The industry in focus is the survivorship life insurance sector, comprised of companies offering specialized life insurance policies. These are often referred to as second-to-die or joint life insurance, covering two people and only pays out once both policyholders have passed away. Its essential use is estate planning, protecting heirs from potentially large estate taxes. The industry comprises various companies, from nationwide conglomerates to smaller, independent agencies, delivering a broad spectrum of coverage options and premiums. Along with its tax benefits, the industry is gaining attention for its ability to provide financial security to policyholder's family, even as life expectancy increases in the United States. The future success of this industry lies partly in its ability to adapt to changing customer needs and demographic shifts.


Top 28 Survivorship Life Insurance Companies

1. NICL Insurance Services, LLC

NICL Services is an insurance agency that focuses on developing innovative, customized solutions to address the needs of its clients. They offer a range of insurance plans, including life insurance, disability insurance, long-term care, and more.


2. United Assurance, Inc.

United Assurance is a company that offers a wide range of insurance services, including business insurance, personal insurance, life and health insurance, and group insurance. They provide coverage for various types of properties, vehicles, liability, and more. Their website allows customers to obtain quotes and manage their insurance policies easily.


3. Sneed Insurance

SneedInsurance.com is an independent insurance agency that has been providing education and guidance to clients since 1957. They strive to build long-lasting relationships with their clients and offer a comprehensive range of insurance products to meet their needs.


4. Space Coast Insurance Agency, LLC

Space Coast Insurance is an insurance agency that offers a diverse range of insurance coverages for both businesses and individuals. Their experienced staff provides personalized guidance to help clients make the right coverage decisions. They offer services such as auto insurance, boat insurance, classic car insurance, flood insurance, health insurance, home insurance, life insurance, motorcycle insurance, personal umbrella insurance, renters insurance, and RV insurance.


5. Focus Insurance

Focus Insurance is an independent insurance agency that offers a range of insurance products and services. They provide coverage in ten broad categories, helping customers find the right types and levels of coverage for their specific needs. With a dedicated and knowledgeable team, Focus Insurance offers exceptional service and expertise.


6. Mike Goldberg and Associates, Inc.

Goldberg & Associates is a nationwide provider of financial services, specializing in affordable life insurance solutions for individuals. With close relationships with carriers and underwriters, they offer low cost policies tailored to the needs of their 10,000+ clients.


7. Baypoint Group

Baypoint Insurance Services is an innovative Orange County insurance services firm that provides life insurance, long-term care insurance, disability insurance, group benefits, and individual medical insurance products and strategies.


8. NRI Life Insurance

NRI Life Insurance Agency is a provider of life insurance products from over 50 different life insurance companies across the US. They specialize in finding the best and cheapest life insurance for their clients regardless of which state they reside in.


9. the Affluence Group, LLC

The Affluence Group is an insurance and financial strategies firm that simplifies complex policies for their high net worth clients. They offer estate planning, asset protection planning, premium financing arrangements, life settlements, and captive insurance arrangements.


10. AccuQuote

  • Website: accuquote.com
  • Headquarters: Wheeling, Illinois, United States
  • Founded: 1986
  • Headcount: 201-500
  • LinkedIn

AccuQuote is a licensed insurance producer offering a range of life insurance and related products. With over 30 years of experience, they specialize in helping consumers save money on life insurance. They provide instant quotes and access to top-rated life insurance companies.


11. AgencyONE Insurance Marketing Group LLC

  • Website: agencyone.net
  • Headquarters: Rockville, Maryland, United States
  • Founded: 2009
  • Headcount: 11-50
  • LinkedIn

AgencyONE is a company that provides value-added services to financial and wealth advisors. They specialize in responsible wealth and risk management using life insurance. They strive for excellence, treat producers like valuable partners, and offer an insurance solution designed for RIAs.


12. Masters Financial Network, LLC

Master Insurance offers a range of insurance and financial services solutions for businesses and individuals in Indiana. They provide protection for homes, vehicles, lives, and specialized insurance.


13. Doty Agency Inc

Doty Agency, Inc. is an independent insurance agency offering a full range of property, casualty, life and health insurance products to individuals and businesses. They provide personal attention and concern to each client and aim at providing the most cost-effective programs of protection and service.


14. Great North Insurance, div of HUB International Great Plains

Great North Insurance Services is an independent insurance agency that offers a wide range of insurance products to protect against unforeseen circumstances, including auto, life, health, commercial, homeowner, disability, private event, and specialty insurances.


15. Matsen Insurance Brokers

Matsen Insurance Brokers, Inc. is an independent insurance broker offering personalized insurance solutions for individuals and businesses. With over 75 years of experience and partnerships with over 40 carriers, we provide clients with the best coverage options at competitive prices. Our dedicated team consults with clients to understand their needs and help them make informed decisions about their insurance purchases. We offer a range of services including insurance solutions and risk management.


16. Schechner Lifson

  • Website: slcinsure.com
  • Headquarters: Summit, New Jersey, United States
  • Founded: 1903
  • Headcount: 11-50
  • LinkedIn

Schechner Lifson is an independent firm that provides innovative consulting and insurance solutions to protect human and property values. They offer comprehensive portfolio services and assemble a team of experts to help clients achieve their goals. Their services include consulting, sales, and administrative services on both commission and fee basis.


17. Llis

  • Website: llis.com
  • Headquarters: Tampa, Florida, United States
  • Founded: 1998
  • Headcount: 11-50
  • LinkedIn

LLIS is an insurance brokerage firm that provides insurance solutions and services to advisors and clients. With a team of 20+ experts and over 300 years of combined experience, LLIS offers a wide range of insurance products and personalized support throughout the life of the policy.


18. All Types Insurance Agency

Founded in 2009, we are a family Owned and Operated Insurance Agency. We specialize in Senior Health/Auto insurance, including but not limited to, medicare supplements and medicare advantage plans in the greater Sacramento area. We look forward to meeting all of your insurance needs.


19. Max Life Insurance Company Limited

  • Website: maxlifeinsurance.com
  • Headquarters: Gurugram, Haryana, India
  • Founded: 2000
  • Headcount: 10001+
  • Latest funding type: Corporate Round
  • LinkedIn

Max Life Insurance Company Limited offers life insurance plans to secure the future of individuals and their families. They provide coverage for critical illnesses and offer term insurance plans with a maturity benefit. They also offer investment and savings plans to help grow wealth and meet financial goals.


20. China Pacific Insurance Company

  • Website: cpic.com.cn
  • Headquarters: 浦东新区, Shanghai, China
  • Founded: 1991
  • Headcount: 10001+
  • Latest funding type: Ipo
  • LinkedIn

China Pacific Insurance (CPIC) is a leading insurance company offering a wide range of insurance products, including auto insurance, property insurance, life insurance, critical illness insurance, children's insurance, and wealth management insurance. With a focus on customer satisfaction and comprehensive coverage, CPIC provides reliable protection and financial solutions to individuals and businesses.


21. Bajaj Allianz Life

Bajaj Allianz Life is an insurance company that offers a variety of insurance policies, including ULIP plans and term insurance. Their policies provide financial protection for individuals and their families in the case of unfortunate events. They also offer investment plans that allow for long-term capital accumulation and appreciation. Bajaj Allianz Life aims to help individuals achieve their life goals and secure their loved ones' futures.


22. New China Life Insurance Co., Ltd.

  • Website: newchinalife.com
  • Headquarters: Chaoyang District, Beijing, China
  • Founded: 1996
  • Headcount: 10001+
  • Latest funding type: Ipo
  • LinkedIn

NewChinaLife.com is a company that offers a wide range of insurance and financial services. They provide health insurance plans, life insurance policies, and retirement solutions to individuals and businesses.


23. Life Insurance Rates

LifeInsuranceRates.com is a highly optimized landing page that was tested and optimized heavily to get the best conversion rates for new signups.


24. Policybazaar.com

  • Website: policybazaar.com
  • Headquarters: Gurgaon, Haryana, India
  • Founded: 2008
  • Headcount: 1001-5000
  • Latest funding type: Post Ipo Equity
  • LinkedIn

Policybazaar.com is an online insurance marketplace that offers a wide range of insurance products including health insurance, car insurance, bike insurance, life insurance, and more. Customers can compare and buy insurance policies from various insurers through the platform.


25. Amica Insurance

  • Website: amica.com
  • Headquarters: Lincoln, Rhode Island, United States
  • Founded: 1907
  • Headcount: 1001-5000
  • LinkedIn

Amica.com is an insurance company that offers a range of insurance products to customers. They provide insurance coverage for various aspects of life, including auto, home, and life insurance.


26. Tokio Marine Seguradora

Tokio Marine is an insurance company that offers a wide range of insurance policies for individuals and businesses. They provide coverage for homes, vehicles, life, accidents, and more. With a focus on customer satisfaction and a commitment to excellence, Tokio Marine is a trusted provider in the insurance industry.


27. Cathay Life Insurance Co., Ltd.

Cathay Life is a financial institution offering a range of banking and insurance services. They provide insurance products such as life, health, and property insurance, as well as investment and banking services. Their offerings cater to both individuals and businesses, helping them secure their financial future.


28. Taiwan Life

Taiwan Life is an insurance company based in Taiwan. They offer a range of insurance products and services to customers, including life insurance, health insurance, and investment-linked policies.


Want to find more survivorship life insurance companies?


If you want to find more companies that provide joint life insurance policies and estate planning you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
  • Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
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...and a lot more!