The disability insurance industry in Massachusetts is a diverse and dynamic sector, designed to provide financial support to individuals who are unable to work due to disability. Companies in this field offer an array of services including, but not limited to, life insurance, benefits optimization, and wide-ranging coverage solutions. These services are tailored for both individuals and businesses, with a focus on customer service and accessibility. The industry is continuously evolving, adapting to meet the complex and varied needs of the clientele. Looking forward, it is anticipated to further innovate and develop more strategic services in response to changing societal needs.


Top 19 disability insurance companies in Massachusetts

1. Citizens Disability

Citizens Disability is a company that helps Americans with disabilities obtain the benefits they need. They offer services such as Benefit Optimization to help clients have more money and improve their quality of life. Their team guides clients through the complex procedures and hearings required to obtain disability benefits.


2. Boston Mutual Life Insurance

Boston Mutual is an insurance company that offers Individual & Family Life Insurance Solutions and Employee Life Insurance Solutions. They provide a range of insurance services and forms for both individuals and employers. With a focus on customer service and accessibility, Boston Mutual aims to protect the financial future of their customers.


3. Cabot Risk Strategies, LLC

  • Website: cabotrisk.com
  • Headquarters: Woburn, Massachusetts, United States
  • Founded: 2006
  • Headcount: 51-200
  • LinkedIn

Cabot Risk is an insurance company offering comprehensive coverage for individuals and businesses. They provide a wide range of insurance solutions, including auto, homeowners, business, and employee benefits. With a focus on education and guidance, they strive to build long-lasting relationships with their clients. Cabot Risk is dedicated to protecting their clients' data and privacy.


4. Webber & Grinnell Insurance Agency

Webber & Grinnell is an independent insurance company that offers personalized insurance solutions to protect individuals, homes, and businesses. They provide coverage for personal insurance needs such as home, auto, motorcycle, condo, and flood insurance. In addition, they offer business insurance for various industries including business owners, contractors, wholesalers and distributors, and property managers. Their team is dedicated to providing trusted advice and customized coverage to meet the unique needs of their clients.


5. Herlihy Insurance Group

Herlihy Group offers insurance and financial services to individuals, families, and businesses. They work with multiple insurance companies to provide broad coverage options. Their team of insurance problem solvers ensures clients have the right protection for unexpected losses. They also offer customized insurance solutions and personalized service.


6. Risk Strategies Company

  • Website: risk-strategies.com
  • Headquarters: Boston, Massachusetts, United States
  • Founded: 1997
  • Headcount: 1001-5000
  • Latest funding type: Acquired
  • LinkedIn

Risk Strategies is a company that specializes in providing risk management and insurance solutions to businesses in various industries. They offer expertise in areas such as commercial insurance, employee benefits, consulting services, and private client services.


7. IGP - International Group Program

  • Website: igpinfo.com
  • Headquarters: Boston, Massachusetts, United States
  • Founded: 1967
  • Headcount: 51-200
  • LinkedIn

IGP is a company that provides information and resources for making informed decisions regarding international employee benefits plans. They offer assistance in managing IGP accounts.


8. Costello Insurance Inc

Costello Insurance Agency is an independent insurance agency based in Haverhill, MA. With over 100 years of combined experience in the insurance business, they offer a wide range of personal and commercial insurance products and services to individuals, families, and businesses in Massachusetts and New Hampshire. Their dedicated team of insurance professionals is committed to providing friendly and dependable service to ensure their clients' specific insurance needs are met.


9. StarLine

StarLine Group is an Underwriting Management Company specializing in Employer Stop Loss, Managed Care, and Personal Accident Products. They provide coverage for challenging exposures, offering trusted and dedicated services to employers and their employees.


10. Bates Fullam Insurance Agency,Inc

  • Website: batesfullam.com
  • Headquarters: West Springfield, Massachusetts, United States
  • Founded: 1965
  • Headcount: 11-50
  • LinkedIn

Bates Fullam Insurance Agency is an independent insurance agency serving western Massachusetts businesses and families for more than forty years. They offer a full range of coverage to protect businesses and provide personalized service, professional expertise, and a proven commitment to customer satisfaction.


11. RogersGray, A Baldwin Risk Partner

  • Website: rogersgray.com
  • Headquarters: Kingston, Massachusetts, United States
  • Founded: 1906
  • Headcount: 201-500
  • LinkedIn

RogersGray is an insurance agency that has been providing coverage for over 100 years. With a team of 230+ employees in 14 locations, they offer a wide range of insurance programs for individuals, families, and businesses.


12. Doukakis-Corsetti Insurance Agency Inc

Doukakis Corsetti Insurance Agency is an independent insurance agency providing personal service for every client. The company offers a variety of personal and commercial insurance products including automobile insurance, disability insurance, homeowners insurance, commercial property & casualty insurance, general liability, worker’s compensation, and marine insurance.


13. Scatolini Insurance Agency

Scatolini Insurance Agency provides personal and commercial insurance services since 1962. They offer choices of insurance products and competitive prices from the best companies to provide clients with quality coverage.


14. Wellfleet

Wellfleet Insurance is a pharmacy solution catering exclusively to college students. They offer student-focused features and a range of participant accident coverage, including international medical, K-12, business travel, and more. With cloud-based benefits and personalized service, Wellfleet aims to protect people against risk at every stage of life.


15. Social Security Advocates for the Disabled

  • Website: ssadreps.com
  • Headquarters: Norwell, Massachusetts, United States
  • Founded: 1994
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

SSAD is a company that provides expertise and assistance in navigating the Social Security Disability process. They help individuals apply for benefits, handle documentation, and ensure timely disbursement of approved benefits. With a focus on customer support and advocacy, SSAD aims to simplify the complex process and secure favorable decisions for their clients.


16. Fred C. Church, Inc.

  • Website: fredcchurch.com
  • Headquarters: Lowell, Massachusetts, United States
  • Founded: 1865
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Fred C. Church is an insurance broker specializing in providing personal insurance solutions tailored to the specific needs of individuals and companies. They offer critical insurance and risk management advice for home, auto, and belongings.


17. NFP Health

  • Website: nfphealth.com
  • Headquarters: Braintree, Massachusetts, United States
  • Founded: 1969
  • Headcount: 51-200
  • LinkedIn

nfphealth.com offers affordable health insurance plans for individuals, families, and small businesses. Customers can easily compare plans, enroll online, and get live support.


18. Concordia Exchange, Inc.

Concordia Exchange is an insurtech company providing a transparent and competitive online auction platform for organizations to streamline their group benefit procurement process and save money on their highest fixed cost.


19. The Dowd Insurance Agencies

  • Website: dowd.com
  • Headquarters: Holyoke, Massachusetts, United States
  • Founded: 1898
  • Headcount: 51-200
  • LinkedIn

Dowd.com is an insurance agency offering a range of insurance coverages including health, dental, life, and ancillary benefits for individuals and businesses. They also provide workers’ compensation insurance and offer retiree medical plans. With a tradition of excellence since 1898, Dowd is committed to providing personalized and exceptional customer service.


Want to find more disability insurance companies?


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...and a lot more!