The disability insurance industry in Virginia focuses on providing financial security to individuals who are unable to work due to disability. Various companies offering these services classify into flagship corporations, independent agencies, and small providers. They deliver specific coverage that can compensate for partial to total disability, depending on the policyholder's needs. Products range from short-term disability insurance, covering only a specific period, to long-term options that provide lifetime benefits. With the increasing prevalence of disabilities and changing societal views regarding disability benefits, the industry is likely to undergo significant growth and transformation in the upcoming years.


Top 19 disability insurance companies in Virginia

1. BerkleyNet (a Berkley Company)

BerkleyNet is an insurance company subsidiary of W. R. Berkley Corporation. They offer insurance products and services to businesses, focusing on providing coverage for injured employees and helping them get back to work.


2. TWG Insurance - The Winchester Group, Inc.

TWG Insurance is an independent insurance agency that offers a wide variety of insurance solutions. They provide coverage for personal and business needs, including group health insurance, disability insurance, and business cyber liability insurance. With over 350 years of combined experience, they work with top insurance companies to meet and exceed customer expectations.


3. Bond Insurance Agency Inc

  • Website: bondins.com
  • Headquarters: Richmond, Virginia, United States
  • Founded: 1946
  • Headcount: 11-50
  • LinkedIn

Bond Insurance is an independent insurance agency that offers a full-range of Personal and Commercial lines Insurance plans from a multitude of insurance companies. They provide insurance coverage for Auto, Homeowners, Life, Health, and Commercial lines including Group Benefits, Commercial Auto, Property and Liability insurance.


4. Symmetry Financial Group

  • Website: sfgblairagency.com
  • Headquarters: Gainesville, Virginia, United States
  • Headcount: 11-50

The Blair Agency is a provider of life insurance solutions such as mortgage protection, final expense, term life, universal life, and disability insurance.


5. Navy Mutual Aid Association

Navy Mutual is a financial company that offers affordable life insurance options to provide financial security for loved ones. They also offer annuities and financial planning tools for members of the Association.


6. Benefit Plans Incorporated

Benefit Plans, Inc. is a full-service insurance agency serving the Tidewater region since 1974. They specialize in a wide range of insurance options including life, health, dental, long-term care, disability, Medicare Advantage, and annuities.


7. Ware Insurance

Ware Insurance is an independent insurance agency offering a range of insurance products and services. They provide business insurance for various industry segments, including construction, international, marine, professional services, manufacturing, and wholesale and distribution. They also offer life and health insurance, including group medical, dental, vision, life/AD&D, disability, key person, HSA's & FSA's, and ancillary benefits. Ware Insurance is committed to minimizing risks and protecting individuals, families, and businesses.


8. Choice Insurance Agency

  • Website: choiceins.com
  • Headquarters: Virginia Beach, Virginia, United States
  • Founded: 1998
  • Headcount: 51-200
  • LinkedIn

Choice Insurance Agency offers a wide range of insurance coverage including home, auto, flood, renters, health, life, annuities, and more. They shop dozens of insurance companies to find the right coverage for individual needs. They also provide insurance solutions for businesses, offering property and liability, workers compensation, cyber liability, and benefits administration services.


9. Burton & Company

Burton & Company is an insurance company that provides coverage options for both businesses and individuals. They offer a range of insurance products such as health, dental, vision, disability, homeowners, auto, and life insurance. Their goal is to ensure that their clients have the peace of mind and protection they need in case of unexpected events or liabilities.


10. HRI Associates

HRI Associates is an independent insurance agency offering top-quality insurance solutions. With a wide range of insurance carriers, they provide coverage for general liability, workers' compensation, home insurance, and more. They prioritize accessibility, offering tools and a client portal for easy interaction. The company values their partnership with Keystone and has received amazing feedback. They cater to both personal and business insurance needs, delivering exceptional service and expertise in the industry.


11. Huffman Insurance Agency Inc

Huffman Insurance Agency is an independent insurance agency offering a wide range of insurance coverage options to individuals and businesses. With a team of expert agents, they provide personalized solutions to meet the unique needs of each client.


12. The Medical Society of Virginia Insurance Agency (MSVIA)

  • Website: msvia.org
  • Headquarters: Richmond, Virginia, United States
  • Headcount: 11-50
  • LinkedIn

MSVIA.org is an insurance agency that provides professional liability coverage and other insurance options to healthcare providers. They offer policy options from multiple carriers, ensuring the right coverage at the right price. They advocate for their clients' insurance needs and provide services in a professional and timely manner.


13. Fitness Underwriters

Fitness Underwriters is a leading insurance provider for the health and fitness industry, offering comprehensive insurance programs that include health club surety bonds, liability insurance, personal trainer insurance, property insurance, disability insurance, and cyber liability insurance.


14. Enterprise Integration

  • Website: eicorp.net
  • Headquarters: Alexandria, Virginia, United States
  • Headcount: 11-50

Enterprise Integration Corporation (EICORP) provides voluntary long-term disability insurance and offers various types of leaves to their employees including disability sick leaves and comprehensive leave. They also offer medical insurance plans and retirement plans to their eligible employees.


15. Ebc Llc

  • Website: ebcllc.net
  • Headquarters: Lynchburg, Virginia, United States
  • Founded: 1999
  • Headcount: 11-50
  • LinkedIn

Employer Benefits Consulting, LLC is a reputable independent full-service insurance and consulting firm in South Florida. They provide employee benefit services to corporate and government employers, acting as a consultant and intermediary with providers. They prioritize client representation and offer individualized attention to all issues.


16. Lyons &a; Associates

As a family-owned health insurance agency, we've helped our friends and neighbors in Richmond select the best coverage for over 20 years. For over two decades, we've believed that providing high-quality, comprehensive health insurance solutions should begin with a conversation. Meeting in-person versus over the phone allows us to better identify your medical and financial needs, as well as your planning goals. We'll walk through your options and discuss the details until we find the plan that best fits your needs. Whether you have a business or family, or are a young professional, retiring, or eligible for Medicare - we will help you find the right coverage.


17. Clarke & Sampson, Inc

  • Website: clarkeandsampson.com
  • Headquarters: Alexandria, Virginia, United States
  • Founded: 1946
  • Headcount: 11-50
  • Latest funding type: Acquired
  • LinkedIn

Clarke & Sampson, Inc is an independent insurance agency that offers personal and commercial insurance products. With over 75 years of experience, they provide industry-leading services powered by the latest technologies and a carefully crafted network of insurance providers.


18. Professional Risk Associates, Inc.

  • Website: profrisk.com
  • Headquarters: Midlothian, Virginia, United States
  • Founded: 1989
  • Headcount: 11-50
  • LinkedIn

Professional Risk Associates is a leading insurance agency specializing in medical professional liability. They offer tailored coverage options to physicians and focus on educating them about their liability exposures. With expertise in medical malpractice and other liability exposures, they provide comprehensive risk management solutions for modern medical practices.


19. Business Benefits Group (BBG)

  • Website: bbgbroker.com
  • Headquarters: Fairfax, Virginia, United States
  • Founded: 1995
  • Headcount: 51-200
  • LinkedIn

BBG Broker is a company that offers benefits administration, corporate insurance, and business insurance services. They provide customized benefit plans, cost savings, and rich benefits for organizations and employees. With personalized service, knowledgeable staff, and excellent customer service, BBG Broker is dedicated to enhancing HR processes and meeting the unique needs of businesses.


Want to find more disability insurance companies?


If you want to find more companies that offer diverse coverage options for short-term and long-term disabilities you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
  • Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!