The consumer peer-to-peer lending industry, also known as social lending, is revolutionizing the traditional banking system by offering an online platform that connects borrowers and lenders directly. In this emerging fintech space, diverse companies like Twino, Fellow Finance Oyj, and Peerform offer various investment and loan services, bypassing financial intermediaries. Lenders can directly fund loans and earn returns, while borrowers can obtain affordable loans for various needs. While encountering regulatory challenges, the industry is expanding globally and adapting to new financial technologies, showing a promising future.


Top 23 Consumer Peer-to-Peer Lending Companies

1. Twino

  • Website: twino.eu
  • Headquarters: Rīga, Rīga, India
  • Founded: 2015
  • Headcount: 51-200
  • LinkedIn

TWINO is a FinTech company offering P2P investment platform services. They provide a platform for individuals to invest in loans originated by their loan originators.


2. Fellow Finance Oyj

Fellow Finance is an online platform that connects investors and borrowers, providing peer-to-peer loans for businesses and consumers. They offer a marketplace for individuals and institutional investors to invest in loans and earn returns, while borrowers can access funding for various purposes.


3. Peerform

  • Website: peerform.com
  • Headquarters: New York, New York, United States
  • Founded: 2009
  • Headcount: 11-50
  • Latest funding type: Acquired
  • LinkedIn

Peerform offers personal loans through its peer-to-peer lending platform, connecting borrowers with investors to fund loans.


4. Robocash Group

  • Website: robocash.group
  • Headquarters: Singapore, Central Region, Singapore
  • Founded: 2013
  • Headcount: 1001-5000
  • LinkedIn

Robocash.group is a financial group of companies that specializes in robotic financial services in the field of alternative lending and marketplace funding. They provide fully automated services that enable fast and convenient access to finance and streamline international investments.


5. Momnt

  • Website: momnt.com
  • Headquarters: Atlanta, Georgia, United States
  • Founded: 2020
  • Headcount: 51-200
  • Latest funding type: Series B
  • LinkedIn

Momnt.com offers embedded lending solutions for businesses to provide low-friction, affordable financing to their customers at the point of need. They facilitate consumer loans used for purchasing goods and services from participating merchant businesses, providing high quality loans and cross-selling opportunities for financial institutions.


6. iPeso

  • Website: ipeso.cc
  • Headquarters: Mexico City, Distrito Federal, Mexico
  • Founded: 2020
  • Headcount: 51-200
  • LinkedIn

ipeso.cc is a company that offers instant and quick loans to California residents who are 18 years or older. They provide smart and trustworthy loan solutions that can be accessed anytime, anywhere.


7. MoneyPlace

  • Website: moneyplace.com.au
  • Headquarters: Melbourne, Victoria, Australia
  • Founded: 2014
  • Headcount: 11-50
  • Latest funding type: Acquired
  • LinkedIn

MoneyPlace is an online lending platform that offers unsecured and secured personal loans ranging from $5,000 to $80,000. They provide loans for various purposes, including debt consolidation, home improvement, car purchases, weddings, and medical expenses. The loans are funded directly by investors, allowing borrowers to avoid dealing with banks and high interest rates.


8. Quick Credit Nigeria

QuickCredit is a financial services company that offers fast and easy loans to individuals and small businesses.


9. Loanerr Inc

  • Website: loanerr.ca
  • Headquarters: Toronto, Ontario, Canada
  • Founded: 2015
  • Headcount: 11-50
  • LinkedIn

Loanerr.ca is a lending platform that offers fast, secure, and convenient personal loans to Canadians.


10. Gold Seeds Company Limited

  • Website: gaomuong.com
  • Headquarters: Phường Dịch Vọng Hậu, Hanoi, Viet Nam
  • Founded: 2021
  • Headcount: 11-50
  • LinkedIn

Gaomuong.com is a financial services company offering fast consumer loans and online lending options.


11. Simple Loans Limited

Simple Loans Limited is a lending company offering fast and easy personal loans to eligible applicants.


12. Fingo Online Marketing IvS

Fingo.dk offers online financial services, including quick loans and other financial options.


13. Kilde

  • Website: kilde.sg
  • Headquarters: Singapore, Singapore, Singapore
  • Founded: 2019
  • Headcount: 1-10
  • Latest funding type: Pre Seed
  • LinkedIn

Kilde is an income investment platform that disrupts term deposits. We offer terms from 3 to 36 months with an 8-11% yearly return. Interest is distributed to investors as often as once a month. We generate high but safe returns by lending funds to leading consumer and SME lending companies in Asia and Europe. You can check the borrowers we work with here. At Kilde, we work with every investor on the same conditions as we work with credit funds and family offices. Fairness is our promise, and we keep it. The Monetary Authority of Singapore regulates Kilde as a financial institution dealing in securities and exempt financial adviser. Our senior team has 30+ years of experience in consumer and SME lending. We serve 200+ individual and institutional investors who gave us more than USD 5,000,000 in exchange for an average net return of 10.48%.


14. Blackmoon Financial Group

  • Website: blackmoonfg.com
  • Headquarters: Moscow, Moscow City, Russian Federation
  • Founded: 2015
  • Headcount: 11-50
  • Latest funding type: Initial Coin Offering
  • LinkedIn

Blackmoon Financial Group is a marketplace lending platform offering access to capital managed by asset managers to lenders. It also provides API-based technology to loan originators.


15. Management Financial Group

Management Financial Group (MFG) is a holding company that unites leading providers of non-bank financial services in Central and Eastern Europe. With over 15 years of experience in financial services, MFG aims to establish itself as one of the fastest growing financial service providers in the region.


16. Digital Finance International (member of Finstar Financial Group)

Digital Finance is a leading financial technology company that focuses on providing financial inclusion and convenient financial products and services to the underserved customers globally. They leverage deep technology and data science to create breakthrough technologies, products, and services. Their mission is to serve the needs of the underbanked and underserved customers by delivering unparalleled speed, convenience, and user satisfaction. They prioritize alliances and partnerships with companies that have massive customer bases as their core customer and data acquisition strategy.


17. OppFi

  • Website: oppfi.com
  • Headquarters: Chicago, Illinois, United States
  • Founded: 2012
  • Headcount: 501-1000
  • Latest funding type: Post Ipo Debt
  • LinkedIn

OppFi is a financial services company that provides access to credit for consumers. They offer loans and credit products to individuals who have been denied traditional credit options. OppFi aims to help those who lack traditional options rebuild their financial health.


18. LendUp

  • Website: lendup.com
  • Headquarters: Oakland, California, United States
  • Founded: 2012
  • Headcount: 51-200
  • LinkedIn

LendUp.com is a platform that supports responsible lending by connecting borrowers with direct lenders who offer short-term loans up to $5,000. Customers with credit difficulties can seek financial assistance through LendUp.com's safe and secure loan request service. The company aims to provide a better alternative to payday loans by offering a fast and sustainable connection with reliable lenders in the industry.


19. TurnKey Lender

  • Website: turnkey-lender.com
  • Headquarters: Austin, Texas, Singapore
  • Founded: 2014
  • Headcount: 51-200
  • Latest funding type: Series Unknown
  • LinkedIn

Turnkey-lender.com offers an all-in-one lending management software solution for businesses to automate their loan origination, underwriting, servicing, and reporting processes. With a focus on lending automation and digital transformation, the company enables efficient debt collection, fraud prevention, and risk management. Its platform caters to various lending segments, including consumer lending, auto financing, commercial lending, and more. Turnkey-lender.com has been recognized with industry awards and commendations for its innovative and modern approach to lending processes.


20. Strategic Information Technology

Portfolio+ offers innovative, mission-critical solutions to banks and financial institutions. We support our clients with training and consulting services for finance professionals to capitalize on fintech.


21. easyfinancial Services

easyfinancial.com is a financial services company that helps Canadians improve their credit and achieve a better financial future. They offer personal loans, home equity loans, auto loans, point-of-sale financing, and other value-added services. With over 400 locations nationwide, they provide accessible and affordable financial solutions to customers in need.


22. Municipalidad de San Miguel

  • Website: msm.gov.ar
  • Headquarters: San Miguel, Buenos Aires, Argentina
  • Founded: 1994
  • Headcount: 1001-5000
  • LinkedIn

MSM is a company that provides loans and payday lending services. They offer fast and convenient access to cash for customers in need of short-term financing. With competitive interest rates and flexible repayment options, they aim to support individuals in managing their financial needs.


23. QuickBridge

QuickBridge is a financing solutions company that offers small business loans, working capital loans, short-term loans, bridge loans, and payroll loans. They provide fast and flexible funding options tailored to the unique needs of businesses.


Want to find more consumer peer-to-peer lending companies?


If you want to find more companies that offer innovative peer-to-peer loan services you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!