Tally operates in the financial technology industry with a focus on simplifying credit card debt payment. Recognized for its intuitive, user-friendly app, Tally helps users streamline their high-interest credit card debt into one manageable bill and potentially save money over the long term. The industry is seeing a surge in similar companies offering various debt management solutions, each with its unique approach and varying features. Competitors like AmOne, SoFi, and Deferit, for instance, provide loan consolidation and flexible bill payment services in addition to a gamut of financial products. As technology continues to refine, the industry is expected to move towards more customer-centric solutions tailor-made to meet their unique financial needs.


Top 25 Tally alternatives

1. AmOne

  • Website: amone.com
  • Headquarters: Fort Lauderdale, Florida, United States
  • Founded: 1999
  • Headcount: 51-200
  • LinkedIn

AmOne is a loan company that offers various types of personal loans, including debt consolidation loans, home renovation loans, and medical/dental loans. They provide borrowers with the opportunity to pay off high-interest credit card debt and address unexpected healthcare expenses. AmOne also offers resources and advice to help users make informed decisions with their loans.


2. SoFi

  • Website: sofi.com
  • Headquarters: San Francisco, California, United States
  • Founded: 2011
  • Headcount: 1001-5000
  • Latest funding type: Ipo
  • LinkedIn

SoFi is an online finance company that offers a range of financial products and services. They provide student loan refinancing, mortgage loans, personal loans, credit card consolidation, and investment products. With a focus on technology and innovation, SoFi aims to help individuals achieve financial independence and success.


3. Deferit

  • Website: deferit.com
  • Headquarters: Sydney, New York, Australia
  • Founded: 2018
  • Headcount: 51-200
  • Latest funding type: Series B
  • LinkedIn

Deferit is a bill payment platform that offers flexibility to pay bills in 4 easy instalments, always interest-free and with no late fees. It provides a convenient way to avoid late fees and stack up savings by paying any type of bill upfront, allowing users to move payments for added flexibility whenever needed. With over 1,670 reviews on the App Store and a 4.9 rating on Facebook, Deferit is trusted by customers to simplify bill payments.


4. Incredible Events

Incredible Technologies LTD is a trading company registered in England and Wales. They offer a platform for managing and reducing personal borrowings, including loans and credit cards. Their app enables users to track their financial health, pay off debt faster, and minimize interest payments.


5. Envel

  • Website: envel.ai
  • Headquarters: Boston, Massachusetts, United States
  • Founded: 2018
  • Headcount: 11-50
  • LinkedIn

Envel is a financial technology company that prioritizes users over profit. They offer banking services provided by nbkc bank and aim to automate the path to financial independence. With Envel, users can save automatically, send and receive money instantly, manage their finances with a user-friendly app, and split their money on autopilot. The company aims to revolutionize the banking world by utilizing AI and the latest technologies to assist users in achieving their financial goals.


6. Digitt

  • Website: digitt.com
  • Headquarters: Guadalajara, Jalisco, Mexico
  • Founded: 2016
  • Headcount: 11-50
  • Latest funding type: Seed
  • LinkedIn

Digitt.com is a financial technology company that helps individuals eliminate credit card debt through low-interest loans. They offer personalized loans with transparent terms and no hidden fees. Customers can transfer their debt to Digitt and choose their repayment plan, saving money on interest and becoming debt-free faster.


7. Avant

  • Website: avant.com
  • Headquarters: Chicago, Illinois, United States
  • Founded: 2012
  • Headcount: 501-1000
  • Latest funding type: Debt Financing
  • LinkedIn

Avant.com is a financial technology company that offers online personal loans to individuals. With a streamlined application process and quick funding, Avant.com provides borrowers with access to funds for various purposes. The company leverages data and technology to offer affordable and personalized loan options to its customers.


8. Upstart

  • Website: upstart.com
  • Headquarters: San Mateo, California, United States
  • Founded: 2012
  • Headcount: 1001-5000
  • Latest funding type: Ipo
  • LinkedIn

Upstart.com is a financial technology company that offers personal and auto refinance loans. They partner with banks and other financial institutions to provide competitive rates and quick loan approvals.


9. LendingClub

  • Website: lendingclub.com
  • Headquarters: San Francisco, California, United States
  • Founded: 2006
  • Headcount: 1001-5000
  • Latest funding type: Post Ipo Equity
  • LinkedIn

LendingClub is an online lending marketplace that connects borrowers with investors. They offer personal loans of up to $40,000 with fixed rates and a monthly repayment plan. The company focuses on providing quick access to funds and offers a range of loan options based on individual needs.


10. Upgrade, Inc.

  • Website: upgrade.com
  • Headquarters: San Francisco, California, United States
  • Founded: 2016
  • Headcount: 501-1000
  • Latest funding type: Series F
  • LinkedIn

Upgrade.com is a financial technology company that offers personal loans, auto refinance loans, personal credit lines, and Upgrade Cards. They provide no-fee checking with cash back, Rewards Checking, and Premier Savings accounts. Their services are issued by a New Jersey State Chartered Commercial Bank and they offer Upgrade VISA Debit Cards. Customers can earn cash back on everyday expenses and have access to credit health insights and customer support.


11. LendingTree

  • Website: lendingtree.com
  • Headquarters: Charlotte, North Carolina, United States
  • Founded: 1996
  • Headcount: 501-1000
  • Latest funding type: Ipo
  • LinkedIn

LendingTree.com is an online marketplace that connects borrowers with multiple lenders, allowing them to compare and choose the best loan offers for their needs. They offer a wide range of loan options, including personal loans, debt consolidation loans, business loans, student loans, and mortgage refinancing. With a simple and convenient online platform, LendingTree.com makes it easy for borrowers to find the right loan for them.


12. Achieve

  • Website: achieve.com
  • Headquarters: San Mateo, California, United States
  • Founded: 2002
  • Headcount: 1001-5000
  • Latest funding type: Debt Financing
  • LinkedIn

Achieve is a company that provides personal finance products to help individuals improve their financial future. They offer services such as debt consolidation, home improvement funding, and personal loans. Their mission is to assist everyday people in moving towards a better financial path.


13. Loanz

  • Website: loanz.com
  • Headquarters: Irvine, California, United States
  • Founded: 2013
  • Headcount: 11-50
  • Latest funding type: Seed
  • LinkedIn

Loanz.com is an online lending platform that offers unsecured personal loans between $1,000-$15,000. Customers can use the funds for various purposes such as paying bills, consolidating debt, making a big purchase, or funding a wedding.


14. Regional Finance (Regional Management Corp.)

Regional Finance is a company that offers personal loans, debt consolidation loans, auto repair loans, furniture loans, appliance loans, travel loans, and holiday loans. They have branch locations in multiple states and provide education and resources on personal loans, budgeting, credit, and taxes.


15. Prosper Marketplace

  • Website: prosper.com
  • Headquarters: San Francisco, California, United States
  • Founded: 2005
  • Headcount: 501-1000
  • Latest funding type: Debt Financing
  • LinkedIn

Prosper offers flexible and fast HELOC funding options for homeowners. They provide home equity loans and lines of credit with simple processes and clear instructions. With built-in fraud protection and privacy encryption, Prosper ensures the safety of customer data. They also offer personal loans, a credit card, and investment opportunities to help customers borrow, save, and earn. Discover what your home equity can do for you with Prosper's smart and simple financial solutions.


16. OneLoanPlace.com

OneLoanPlace.com offers a variety of financial services including personal loans, debt consolidation loans, business loans, and student loan refinancing. With access to multiple national lending partners, they provide quick and safe financing options for individuals and small businesses. Their services are available nationwide, and they aim to connect borrowers with suitable offers based on self-reported information.


17. Truebill

  • Website: truebill.com
  • Headquarters: Silver Spring, Maryland, United States
  • Founded: 2015
  • Headcount: 51-200
  • LinkedIn

Truebill is a financial app that helps users gain a comprehensive view of their assets and debt, while providing tools to track their financial progress over time.


18. Rocket Money (formerly Truebill)

  • Website: rocketmoney.com
  • Headquarters: Silver Spring, Maryland, United States
  • Founded: 2015
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Rocket Money is a financial app that provides a full picture of assets and debt in one place. It helps users track their financial journey, make improvements, and save on unnecessary subscriptions. With secure features and a user-friendly interface, Rocket Money is a must-have tool for financial tracking.


19. Changed App

  • Website: gochanged.com
  • Headquarters: Chicago, Illinois, United States
  • Founded: 2017
  • Headcount: 11-50
  • Latest funding type: Pre Seed
  • LinkedIn

gochanged.com is an all-in-one debt repayment app that helps individuals take control of their debt and achieve financial freedom. Through automated savings and optimized repayment strategies, the app simplifies the process of paying down debt, saving users time and money.


20. Reprise Financial

Reprise Financial offers a fast and easy way to take control of your finances. With personal loans ranging from $2,500 to $25,000, they provide funding for unexpected emergencies, special occasions, home improvements, and more. Their fixed rates and clear terms make borrowing simple and reliable. Customers can consolidate debt with one easy monthly payment and gain access to financial tips and credit education to improve their financial health along the way.


21. Bright Money

  • Website: brightmoney.co
  • Headquarters: San Francisco, California, United States
  • Founded: 2019
  • Headcount: 51-200
  • Latest funding type: Series B
  • LinkedIn

Bright offers a payment system for all of your cards that wipes out debt. With world-class security, tailored resources, and instant approvals, Bright uses bank-level security with 256-bit encryption and two-factor authentication to bring you 93% approval rates.


22. CreditNinja

CreditNinja is a financial solutions provider that offers online loans to borrowers in difficult financial situations. With a simple and convenient online application process, CreditNinja aims to provide safe and reliable financial solutions to help individuals overcome unplanned expenses and manage their budget effectively.


23. vCard.ai

  • Website: vcard.ai
  • Headquarters: Hyderabad, Telanganga, India
  • Founded: 2018
  • Headcount: 51-200
  • LinkedIn

Vcard.ai is a fintech company providing credit solutions to individuals and businesses through innovative services like virtual credit card and credit line.


24. Liberty Lending, LLC

Liberty Lending is a US-based financial institution offering unsecured personal loans. With a simple and easy application process, they provide loans to help individuals consolidate their credit card debt and take control of their finances. They offer flexible payment options and have a range of fixed Annual Percentage Rates (APR) to suit different credit histories and loan amounts.


25. Zenfi

  • Website: zenfi.mx
  • Headquarters: Guadalajara, Jalisco, Mexico
  • Headcount: 11-50
  • Latest funding type: Series Unknown
  • LinkedIn

Zenfi is a Mexican financial technology company providing a platform for monitoring and managing personal finances and credit scores through mobile applications.


Want to find more Tally alternatives?


If you want to find more companies like Tally that offer a range of debt management solutions and financial products you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
  • Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!