Top 23 Outstanding Scratch Alternatives
Top 23 Outstanding Scratch Alternatives
Scratch.fi is a Finnish company globally acclaimed for its borrower portal which revolutionizes the loan application process by streamlining it for individual loan seekers. Occupying an influential niche in the hi-tech, finance industry; there are remarkable companies that stand out providing similar services. These brands range from financial institutions like Plenti to fintech companies like Mono and Liquid Logics. They all share common ground in the loan realm, providing user-friendly platforms for borrowers and lenders alike to interact smoothly. With the continued advancement in financial technology, the industry shows strong trends towards more efficient and accessible loan management platforms.
Top 23 Scratch alternatives
1. Plenti
- Website: plenti.com.au
- Headquarters: Sydney, New South Wales, Australia
- Founded: 2014
- Headcount: 51-200
- Latest funding type: Ipo
Plenti is a financial company that offers various loan types, including personal loans, car loans, EV loans, renovation loans, debt consolidation loans, solar and battery loans, wedding loans, holiday loans, and legal fee loans. They provide competitive rates and a convenient borrower portal to manage and monitor investments.
2. Mono
- Website: mono.co
- Headquarters: Lekki Phase 1, Lagos, Nigeria
- Founded: 2020
- Headcount: 11-50
- Latest funding type: Series A
Mono is a financial technology company that offers APIs and SDKs for businesses and developers to access high-quality financial data and enable direct bank payments. With its platform, Mono helps businesses streamline financial management, including bank statement collection, account linking, and corporate finance management.
3. Liquid Logics
- Website: liquidlogics.com
- Headquarters: Lees Summit, Missouri, United States
- Founded: 2004
- Headcount: 11-50
Liquid Logics is a premier Loan Origination Software (LOS) provider, catering to the private money and residential industries. They aim to set the industry standard for marketplace and crowdfunding loans, offering a transparent, responsive, and flexible approach to their products and services. Through their cloud-based Nova platform, Liquid Logics revolutionizes loan management, providing a powerful and secure solution for financial professionals. Their system is customizable, comprehensive, and accessible from anywhere, enabling borrowers and employees to manage loans seamlessly.
4. Quick Lending, LLC
- Website: quicklending.com
- Headquarters: Houston, Texas, United States
- Founded: 2017
- Headcount: 11-50
QuickLending is a company that offers fast and easy lending solutions to individuals and businesses. With a streamlined process, QuickLending provides quick approval and disbursement of loans to help meet financial needs.
5. Lendesk
- Website: lendesk.com
- Headquarters: Vancouver, British Columbia, Canada
- Founded: 2013
- Headcount: 51-200
- Latest funding type: Acquired
Lendesk is a digital mortgage platform that offers a complete and efficient mortgage experience for brokers and borrowers. With features like a searchable database of lender rates and policies, a modern loan origination system, and a plug-and-play digital mortgage solution, Lendesk streamlines the mortgage process for financial institutions and mortgage professionals.
6. FinBraine
- Website: finbraine.com
- Headquarters: Singapore, Singapore
- Founded: 2017
- Headcount: 51-200
Finbraine is a financial technology company focused on providing intelligent lending solutions and powerful fintech strategies. They offer services such as centralised KYC registry, credit scoring metrics, and mobile handset financing for telecommunications companies. Their vision is to reshape the future of customer-centricity in the industry.
7. Neofin solutions
- Website: neo-fin.com
- Headquarters: Kyiv, Ukraine
- Founded: 2016
- Headcount: 11-50
Neofin is a credit and lending automation SaaS company that offers a fully automated no-code solution for creating and improving loan and credit products. With Neofin, customers can launch services like Buy now pay later, P2P lending, online lending, and more. The company provides a platform that allows users to easily build, tune, and tweak their lending automation systems, making lending easy for everyone.
8. Payix
- Website: payix.net
- Headquarters: Fort Worth, Texas, United States
- Founded: 2016
- Headcount: 11-50
- Latest funding type: Acquired
Payix is a payment processing company that offers borrower-facing software and business process optimization solutions for lenders and loan servicers. They provide a user-friendly information portal and real-time loan management system integration to help lenders communicate with borrowers and collect payments.
9. Guaranty Home Mortgage Corporation (GHMC)
- Website: ghmc.com
- Headquarters: Nashville, Tennessee, United States
- Founded: 1985
- Headcount: 201-500
Guaranty Home Mortgage Corporation (GHMC) is a mortgage lending company that offers solutions and services to help customers achieve their dream of homeownership. With a focus on origination, automation, and technology, GHMC provides a secure borrower application portal and a TPO portal for business partners. GHMC operates retail branches and supports both existing borrowers and new customers. The company is committed to providing a seamless and efficient mortgage lending experience.
10. IvyTek, Inc.
- Website: ivytek.com
- Headquarters: St Johns, Florida, United States
- Founded: 1992
- Headcount: 11-50
IvyTek, Inc. provides end-to-end loan management software solutions designed for lenders of all types to streamline, simplify and automate their loan origination and servicing operations. They specialize in retail financing, consumer installment lending, commercial lending, non-profit lending, CDFI lending, student lending, alternative lending, and Native American & Tribal lending.
11. Calyx
- Website: calyxsoftware.com
- Headquarters: San Jose, California, United States
- Founded: 1991
- Headcount: 51-200
Calyx Software is a technology company that offers customer portal technology for financial institutions, mortgage bankers, and mortgage brokers. Their solutions improve the loan process experience and help streamline workflows, allowing their customers to serve more borrowers. They provide cloud-based origination experiences, leading LOS systems, and borrower interview platforms that simplify and enhance the mortgage lending process.
12. LendingWise
- Website: lendingwise.com
- Headquarters: Miami, Florida, United States
- Founded: 2017
- Headcount: 11-50
LendingWise is a lending software platform that offers CRM, loan origination software, loan servicing software, and deal placement via a lender marketplace. It provides a complete lending tech stack solution, allowing organizations to deploy the software in days. With features like white labeling and data migration, LendingWise helps streamline and automate the lending process for private lenders, commercial real estate, and business funding.
13. Namaste Credit
- Website: namastecredit.com
- Headquarters: Bengaluru, Karnataka, India
- Founded: 2014
- Headcount: 51-200
- Latest funding type: Series A
Namaste Credit is a financial technology company providing online lending solutions. They offer a platform that connects borrowers with lenders, providing access to fast and hassle-free loans. Their technology-driven approach streamlines the loan application process, making it convenient for both borrowers and lenders.
14. Indecomm
- Website: indecomm.com
- Headquarters: Edison, New Jersey, United States
- Founded: 2003
- Headcount: 1001-5000
Indecomm Solutions is a company that offers automation, document management, and fulfillment services to lenders, mortgage servicers, mortgage insurers, and title and settlement agents. Their products, such as DecisionGenius, BotGenius, IncomeGenius, AuditGenius, and DocGenius, streamline and simplify various processes in the mortgage industry. They provide solutions to improve loan processing, underwriting, compliance, and quality control. Indecomm's services are designed to enhance operational efficiency and reduce costs for mortgage companies.
15. Arive
- Website: arive.com
- Headquarters: San Ramon, California, United States
- Founded: 2018
- Headcount: 51-200
Arive is a complete loan origination platform that provides mortgage professionals with the tools and resources they need to streamline the loan process. With a branded, mobile-friendly, and secure client portal, Arive allows brokers to collect loan applications and supporting documents based on rules. The platform also offers access to an industry-first lender marketplace for accurate pricing and digital loan submissions to lenders.
16. MegaStar Financial Corp.
- Website: megastarfinancial.com
- Headquarters: Denver, Colorado, United States
- Founded: 1999
- Headcount: 201-500
MegaStar Financial is a company that provides financial services and solutions. They offer a range of products including mortgage loans, refinancing options, and home equity lines of credit. With a focus on customer satisfaction, MegaStar strives to offer competitive rates and personalized guidance throughout the loan process.
17. JSC Bankpozitiv Kazakhstan
- Website: bankpozitiv.kz
- Founded: 1992
- Headcount: 51-200
BankPozitiv.kz is an information portal in Kazakhstan that helps individuals find and apply for loans with the best conditions. They provide a convenient way to access funds through online loans and offer a wide range of options from various microcredit companies. The website does not charge any fees for its services and does not engage in financial activities.
18. MeridianLink
- Website: meridianlink.com
- Headquarters: Costa Mesa, California, United States
- Founded: 1998
- Headcount: 501-1000
MeridianLink is a leading provider of SaaS cloud-based products and services for the digital lending journey. They offer solutions for loan origination, mortgage lending, deposit account opening, collections, and data reporting. Their platform integrates seamlessly to provide a streamlined consumer and user journey. Trusted by over 1,900 financial institutions, including Forbes Top Banks and Credit Unions, MeridianLink accelerates important financial moments for their clients.
19. Superior Loan Servicing
- Website: superiorloanservicing.com
- Headquarters: Canoga Park, California, United States
- Founded: 2009
- Headcount: 11-50
Superior Loan Servicing is a loan servicing company that provides funds to loan originators or purchases loans after closing and holds these loans. They offer a streamlined process for boarding loans, personalized service, and a user-friendly platform. They specialize in dealing with non-performing notes and difficult borrowers, resolving difficult situations expediently. They also provide access to Matic's marketplace of insurance carriers.
20. PLS Solicitors
- Website: pls-solicitors.co.uk
- Headquarters: Altrincham, Manchester, United Kingdom
- Founded: 2009
- Headcount: 51-200
PLS Solicitors is a modern and progressive property law firm dedicated to providing excellent service to its customers. They specialize in revolutionizing conveyancing for their clients and offer a 24/7 portal for reviewing and actioning cases online.
21. Lucro Commercial Solutions
- Website: lucro.org
- Headquarters: Tallahassee, Florida, United States
- Founded: 2003
- Headcount: 11-50
Lucro is a service organization that started in 2003 with the goal of helping credit unions and community lenders thrive in their commercial services. They offer underwriting, loan servicing, document preparation, and real estate services to streamline and facilitate the commercial lending process. Lucro provides a transparent lender portal that allows clients to track their requests and monitor the progress of their loans.
22. Jain Finserve Pvt Ltd
- Website: zatpatloans.com
- Headquarters: Ahmedabad, Gujarat, India
- Founded: 2005
- Headcount: 11-50
Zatpat Loans is an online platform that provides fast and reliable loan services without any extra fees. With over 15 years of experience, they offer traditional loan procedure while catering towards the Indian loans market.
23. Realmart Realty LLC.
- Website: realmart.com
- Headquarters: Millburn, New Jersey, United States
- Founded: 2005
- Headcount: 11-50
Realmart.com is an online seller portal that provides full access to local buyer agents and offers optional services to empower sellers to sell their homes faster. They offer a flat fee MLS listing service and leverage thousands of licensed buyer agents to help sellers sell their homes. Realmart aims to redefine the home-selling experience by allowing sellers to take control of their listings and save significantly on commissions. They also provide dedicated professional guidance for buyers, including negotiation and inspection support.
Want to find more Scratch alternatives?
If you want to find more companies like Scratch that offer exceptional services in loan management, application and origination you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.
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- Ownership: Which of these are private equity backed? Which are family-owned?
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