Fintech, a blend of finance and technology, has revolutionized Germany's financial sector. It houses varied types of companies offering diverse solutions from mobile banking, trading platforms to digital lending. Companies in this sector prioritize innovations in customer experience, operational ease, and enhanced security. They harness technology to streamline the finance industry, offering services within spans of minutes, providing us a glimpse into the future of this industry.


Top 21 fintech companies in Germany

1. N26

  • Website: n26.com
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2013
  • Headcount: 1001-5000
  • Latest funding type: Series E
  • LinkedIn

N26 is a financial technology company that offers online banking services. With N26, customers can open an account in just 8 minutes and enjoy the convenience of mobile banking. Privacy and security are a top priority, ensuring that customers can trust their financial transactions.


2. Devexperts

Devexperts is a fintech company that provides trading platforms, financial software development, and market data solutions for brokers. Their offerings include trading platforms for FX, CFDs, spread bets, exchange-traded instruments, and cryptocurrencies. They also offer order management systems, risk management solutions, and AI-powered virtual assistants for traders.


3. Solaris

  • Website: solarisgroup.com
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2016
  • Headcount: 201-500
  • Latest funding type: Series D
  • LinkedIn

Solaris Group is a digital banking and lending services provider based in Berlin, Germany. They offer a range of financial products and services including lending services such as Splitpay and Loans, digital banking features for managing accounts, cards, payments, and authentication, and digital KYC services for secure customer onboarding. They also provide documentation and resources to help businesses integrate their products and APIs. Solaris Group aims to empower businesses in the financial industry with innovative solutions.


4. Vivid Money

  • Website: vivid.money
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2020
  • Headcount: 201-500
  • Latest funding type: Series C
  • LinkedIn

Vivid.money is a financial technology company that offers budgeting, investing, savings, and payment solutions. They provide a wide range of services including stocks and ETFs trading, cryptocurrency trading, cashback rewards, and insurance services.


5. Quipu GmbH

  • Website: quipu.de
  • Headquarters: Frankfurt Am Main, Hessen, Germany
  • Founded: 2004
  • Headcount: 201-500
  • LinkedIn

Quipu is a banking software company that offers a range of products and services to financial institutions. They provide solutions for card payment services, cloud infrastructure, and digital channels for safety. Quipu helps banks and other financial organizations go digital and improve their operations.


6. Coinbux

  • Website: coinbux.de
  • Headquarters: Münster, Nordrhein-Westfalen, Germany
  • Founded: 2017
  • Headcount: 5001-10000
  • LinkedIn

Coinbux.de is a cryptocurrency exchange platform that allows users to buy, sell and trade various cryptocurrencies using fiat money. It provides a secure and user-friendly interface for cryptocurrency trading.


7. finleap

  • Website: finleap.com
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2014
  • Headcount: 1001-5000
  • Latest funding type: Series Unknown
  • LinkedIn

finleap is a leading European fintech ecosystem that aims to reshape the finance industry sustainably. With a team of finance, tech, and business experts, finleap has built 15 independent companies worth over €3 billion, including two unicorns. The ecosystem fosters value creation and innovation by supporting its portfolio ventures through fundraising, strategy, and talent management. Through collaborative approaches, finleap launches new and disruptive solutions for the benefit of the financial services sector and its consumers.


8. WebID

  • Website: webid-solutions.de
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2012
  • Headcount: 201-500
  • Latest funding type: Acquired
  • LinkedIn

WebID Solutions is a company based in Berlin that offers fully automated identity verification services using AI and biometrics. They provide secure and legally compliant online financial transactions, online banking services, and identification processes for various industries including eGovernment and InsurTech.


9. fintropolis

Fintropolis is an online platform for financial services that provides secure banking and financial management options to customers.


10. Bitwala

  • Website: bitwala.com
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2015
  • Headcount: 51-200
  • LinkedIn

Bitwala is a self-custodial crypto platform that allows users to store, send, and receive Bitcoin and Ethereum beyond national borders and currencies.


11. Bsdex

  • Website: bsdex.de
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2019
  • Headcount: 11-50
  • LinkedIn

BSDEX is a digital exchange platform based in Germany. It provides a secure and efficient marketplace for trading various assets. Users can access the platform to buy, sell, and trade cryptocurrencies and other digital assets with ease.


12. Intelfin Global

Intelfin.io is a financial technology company that offers a range of products and services related to digital assets and cryptocurrency trading. Their platform utilizes advanced algorithms and hybrid intelligence systems to analyze market price differences, allowing both experienced and novice investors to make profitable trades. They aim to empower individuals by providing them with access to the cryptocurrency space and reducing the reliance on traditional financial institutions.


13. trimplement GmbH

trimplement is a fintech software provider that offers highly configurable payment and e-wallet solutions. They specialize in secure coding, data processing, and agile software development. With expertise in digital finance, they help businesses implement e-wallet, online payment, and digital money management applications.


14. Paycer GmbH

  • Website: paycer.io
  • Headquarters: Hamburg, Hamburg, Germany
  • Founded: 2021
  • Headcount: 11-50
  • LinkedIn

Paycer.io is a company disrupting the low interest rate banking sector with smart DeFi based financial services that offer high interest rates.


15. New Digital Street

New Digital Street is a company specializing in software development and product design. With a team of experienced engineers, they offer services such as web development, mobile app development, and team extension. They have worked with clients in the finance sector, providing solutions for fintech companies and e-commerce businesses. They prioritize customer satisfaction and deliver comprehensive solutions in User Experience and User Interface (UX/UI).


16. Payment & Banking - PBA Experts GmbH

Paymentandbanking.com provides daily news, articles, and comments on current topics affecting the financial industry, including Fintech, banking, payment, and mobile.


17. SAP Fioneer

  • Website: sapfioneer.com
  • Headquarters: Walldorf, Baden-Württemberg, Germany
  • Founded: 2021
  • Headcount: 501-1000
  • LinkedIn

SAP Fioneer is a global provider of financial services software solutions. They offer world-class technology to banks, insurance companies, and challengers to help them grow, transform, and outpace the competition. Their solutions include banking platforms, finance & ESG platforms, insurance platforms, and technology services.


18. Fidor Bank AG

  • Website: fidor.de
  • Headquarters: München, Bayern, Germany
  • Founded: 2009
  • Headcount: 51-200
  • LinkedIn

Fidor.de is an online banking platform that offers a range of banking services and products to its customers.


19. adesso banking solutions

Adesso Banking Solutions offers advanced technology and industry expertise to help banks optimize the customer experience and become more efficient and competitive through digital transformation.


20. Composable Finance

Composable Finance is a company that offers innovative financial solutions through its advanced platform. It provides a range of customizable financial products and services to meet the unique needs of individuals and businesses.


21. adorsys

  • Website: adorsys.com
  • Headquarters: Nürnberg, Bayern, Germany
  • Founded: 2006
  • Headcount: 51-200
  • LinkedIn

adorsys.com is a company based in Nuremberg, specializing in API management, open banking, PSD2 expertise, data security, smart analytics, and AI. They offer innovative and high-quality solutions for financial-grade API (FAPI), software development, mobile development, business design, and DevOps services.


Want to find more fintech companies?


If you want to find more companies that offer pioneering solutions in banking, trading, and digital lending you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!