loans, holiday loans, home improvement loans, and K-12 school loans. With over 60 years of experience, Republic Finance helps customers meet their financial needs by providing personalized loan options. They also have a mobile app for easy access and offer online pre-qualification. Their mission is to assist customers in achieving their financial goals.
5. Upgrade, Inc.
- Website: upgrade.com
- Headquarters: San Francisco, California, United States
- Founded: 2016
- Headcount: 501-1000
- Latest funding type: Series F
Upgrade.com is a financial technology company that offers personal loans, auto refinance loans, personal credit lines, and Upgrade Cards. They provide no-fee checking with cash back, Rewards Checking, and Premier Savings accounts. Their services are issued by a New Jersey State Chartered Commercial Bank and they offer Upgrade VISA Debit Cards. Customers can earn cash back on everyday expenses and have access to credit health insights and customer support.
6. Peerform
- Website: peerform.com
- Headquarters: New York, New York, United States
- Founded: 2009
- Headcount: 11-50
- Latest funding type: Acquired
Peerform offers personal loans through its peer-to-peer lending platform, connecting borrowers with investors to fund loans.
7. Upstart
- Website: upstart.com
- Headquarters: San Mateo, California, United States
- Founded: 2012
- Headcount: 1001-5000
- Latest funding type: Ipo
Upstart.com is a financial technology company that offers personal and auto refinance loans. They partner with banks and other financial institutions to provide competitive rates and quick loan approvals.
8. Eastern Bank
- Website: easternbank.com
- Headquarters: Boston, Massachusetts, United States
- Founded: 1818
- Headcount: 1001-5000
Eastern Bank is a financial institution that offers a wide range of personal and business banking services. They provide services such as personal loans, mortgages, commercial banking, investment services, and insurance. They aim to provide customers with convenience, simplicity, and excellent customer service.
9. Pepper Financial Services Group
- Website: pepper.com.au
- Headquarters: North Sydney, Nsw, Australia
- Founded: 2000
- Headcount: 1001-5000
- Latest funding type: Acquired
Pepper.com.au offers a range of lending and financial solutions to customers, including personal loans, debt consolidation loans, renovation loans, holiday loans, car loans, and asset finance solutions.
10. Earnest
- Website: earnest.com
- Headquarters: San Francisco, California, United States
- Founded: 2013
- Headcount: 201-500
- Latest funding type: Acquired
Earnest.com is a financial services company offering private student loan refinancing and personal loan options. With over $18.3 billion in student loans refinanced, Earnest provides repayment solutions and resources to help borrowers manage their debt. The company also offers credit card refinancing and parent PLUS loan refinancing. Earnest operates with the goal of providing fair deals and has a strong focus on privacy and security.
11. easyfinancial Services
- Website: easyfinancial.com
- Headquarters: Mississauga, Ontario, Canada
- Founded: 2006
- Headcount: 201-500
easyfinancial.com is a financial services company that helps Canadians improve their credit and achieve a better financial future. They offer personal loans, home equity loans, auto loans, point-of-sale financing, and other value-added services. With over 400 locations nationwide, they provide accessible and affordable financial solutions to customers in need.
12. mFinanse S.A.
- Website: mfinanse.pl
- Headquarters: Łódź, Łódzkie, Poland
- Founded: 2009
- Headcount: 1001-5000
mfinanse.pl is a financial services company specializing in financial and credit intermediation. They offer a range of products including personal and mortgage loans, as well as financial advice and consulting services. With extensive knowledge and expertise in the banking industry, they help individuals and businesses make informed decisions about their finances.
13. Popular Bank
- Website: popularbank.com
- Headquarters: New York, New York, United States
- Founded: 1893
- Headcount: 1001-5000
Popular Bank is a full-service financial institution founded in 1961. With over a century of trust, we are committed to putting customers at the heart of everything we do. We offer personal and business banking services, including checking accounts, savings accounts, mortgages, and investment and insurance options. Our extensive ATM network provides convenient access to funds worldwide, and our online and mobile banking platforms offer secure and easy banking solutions.
14. Zopa
- Website: zopa.com
- Headquarters: London, London, United Kingdom
- Founded: 2005
- Headcount: 201-500
- Latest funding type: Series Unknown
Zopa is a company that offers credit cards, loans, and savings and investment products to its customers. They have built an app to help manage finances and provide services online, making it stress-free for users. With a focus on simplicity and great customer experience, Zopa aims to provide easy access to financial products and help customers stay on top of their money.
15. Cash4You Corp
- Website: cash4you.ca
- Headquarters: Cambridge, Ontario, Canada
- Founded: 2001
- Headcount: 501-1000
- Latest funding type: Debt Financing
Cash4you.ca offers various financial services including installment loans, payday loans, cheque cashing, and Western Union services. They provide hassle-free borrowing options up to $15,000 with no pre-payment penalties. With convenient locations and an easy application process, they strive to meet the financial needs of their customers.
16. CASHe
- Website: cashe.co.in
- Headquarters: Mumbai, Maharashtra, India
- Founded: 2016
- Headcount: 201-500
- Latest funding type: Corporate Round
CASHe.co.in offers instant personal loans and credit lines for the social generation. With fast approvals and minimal paperwork, users can access multiple loans for various needs, such as weddings, travel, education, and more. CASHe provides a simplified, faster, and safer lending experience through their mobile app.
17. Everyday Loans
- Website: everyday-loans.co.uk
- Headquarters: Bourne End, Bucks, United Kingdom
- Founded: 2006
- Headcount: 201-500
- Latest funding type: Acquired
Everyday Loans is a direct lending company that offers unsecured loans ranging from £1,000 to £15,000 for various purposes. They are a member of the Finance and Leasing Association and follow its Lending Code. The loans are subject to status and affordability.
18. moneyview
- Website: moneyview.in
- Headquarters: Bengaluru, Karnataka, India
- Founded: 2014
- Headcount: 201-500
- Latest funding type: Series E
Moneyview is an online platform that offers instant personal loans to individuals. The platform provides a hassle-free and transparent application process, allowing customers to get an instant loan of up to 5 Lakhs. Moneyview ensures the security of customer data through advanced encryption techniques. With no hidden charges or surprises, Moneyview aims to provide quick and convenient financial solutions for medical expenses, home remodeling, business ventures, and more.
19. The Money Shop UK
- Website: themoneyshop.com
- Headquarters: Nottingham, England, United Kingdom
- Headcount: 1001-5000
The Money Shop offers short term loans and unsecured personal loans. They provide a quick and easy application process optimized for mobile devices. Their loans are paid back in monthly installments over 3 to 36 months.
20. Liberty Financial Pty Ltd
- Website: liberty.com.au
- Headquarters: Melbourne, Victoria, Australia
- Founded: 1997
- Headcount: 201-500
Liberty is a leading lender that offers free-thinking solutions at competitive prices to support customers with greater choice. With a wide range of loans for your home, car, business, and personal needs, Liberty can help customers get financial even when others say it's not possible.
21. DSGi Business
- Website: equanet.co.uk
- Headquarters: Bury, Gt Manchester, United Kingdom
- Founded: 1997
- Headcount: 501-1000
- Latest funding type: Acquired
Equanet.co.uk offers payday loans to individuals who need temporary financial assistance. They provide a simple and speedy application process, allowing borrowers to access funds quickly. Equanet.co.uk is suitable for those facing a one-time financial challenge and confident in their ability to repay the loan.
22. First Internet Bank
- Website: firstib.com
- Headquarters: Fishers, Indiana, United States
- Founded: 1999
- Headcount: 201-500
First Internet Bank is a financial institution that offers a range of banking services including deposits, borrowings, credit cards, and specialty vehicle financing. It provides personal and business banking solutions to individuals, small businesses, and commercial clients. The bank ensures privacy and security for its customers and emphasizes accessibility and convenience through online and mobile banking platforms.
Want to find more personal loans lending companies?
If you want to find more companies that provide diverse personal loan solutions you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.
With Inven you'll also get to know the company's:
- Ownership: Which of these are private equity backed? Which are family-owned?
- Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
- Financials: How do these companies perform financially? What are their revenues and profit margins?
...and a lot more!
