The fintech industry in Texas is a thriving ecosystem of companies ranging from traditional services like loans and banking, through to cutting-edge technologies like AI-enhanced analytics and blockchain. These companies are reshaping the way finance is conducted in the state, offering customers a variety of services - from mobile transactions to advanced data interpretations. Fintech firms in Texas, while diverse, all share a common goal: to streamline and augment the financial processes we rely on daily. The industry has been growing at a tremendous pace and is expected to make significant strides in the future, as technology continues to evolve and customers demand more convenient and efficient financial services.


Top 23 fintech companies in Texas

1. Q2

  • Website: q2.com
  • Headquarters: Austin, Texas, United States
  • Founded: 2004
  • Headcount: 1001-5000
  • LinkedIn

Q2 is a mission-driven company focused on strengthening financial institutions and building stronger, diverse communities. They offer banking services without being a bank, providing solutions for consumer lending, commercial lending, SME lending, and asset finance. Q2 aims to deliver valuable customer insights through machine learning and behavioral analytics.


2. Netspend

  • Website: netspend.com
  • Headquarters: Austin, Texas, United States
  • Founded: 1999
  • Headcount: 501-1000
  • Latest funding type: Acquired
  • LinkedIn

Netspend is a financial technology company that offers banking services through its bank partners. It provides a range of products and services such as prepaid cards, debit accounts, direct deposit, and money transfer solutions. With user-friendly tools like Spending Tracker and Anytime Alerts, Netspend makes it easy for customers to manage their money securely.


3. Consero Global

  • Website: conseroglobal.com
  • Headquarters: Austin, Texas, United States
  • Founded: 2006
  • Headcount: 501-1000
  • Latest funding type: Private Equity
  • LinkedIn

Consero Global LLC is a pioneering company offering Finance as a Service (FaaS) solutions. They combine cutting-edge technology, processes, and people to deliver precise financial visibility and improved operational scalability. Their fully-managed solution helps companies set up and scale their finance department, providing clear insights and in-depth financial information. With their advanced software platform SIMPL, clients have 24/7 access to real-time financial dashboards and transactional level details.


4. Apex Fintech Solutions

Apex Fintech Solutions is a trusted and nimble company at the forefront of advancing the frontier of what's possible in the fintech industry. They provide seamless APIs and data intelligence solutions for investors and end users, helping them meet their financial and tech needs. With a focus on innovation and collaboration, Apex empowers brands of all sizes to achieve their goals and overcome obstacles in an ever-expanding array of industries.


5. AffiniPay

  • Website: affinipay.com
  • Headquarters: Austin, Texas, United States
  • Founded: 2005
  • Headcount: 201-500
  • Latest funding type: Secondary Market
  • LinkedIn

AffiniPay is a financial technology company specializing in payment solutions for associations and nonprofits. They partner with organizations to provide an intuitive and efficient way to accept member payments, run reports, and maintain information security.


6. BSI Financial Services

BSI Financial is a financial services company that offers digital tools for borrowers to manage their loans. They provide loan rates, insurance quotes, payment options, and assistance for payment difficulties and foreclosure. BSI also offers regtech solutions for loan status and condition monitoring. Their technology-driven approach reduces compliance risk and improves loan file accuracy through big data and AI. BSI is committed to sustainable homeownership and provides support to lenders and consumers through their core services and fintech solutions.


7. Core Scientific

  • Website: corescientific.com
  • Headquarters: Austin, Texas, United States
  • Founded: 2017
  • Headcount: 201-500
  • Latest funding type: Post Ipo Debt
  • LinkedIn

Core Scientific is a company that specializes in providing fully managed hosting solutions for digital asset mining and blockchain applications. They offer premium hosting services and have a focus on blockchain infrastructure and technology. Core Scientific is a leader in high-performance blockchain infrastructure and software solutions.


8. ePayPolicy

  • Website: epaypolicy.com
  • Headquarters: Austin, Texas, United States
  • Founded: 2014
  • Headcount: 51-200
  • Latest funding type: Private Equity
  • LinkedIn

ePayPolicy provides a modern and efficient insurance payment solution. They offer customizable payment pages for easy ACH and credit card payments, along with comprehensive transaction management and integration with AMS/CRM systems. Their platform is designed to streamline payment processes, improve visibility, and enhance the customer experience for insurance agencies, MGAs, wholesalers, and premium finance companies.


9. Usio, Inc.

  • Website: usio.com
  • Headquarters: San Antonio, Texas, United States
  • Founded: 1998
  • Headcount: 51-200
  • Latest funding type: Post Ipo Equity
  • LinkedIn

Usio is a NACHA Certified provider and leader in integrated and embedded payments for FinTech’s. They process over $9 billion in annual ACH volume and provide funding control with late cutoff times. They offer tailor-made solutions for various industries including Lenders, Retail, Franchises, Education, Insurance, Medical, Government, Restaurants, Collections, and more. Usio helps businesses, nonprofits, and government organizations create and manage prepaid cards for their specific needs.


10. PHAT Technologies LLC

  • Website: phat.money
  • Headquarters: Dallas, Texas, United States
  • Founded: 2021
  • Headcount: 11-50
  • LinkedIn

PHAT.Money is a financial technology company that offers a digital wallet for cash, cryptocurrency and gold.


11. AriseBank

AriseBank offers a platform for decentralized banking and virtual currency management.


12. Majic Wheels Corp. (OTC: MJWL)

  • Website: majiccorp.co
  • Headquarters: Houston, Texas, United States
  • Founded: 2018
  • Headcount: 11-50
  • LinkedIn

Majic Wheels Corp. is a Wyoming holding corporation with a team of experienced professionals in investment and emerging tech. The company has a strong presence in high-growth markets where crypto and disruptive tech adoption is high. They focus on Blockchain (Crypto Exchanges & Custody) and Fintech (Insurtech).


13. FedFis

  • Website: fedfis.com
  • Headquarters: Austin, Texas, United States
  • Founded: 1999
  • Headcount: 11-50
  • LinkedIn

FedFis.com is a financial data and analytics company that provides valuable insights into the operations, technology stack, and market share of US financial institutions. With the largest US financial institution database in the world, FedFis helps FinTech vendors and other companies selling to financial institutions to identify and target their customers more effectively. Their comprehensive data includes information on APIs, integrations, partnerships, churn rates, regulatory and financial applications, M&A activities, and key decision-makers in the industry.


14. Valorus

  • Website: valorus.com
  • Headquarters: Austin, Texas, United States
  • Founded: 2019
  • Headcount: 201-500
  • LinkedIn

Valorus offers payroll processing, merchant processing, and equipment financing solutions.


15. CoinClaim

  • Website: coinclaim.io
  • Headquarters: Dallas, Texas, United States
  • Founded: 2018
  • Headcount: 11-50
  • LinkedIn

CoinClaim is a cryptocurrency payment and allocation platform that utilizes the CLM utility token to pay distributed recipients on a mass scale.


16. The Bitcoin Company

The Bitcoin Company is a platform that allows users to spend bitcoin and earn rewards on their purchases.


17. Blockchain Real Estate Summit

Blockchain Real Estate Summit is a conference designed by real estate professionals to educate practitioners about the financial system of the future. It covers topics such as tradable real estate, tokenized real estate, fractional real estate investing, financial inclusion, investment strategies, and blockchain technology.


18. TigrePay

  • Website: tigrepay.com
  • Headquarters: Austin, Texas, United States
  • Founded: 2019
  • Headcount: 11-50
  • LinkedIn

TigrePay is a digital payment solution provider for legacy and emerging currencies and loyalty programs. Their products include TigreWallet, TigreCoin, TigreTOPP, TigreVault and TigreCloud.


19. MoneyGram International

  • Website: moneygram.com
  • Headquarters: Dallas, Texas, United States
  • Founded: 1940
  • Headcount: 1001-5000
  • Latest funding type: Acquired
  • LinkedIn

MoneyGram is a global leader in digital P2P payments, providing innovative financial solutions to connect communities worldwide. With a focus on mobilizing the movement of money, MoneyGram serves over 150 million people, leveraging its modern platform and collaborating with top brands. Through its direct-to-consumer digital channel, global retail network, and embedded finance business, MoneyGram offers convenient and secure money transfer services. The company is also at the forefront of cross-border payment innovation and blockchain-enabled settlement.


20. ProfitStars

  • Website: profitstars.com
  • Headquarters: Dallas, Texas, United States
  • Founded: 2006
  • Headcount: 1001-5000
  • Latest funding type: Acquired
  • LinkedIn

ProfitStars is a company that offers a range of technology solutions and services for financial institutions. They provide software applications, consulting services, and outsourcing solutions to help banks and credit unions improve their operational efficiency, enhance customer experience, and drive growth.


21. rateGenius, Inc.

  • Website: rategenius.com
  • Headquarters: Austin, Texas, United States
  • Founded: 1999
  • Headcount: 201-500
  • Latest funding type: Acquired
  • LinkedIn

RateGenius is a nationwide vehicle refinance platform that partners with over 150 lenders. They help people save money on their auto loans by offering a fast and easy way to refinance. With a network of lenders, customers can lower their interest rates and monthly payments.


22. Multicoin Capital

Multicoin Capital is an investment firm specializing in cryptocurrencies and blockchain technology. They make long-term, high-conviction investments in category defining crypto companies and protocols across public and private markets.


23. Qenta Inc.

  • Website: qenta.com
  • Headquarters: Houston, Texas, United States
  • Founded: 2016
  • Headcount: 201-500
  • Latest funding type: Private Equity
  • LinkedIn

Qenta Inc. elevates the world's businesses and citizens through a frictionless, accessible, secure, and compliant financial ecosystem. They work with governments, financial institutions, corporates, and individuals that are users of and investors in digital assets and transactions.


Want to find more fintech companies?


If you want to find more companies that offer services ranging from streamlined banking to advanced financial analytics you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!