California's Top 25 Impactful Fintech Firms
California's Top 25 Impactful Fintech Firms
The fintech industry in California is diverse and rapidly growing, home to startups and established firms offering a wide range of innovative financial solutions. These companies navigate new territories in the financial landscape, emphasizing digital solutions for payments, lending, insurance, and even cryptocurrency. Offering services from mobile banking to blockchain technology, they serve individual consumers, businesses, and institutional investors. As digital technology continues to evolve, these firms push the envelope, redefining what is possible in the financial sector and shaping the future of finance with cutting-edge technology.
Top 25 fintech companies in California
1. Coinbase
- Website: coinbase.com
- Headquarters: Remote First, California, United States
- Founded: 2012
- Headcount: 1001-5000
- Latest funding type: Post Ipo Equity
Coinbase is a trusted and secure cryptocurrency exchange platform, offering a wide range of services for individuals, businesses, and institutional investors. With powerful analytical tools and deep liquidity across hundreds of markets, Coinbase provides the ultimate trading experience. Users can buy, sell, and store cryptocurrencies, earn rewards, borrow cash, and explore the world of non-fungible tokens (NFTs). Coinbase aims to create economic freedom through accessible and safe financial tools for everyone.
2. Upstart
- Website: upstart.com
- Headquarters: San Mateo, California, United States
- Founded: 2012
- Headcount: 1001-5000
- Latest funding type: Ipo
Upstart.com is a financial technology company that offers personal and auto refinance loans. They partner with banks and other financial institutions to provide competitive rates and quick loan approvals.
3. LendingClub
- Website: lendingclub.com
- Headquarters: San Francisco, California, United States
- Founded: 2006
- Headcount: 1001-5000
- Latest funding type: Post Ipo Equity
LendingClub is an online lending marketplace that connects borrowers with investors. They offer personal loans of up to $40,000 with fixed rates and a monthly repayment plan. The company focuses on providing quick access to funds and offers a range of loan options based on individual needs.
4. Kraken Digital Asset Exchange
- Website: kraken.com
- Headquarters: Remote First, California, United States
- Founded: 2011
- Headcount: 1001-5000
- Latest funding type: Secondary Market
Kraken.com is a cryptocurrency exchange platform that offers trading, funding, earning, and staking services. With deep liquidity and tight spreads, it provides advanced trading features for both beginner and advanced traders. The platform supports a wide range of assets and offers customizable trading modules. Kraken Pro is designed for institutional investors and provides world-class security and industry-leading support. Customers can earn rewards on their crypto holdings and manage their portfolio with a consolidated view.
5. SoFi
- Website: sofi.com
- Headquarters: San Francisco, California, United States
- Founded: 2011
- Headcount: 1001-5000
- Latest funding type: Ipo
SoFi is an online finance company that offers a range of financial products and services. They provide student loan refinancing, mortgage loans, personal loans, credit card consolidation, and investment products. With a focus on technology and innovation, SoFi aims to help individuals achieve financial independence and success.
6. Alpaca
- Website: alpaca.markets
- Headquarters: San Mateo, California, United States
- Founded: 2015
- Headcount: 201-500
- Latest funding type: Series C
Alpaca.markets is a trading platform that allows users to trade over 20+ crypto coins. They offer spot trading, crypto-to-crypto trading, and a secure wallet for depositing and withdrawing coins. Additionally, they provide a DeFi protocol for 24/7 liquidity. Their APIs and libraries enable developers to build algo bots, place orders, and access unlimited market data. Alpaca.markets caters to individuals and businesses looking for flexible and comprehensive stocks and crypto trading solutions.
7. Chipper Cash
- Website: chippercash.com
- Headquarters: San Francisco, California, United States
- Founded: 2018
- Headcount: 201-500
Chipper Cash is a financial technology company that offers cash transfers, payments, and digital card services. With a user-friendly app, customers can send and receive money in a few taps, pay bills, invest in cryptocurrencies and stocks, and access instant airtime. The company aims to provide easy, reliable, and secure financial solutions to users across Africa and beyond.
8. Financial Technology Partners / FT Partners
- Website: ftpartners.com
- Headquarters: San Francisco, California, United States
- Founded: 2001
- Headcount: 201-500
FT Partners is an investment banking firm focused exclusively on the financial technology sector. They provide advisory services to companies in the dynamic convergence of technology-based solutions and financial services.
9. Paystand
- Website: paystand.com
- Headquarters: Scotts Valley, California, United States
- Founded: 2013
- Headcount: 51-200
- Latest funding type: Series Unknown
Paystand is a B2B payments platform that offers an automated accounts receivable solution, a software marketplace, and powerful APIs for customizing payment infrastructure. They provide functionality for eCheck and ACH payments, tokenization and fund-on-file capabilities, and blockchain-based workflows. Paystand helps AR professionals reduce costs, improve cash flow, and optimize processes.
10. FalconX
- Website: falconx.io
- Headquarters: San Mateo, California, United States
- Founded: 2018
- Headcount: 51-200
- Latest funding type: Series D
FalconX is an institutional crypto trading platform that offers comprehensive solutions to increase accessibility and liquidity of new tokens. Trusted by major financial institutions, FalconX ensures reliable trade execution and provides timely market updates, insights, and analysis. With a focus on personalized services, the platform allows users to manage their crypto strategies and offers a unified investment and risk management platform.
11. Wyre
- Website: sendwyre.com
- Headquarters: San Francisco, California, United States
- Founded: 2013
- Headcount: 51-200
- Latest funding type: Convertible Note
sendwyre.com is a company that provides global payment infrastructure for cross-border transactions. They offer secure and efficient solutions to businesses looking to easily send and receive international payments.
12. Metallicus
- Website: metallicus.com
- Headquarters: San Francisco, California, United States
- Founded: 2016
- Headcount: 51-200
Metallicus is a company that specializes in blockchain technology and cryptocurrency. They offer products such as Metal Pay, Proton Blockchain, and WebAuth Wallet to provide secure and efficient financial services.
13. Pago
- Website: cocopago.app
- Headquarters: San Francisco, California, United States
- Founded: 2019
- Headcount: 51-200
Cocopago.app is a digital wallet that allows users to send and receive payments in different currencies. It also provides a solution for individuals and businesses to save and protect themselves from currency devaluation.
14. Velo Payments
- Website: velopayments.com
- Headquarters: Sausalito, California, United States
- Founded: 2017
- Headcount: 51-200
- Latest funding type: Series A
Velo Payments is a platform that offers automated B2B solutions to businesses, helping them switch from check to ACH payments. They provide advanced solution features, cost-effective options, and an easy-to-manage platform, tailored to meet the needs of modern payment systems.
15. Unit21
- Website: unit21.ai
- Headquarters: San Francisco, California, United States
- Founded: 2018
- Headcount: 51-200
- Latest funding type: Series C
Unit21 is a company focused on fraud prevention and anti-money laundering (AML). They offer solutions and products for onboarding orchestration, transaction monitoring, case management, compliance management, risk management, and trust & safety. Their platform helps fintechs, neobanks, crypto platforms, payments companies, lenders, brokerages, and banks reduce false positive rates, automate investigations, and detect suspicious activity.
16. M10 Networks
- Website: m10.io
- Headquarters: San Mateo, California, United States
- Founded: 2019
- Headcount: 11-50
M10.io is a cloud-based digital native currency platform that offers tokenized regulated liabilities (TRLs) to financial institutions. With a focus on fungibility, M10 enables instant, low-cost, and 24x7 transfers for commercial banks and central banks. The platform includes shared ledgers, FX services, compliance tools, and more.
17. Civic Technologies
- Website: civic.com
- Headquarters: San Francisco, California, United States
- Founded: 2015
- Headcount: 11-50
- Latest funding type: Series Unknown
Civic.com is a company that offers a digital wallet app called Civic Wallet.
18. TBCASoft
- Website: tbcasoft.com
- Headquarters: Sunnyvale, California, United States
- Founded: 2016
- Headcount: 11-50
- Latest funding type: Series B
TBCASoft is a company that utilizes blockchain technology to create innovative solutions in the fields of payments, fintech, identity, and IoT. They offer a pioneering cross-carrier blockchain network that enables secure and efficient transactions globally.
19. OAK Network
- Website: oak.tech
- Headquarters: San Francisco, California, United States
- Founded: 2020
- Headcount: 11-50
- Latest funding type: Series Unknown
Oak.tech is a company offering automated DeFi trading and NFT lease payments. They provide a range of services including payment streams, payroll, and governance grants.
20. Valora
- Website: valoraapp.com
- Headquarters: San Francisco, California, United States
- Founded: 2021
- Headcount: 11-50
- Latest funding type: Series A
Valora is a crypto wallet that allows users to buy, send, spend, earn, and collect NFTs on the Celo blockchain. It offers near-zero fees, super fast transfers, and 12% rewards. With Valora, users can easily navigate the world of crypto and connect to Celo dapps for various activities like exploring NFTs, travel, finance, and more.
21. MyConstant
- Website: myconstant.com
- Headquarters: Redlands, California, United States
- Founded: 2019
- Headcount: 11-50
MyConstant offers an instant access account and fixed-term investments. The instant access account has a 24-hour term that can be extended automatically or funds can be withdrawn. MyConstant provides investment products in USD and invites large investors to join discussions on their financial situation and proposed Plan. They also facilitate cashing out funds and offer crypto-backed loans.
22. TransX Foundation
TransX is a digital currency aggregator payment platform that offers cross-border payments with privacy protection and supports mainstream digital currencies such as BTC, ETH, EOS, USDT, DOT, Dash, ADA, and DCAP.
23. BLOCK 30
- Website: block30.com
- Headquarters: San Diego, California, United States
- Founded: 2019
- Headcount: 11-50
- Latest funding type: Pre Seed
BLOCK30 Holding Co. is a blockchain-based technology company that offers a suite of software solutions to simplify complex financial transactions. Their products include a cryptocurrency trading platform, a payment gateway solution, and a blockchain data analytics tool.
24. Global FinTech Series
- Website: globalfintechseries.com
- Headquarters: Hawthorne, California, United States
- Headcount: 11-50
Global Fintech Series is a website that provides top finance technology news, editorial insights, and digital marketing trends from across the world. It covers various fintech topics such as banking, currency exchange, capital markets, investment services, mobile banking, risk management, trading, blockchain, cryptocurrency, and insurtech.
25. Softjourn, Inc
- Website: softjourn.com
- Headquarters: Fremont, California, United States
- Founded: 2001
- Headcount: 201-500
Softjourn is a software development company that specializes in providing custom software solutions for businesses. They offer a range of services including web and mobile app development, software testing, and integration solutions.
Want to find more fintech companies?
If you want to find more companies that offer innovative financial solutions like cryptocurrency services, personal loans, and more you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.
With Inven you'll also get to know the company's:
- Ownership: Which of these are private equity backed? Which are family-owned?
- Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
- Financials: How do these companies perform financially? What are their revenues and profit margins?
...and a lot more!
