Disability insurance is an essential safety net in the unexpected event of physical impairments. The industry is comprised of a variety of companies, many of which operate in New Jersey, providing necessary coverage to individuals and businesses. These businesses offer a diverse range of products, from basic disability policies to more complex solutions like major medical insurance and even specialized coverage for high-risk groups. As the world grows ever more unpredictable, the disability insurance industry continues to evolve, innovating to meet new challenges and better protect its policyholders.


Top 20 disability insurance companies in New Jersey

1. Olympic Agency

Olympic Agency is an insurance agency that offers a range of products and services to individuals and corporations. They provide international major medical and medicare advantage program solutions, life solutions, disability and annuity solutions, and long term care policies. They also specialize in credit insurance, extended warranties, and special products.


2. Exceptional Risk Advisors, LLC

Exceptional Risk Advisors is a licensed insurance producer that offers a variety of insurance products. Their focus is on providing coverage for high-risk individuals and groups, such as athletes, entertainers, executives, and entrepreneurs. They specialize in disability insurance, buy-sell disability, contractual performance indemnity, and accident coverage.


3. Hanleigh Special Risk, A BB&T Company

Hanleigh Insurance offers a range of modified guaranteed issue multi-life coverage products and applications including disability, key person, buy sell, personal income, business overhead, loan indemnity, divorce settlement, and sports and entertainment coverages.


4. Benefits Square

Benefits Square offers employee benefits, group health insurance, business services, payroll integration, public sector services, HR and benefits administration, personal services and PEO solutions to protect people, goals, and profitability in NJ.


5. Capstone Insurance & Financial Services

Capstone Insurance Services is an independent insurance agency that offers a unique, personalized approach to meeting the insurance needs of both businesses and individuals. They work with many carriers and insurance products to provide excellent customer service and secure coverage that suits their clients' specific risk exposures.


6. Public Entity Joint Insurance Fund

  • Website: pejif.com
  • Headquarters: Woodbridge, New Jersey, United States
  • Founded: 2014
  • Headcount: 11-50
  • LinkedIn

PEJIF is a joint insurance fund serving urban municipalities in New Jersey. They provide coverage for various types of claims and offer underwriting applications for members.


7. Hafetz and Associates

Hafetz & Associates is a company specializing in employee benefits, Medicare, and worksite products. They offer life and disability products for individuals and employer groups, as well as Medicare Part A and Part B plans. With a commitment to providing the highest quality service, the company invests in advanced industry applications to stay at the forefront of technology. They prioritize giving back to their communities and are affiliated with various membership organizations. Contact Hafetz & Associates for innovative and tailored solutions for your health insurance needs.


8. Enrollment Solutions

Enrollment Solutions is a national network of local enrollment firms specializing in benefit enrollment, education, and communication. We offer seamless benefit communication and enrollment packages, connecting brokers and Human Resource managers with the best Voluntary Benefit products available.


9. MacLean Agency

The MacLean Agency is a comprehensive insurance and financial services company established in 1966. We offer a wide range of insurance solutions to protect businesses and individuals, including business insurance, personal insurance, employee benefits, and more. With over 30 carriers, we provide exceptional service and choices tailored to each client's unique needs.


10. Fairview Insurance Agency Associates

Fairview Insurance Agency Associates is a full-service independent insurance agency that provides customized insurance plans, employee benefits, and financial planning services for individuals, companies, and public entities.


11. The Alumni Insurance Program

The Alumni Insurance Program offers a diverse portfolio of insurance products to meet the needs of all alumni, from life insurance to health and personal line products.


12. FFP Benefits

FFP Benefits is a health insurance brokerage agency providing employer and individual markets in New Jersey and New York with medical, prescription, dental, disability, life insurance, and workforce benefits.


13. Crest Development

  • Website: cupo.com
  • Headquarters: Clifton, New Jersey, United States
  • Founded: 1978
  • Headcount: 51-200
  • LinkedIn

Cupo Insurance Agency offers a wide range of insurance products and services for individuals and businesses. They provide coverage for specific industries such as accounting firms, alarm contractors, construction companies, healthcare facilities, law firms, and more. They also offer insurance for personal needs like auto, home, and health insurance.


14. Wilk Benefits Consulting

  • Website: wilkbenefits.com
  • Headquarters: Flemington, New Jersey, United States
  • Headcount: 1-10

Wilk Benefits is a service oriented boutique style agency catering to our clients needs. Phone calls are answered immediately, or promptly responded to. Claim issue assistance is provided and consistently followed up on, until processed by the carrier correctly. Perhaps most importantly, reviewing every option available to find the best coverage for the most affordable premium is a priority. Im Carol Wilk Johnson, the owner of Wilk Benefits Consulting, LLC. Ive been a licensed producer since 1999, working in a few various positions and companies. In 2008, the company I was working with dissolved, so I decided that it was the time to start working for myself. (I always said I could do it!) With years of experience in this everchanging industry, it qualifies me to assist business owners with their group benefits needs. The same applies to helping individuals with their protection needs. While the office is located in Hunterdon County, NJ, well assist businesses and individuals throughout the state as well as border counties of PA and NY. Typically, were coming to your office or home at a convenient time for you. We hold the information of each client in confidence and enact security measures to protect both individuals and group's sensitive identity details. Copyright © 2019 Wilk Benefits Consulting, LLC - All Rights Reserved.


15. United Assurance, Inc.

United Assurance is a company that offers a wide range of insurance services, including business insurance, personal insurance, life and health insurance, and group insurance. They provide coverage for various types of properties, vehicles, liability, and more. Their website allows customers to obtain quotes and manage their insurance policies easily.


16. Agent Sourcing Directory

Agent Sourcing Directory is a leading online platform designed for life, accident, health and property and casualty insurance agents, brokers, and FINRA registered representatives. It connects producers with over 2,500 suppliers, providers, and vendors across the US.


17. The Competitive Advantage Companies

The Competitive Advantage Companies is a full-service insurance brokerage firm specializing in employee benefits and commercial insurance plans customized to clients' needs.


18. Howe Insurance Group

Howe Insurance Group is an insurance agency based in New Jersey that offers a wide range of insurance services including NJ car insurance, homeowners insurance, flood insurance, and life insurance. They specialize in providing intelligent and cost-effective protection for individuals and businesses, helping them safeguard their properties and financial assets from potential risks and litigation.


19. Global Benefits Group (GBG)

  • Website: gbg.com
  • Headquarters: Princeton, New Jersey, United States
  • Founded: 1981
  • Headcount: 201-500
  • Latest funding type: Series Unknown
  • LinkedIn

Global Benefits Group (GBG) offers protection and assurance to customers worldwide. They provide specialized coverage for international students, educators, and faculty, as well as comprehensive health plans and broad life insurance options. With over 40 years of experience, GBG ensures customers can pursue new experiences with coverage perfectly suited for their diverse needs.


20. Marquis Professional

Marquis Professional Risk Solutions is an insurance agency that provides specialty insurance and risk solutions for businesses and individuals.


Want to find more disability insurance companies?


If you want to find more companies that provide a vast range of coverage options and innovative insurance solutions you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!