The home insurance underwriting industry involves companies that assess the risks associated with insuring homes and therefore decide the coverage and premiums for home insurance policies. These companies offer a wide range of specialized products from property damage to casualty and environmental risks. The industry provides essential protection for homeowners against potential losses and damages. Innovative product development and advanced risk assessment methods are bringing substantial transformation in the industry, making it more efficient and customer-centric.


Top 26 Home Insurance Underwriting Companies

1. Westchester, A Chubb Company

Westchester.com is a large and diverse excess and surplus lines commercial property and casualty insurance underwriter in the United States. They specialize in providing innovative specialty products for various industries such as property, specialty casualty, environmental, professional risk, inland marine, and more. With exceptional financial strength, underwriting excellence, and superior claims handling expertise, Westchester.com offers comprehensive insurance solutions for businesses.


2. Tawuniya

  • Website: tawuniya.com.sa
  • Headquarters: Riyadh, Riyadh, Saudi Arabia
  • Founded: 1985
  • Headcount: 1001-5000
  • Latest funding type: Ipo
  • LinkedIn

Tawuniya.com.sa is an insurance services company focused on providing reliable coverage and peace of mind to its customers.


3. Generali Deutschland AG

  • Website: generali.de
  • Headquarters: Munich, Bavaria, Germany
  • Founded: 1831
  • Headcount: 10001+
  • LinkedIn

Generali.de is a company offering a wide range of insurance products and services to individuals and businesses. They provide coverage in various areas such as health, liability, property, and personal finance. With a focus on customer satisfaction and financial security, Generali.de aims to protect and support their customers in their everyday lives and future plans.


4. La Positiva Seguros

La Positiva is an insurance company that offers a wide range of insurance products, including health insurance, life insurance, vehicle insurance, and home insurance.


5. Groupama Asigurari Romania

Groupama.ro is an insurance company that offers a wide range of insurance products and services to individuals and businesses. They provide coverage for vehicles, properties, health, life, liability, and agriculture, among others.


6. State Auto Insurance

  • Website: stateauto.com
  • Headquarters: Columbus, Ohio, United States
  • Founded: 1921
  • Headcount: 1001-5000
  • Latest funding type: Acquired
  • LinkedIn

State Auto Financial Corporation is a property and casualty insurance holding company headquartered in Columbus, Ohio. It offers personal and commercial insurance products through its subsidiaries. With a focus on innovation and customer service, State Auto is committed to providing high-quality insurance coverage to individuals, businesses, and organizations.


7. PT Asuransi Central Asia

  • Website: aca.co.id
  • Headquarters: Jakarta, Jakarta Raya, Indonesia
  • Founded: 1956
  • Headcount: 1001-5000
  • LinkedIn

ACA is a company that provides various insurance products including accident, property, construction, and transportation insurance. They offer financial protection to individuals and businesses against unexpected events and provide peace of mind.


8. Grupo INS

  • Website: grupoins.com
  • Headquarters: San José, Costa Rica, Costa Rica
  • Founded: 1924
  • Headcount: 10001+
  • LinkedIn

Grupo INS is an insurance company that offers a wide range of insurance products and services. From life insurance to property insurance, they provide coverage for individuals, businesses, and organizations. With a strong focus on customer satisfaction and financial stability, Grupo INS is a trusted choice for all insurance needs.


9. Seguros Mundial

Seguros Mundial is an insurance company that offers a wide range of insurance products to protect individuals and businesses. They provide various types of insurance, including SOAT, accident insurance, life insurance, cyber insurance, and more. With a strong commitment to customer satisfaction, Seguros Mundial ensures that their customers have peace of mind and financial security.


10. Donegal Insurance Group

  • Website: donegalgroup.com
  • Headquarters: Marietta, Pennsylvania, United States
  • Founded: 1889
  • Headcount: 501-1000
  • Latest funding type: Ipo
  • LinkedIn

Donegal Insurance Group is a provider of personal, commercial, and farm insurance products. They offer a wide range of insurance coverages to individuals, businesses, and farmers. With a commitment to excellence and a focus on customer satisfaction, Donegal Insurance Group is there to protect and support their clients in their time of need.


11. National Indemnity Company

National Indemnity Company is a leading property/casualty member of the Berkshire Hathaway group, offering a wide selection of commercial insurance products. With a steadfast reliability and A++XV rating by A.M. Best, NICO provides stability and integrity to agents and insureds for decades.


12. SMAvie BTP

SMABTP is an insurance company specializing in construction and property insurance. They offer a range of insurance products including insurance for damage to buildings, personal property, and automobiles. They provide online services and customer support for policyholders.


13. INTER Versicherungsgruppe

  • Website: inter.de
  • Headquarters: Mannheim, Baden-Wurttemberg, Germany
  • Founded: 1968
  • Headcount: 1001-5000
  • LinkedIn

INTER is an insurance company offering a wide range of insurance products and services. They provide health, life, property, and liability insurance solutions to individuals, businesses, and healthcare professionals. With over 100 years of experience, INTER is committed to protecting and securing their customers' financial well-being.


14. Aldagi

  • Website: aldagi.ge
  • Headquarters: Tbilisi, Dushet&S;Is Raioni, Georgia
  • Founded: 1990
  • Headcount: 501-1000
  • LinkedIn

Aldagi.ge is a company that provides various insurance products and services. They offer comprehensive insurance coverage for individuals and businesses, including auto insurance, property insurance, health insurance, and life insurance.


15. Nasco Insurance Group

Nasco Insurance Group is a company that provides insurance solutions and services. They offer a wide range of insurance products to individuals and businesses, including property, casualty, and life insurance. With a focus on customer satisfaction and personalized service, Nasco Insurance Group aims to provide reliable and comprehensive coverage to protect against various risks.


16. Compensa Vienna Insurance Group

  • Website: compensa.lt
  • Headquarters: Vilnius, Vilniaus Apskritis, Lithuania
  • Founded: 2016
  • Headcount: 201-500
  • LinkedIn

Compensa.lt is an insurance company that offers a range of insurance services, including personal insurance, travel insurance, and property insurance.


17. Seneca Insurance Company

Seneca Insurance is a company that provides insurance services to individuals and businesses. They offer a range of insurance products, including auto, home, business, and life insurance. With a focus on customer satisfaction, Seneca Insurance strives to provide reliable coverage and personalized solutions to meet their clients' needs.


18. DUAL North America

  • Website: dualna.com
  • Headquarters: Naples, Florida, United States
  • Founded: 2013
  • Headcount: 201-500
  • LinkedIn

DUAL NA is a specialized underwriting organization in the U.S. offering property, casualty, and financial lines programs. With expert underwriting, technological solutions, and superior service, we support producers and carriers.


19. Orient Insurance Limited

Orient Insurance Limited is a premier insurer in Sri Lanka, offering a wide range of commercial and personal insurance services. With strong financial stability and prestigious global ratings, the company provides comprehensive coverage for property, marine, motor fleet, liability, engineering, and personal accident insurance. Orient Insurance is known for its expertise, reliability, and customer-centric approach.


20. Universal Insurance Holdings Inc (UVE)

Universal Insurance Holdings (UVE) is a company that focuses on providing insurance products and solutions to residential and commercial customers. With over 20 years of success, UVE continuously improves the customer experience and creates long-term value for shareholders. They have an extensive distribution network and embrace technology to deliver superior service.


21. Liberty Insurance Pte Ltd.

Liberty Insurance is a Singapore-based insurance company that offers a wide range of general insurance products and services. They provide coverage for individuals and businesses, including vehicle insurance, medical insurance, personal accident insurance, property insurance, and liability insurance.


22. PT Asuransi Takaful Umum

Takaful Umum is a company that offers general takaful services to individuals and businesses. They provide coverage for various types of risks, including property damage, liability, and motor insurance.


23. Winner - Vienna Insurance Group

  • Website: winner.mk
  • Headquarters: Skopje, Macedonia, Republic of North Macedonia
  • Founded: 2009
  • Headcount: 201-500
  • LinkedIn

Winner.mk is a company that offers insurance services and products. They provide various types of insurance, including car insurance, property insurance, and personal health insurance. Their goal is to provide reliable and comprehensive coverage to individuals and businesses. With a commitment to customer satisfaction, Winner.mk aims to protect their clients from unexpected financial losses.


24. Calvo's Insurance

  • Website: calvos.com
  • Headquarters: Hagatna, Guam, United States
  • Founded: 1938
  • Headcount: 51-200
  • LinkedIn

Calvos.com is an insurance underwriting company specializing in various insurance products including homeowners' insurance, auto/motorcycle insurance, renters insurance, life insurance, business fleet auto insurance, property insurance, national flood insurance, liability insurance, and workers compensation. They prioritize customer service and offer emergency driver assistance.


25. Hiscox Germany

  • Website: hiscox.de
  • Headquarters: München, Bayern, Germany
  • Founded: 1995
  • Headcount: 51-200
  • LinkedIn

Hiscox is an insurance company in Germany that offers a range of insurance solutions for businesses and individuals. They provide comprehensive coverage for different risks, including professional liability, property damage, cyber risks, and more.


26. The Insurance Octopus

Insurance Octopus is a trading name of TBO Services Limited, offering a range of insurance policies to protect businesses and individuals. They specialize in cyber and data insurance, property insurance, and liability insurance. They provide tailored insurance solutions for different professions and businesses, including tradesmen, retailers, manufacturers, consultants, and more.


Want to find more home insurance underwriting companies?


If you want to find more companies that offer comprehensive home insurance underwriting services you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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...and a lot more!