The disability insurance industry in Maryland comprises a diverse array of companies providing much-needed safety nets to individuals and businesses. These companies offer a range of products such as long-term care, critical illness, and disability protection that help policyholders mitigate the personal and financial impact of sudden life changes. These firms cater to diverse markets such as labor unions, government agencies, small and large businesses, and even professional educators. The notable companies, renowned for their robust service offerings, include SF&C Insurance Associates and United Schools Associates. As we navigate the future, we can expect this industry to continue proliferating, redefining its strategies, and strengthening its portfolio of services in response to evolving market demands and legislative landscapes.


Top 22 disability insurance companies in Maryland

1. SF&C Insurance Associates Inc.

  • Website: sfandc.com
  • Headquarters: Owings Mills, Maryland, United States
  • Founded: 1981
  • Headcount: 51-200
  • LinkedIn

SF&C Insurance Associates, Inc. is an insurance company that offers a range of voluntary benefits, including life insurance, disability protection, long term care, critical illness, annuities, cancer insurance, hospital indemnity, accident, and dental coverage. They specialize in designing and administering benefits packages specific to labor unions, associations, government agencies, small and large businesses, and other affinity groups.


2. United Schools Associates

  • Website: usa4you.com
  • Headquarters: Bowie, Maryland, United States
  • Headcount: 11-50

United Schools Associates (USA) is an insurance agency headquartered outside of Washington, D.C., specializing in group voluntary benefits for educators nationwide.


3. Disability Insurance Quotes

Disability insurance brokerage agency for The Guardian working with agents in the Mid-Atlantic territory, and consumers across the country. We work with insurance agents in Suburban MD, Virginia, DC, Delaware, and Philadelphia helping them to sell more Guardian disability insurance. We also have a division of agents who specialize in selling DI to professionals across the country that they meet online through our web site DisabilityQuotes.com. Financial Balance Group LLC is an independent general agency of The Guardian Life Insurance Company of America, NY, NY. Disability Insurance Quotes is the brokerage arm of Financial Balance Group LLC. Financial Balance Group LLC and Disability Insurance Quotes are not affiliates or subsidiaries of The Guardian Life Insurance Company of America, NY, NY.


4. Geba

  • Website: geba.com
  • Headquarters: Ft. Meade, Maryland, United States
  • Founded: 1957
  • Headcount: 11-50
  • LinkedIn

GEBA is a not-for-profit federal employee benefit association that offers high-quality insurance and investment products at competitive rates. They provide expert financial planning services to meet the needs of their members throughout all life stages and circumstances.


5. Transit Employees' Health and Welfare Plan

  • Website: tehw.org
  • Headquarters: District Heights, Maryland, United States
  • Founded: 1954
  • Headcount: 11-50
  • LinkedIn

Tehw.org provides health and welfare benefits to employees of the Transit Employees’ Health & Welfare Fund through medical, dental, vision, life and accident insurance.


6. Lyceum Insurance Services

  • Website: lyceumins.com
  • Headquarters: Gaithersburg, Maryland, United States
  • Founded: 1975
  • Headcount: 11-50
  • LinkedIn

Lyceum Insurance Services offers employee benefits, HR resources, online enrollment, and compliance solutions to businesses.


7. Schoenfeld Insurance Associates, Inc.

Schoenfeld Insurance Associates is an independent insurance company that offers a range of insurance products and services. They provide commercial insurance, employee benefits, personal insurance, and interior design services. With a focus on comprehensive coverage and outstanding service, they have been forging partnerships since 1964.


8. DImadeEasy

  • Website: dimadeeasy.com
  • Headquarters: Bethesda, Maryland, United States
  • Headcount: 1-10

FFG was founded in 1977 and in 1983 became an agency of The Guardian Life Insurance Company of America, New York, NY. We have been a highly respected DI resource for the local community for many years. Since 1997 we have consistently helped place about a million dollars of DI premium through our network of Guardian agents and brokers. In fact, we are one of the few (if not the only) Guardian agencies who's select agents are endorsed by a local medical society- Luzerne County Medical Society. This website is dedicated to assisting our Disability Income Specialists: Vincent L. Gallo, Eric Cochran, Matt Grace, & Keri Bateman in brokering and educating agents about the importance, variations, and the intricacies of DI policies. We also pride ourselves in making, selling, and the processing top quality Guardian individual DI products* as easy as possible. This site is designed to benefit producers at all levels of experience. In addition to providing personalized one on one service, we offer this website to our producers to enhance our level of service and our valued relationship with you. *Disability income products underwritten and issued by the Berkshire Life Insurance Company of America, Pittsfield, MA a wholly-owned subsidiary of The Guardian Life Insurance Company of America, NY, NY.


9. VW Brown Insurance Service

  • Website: vwbrown.com
  • Headquarters: Columbia, Maryland, United States
  • Founded: 1960
  • Headcount: 11-50
  • LinkedIn

V.W. Brown Insurance Service is an independent insurance agency providing a wide range of insurance solutions for individuals, families, and businesses. They offer group benefits, including disability, voluntary, health, dental, vision, and life insurance, as well as long-term care insurance. They also provide commercial business auto insurance and general liability insurance. With a team of knowledgeable professionals, V.W. Brown Insurance Service ensures that clients receive personalized insurance tailored to their specific needs.


10. Balderson Insurance Agency

Balderson Insurance Agency is a Maryland-based insurance agency that offers a range of insurance services including personal and commercial insurance, life insurance, disability and health insurance, and more.


11. Ron Regan Jr - State Farm Insurance Agent

Ron Regan Insurance offers insurance policies including home, business and health insurance policies to help people manage life’s risks and realize their dreams.


12. Pensure Group

  • Website: pensure.com
  • Headquarters: Rockville, Maryland, United States
  • Founded: 1989
  • Headcount: 11-50
  • LinkedIn

The PenSure Group is a financial services company providing pension design and funding, group and individual insurance, employee benefits, and estate funding. They work with top-rated carriers to provide life, health, long-term care, and disability insurance for groups and individuals, along with retirement and investment planning services.


13. Transamerica

Transamerica is a financial services company offering a range of financial solutions including life insurance, annuities, mutual funds, employee benefits, and retirement plans. They are committed to helping people save, invest, protect, and retire with confidence.


14. UA Financial

  • Website: uafinancial.biz
  • Headquarters: Silver Spring, Maryland, United States
  • Headcount: 1-10

UA Financial is a company that operates in the Insurance industry. It employs 11-20 people and has $5M-$10M of revenue. The company is headquartered in Silver Spring, Maryland.


15. CBIZ - M.T. Donahoe & Associates, LLC

  • Website: mtda.com
  • Headquarters: Columbia, Maryland, United States
  • Founded: 1982
  • Headcount: 11-50
  • Latest funding type: Acquired
  • LinkedIn

MTDA is a company that offers a range of insurance solutions, including medical, dental, vision, life, and disability coverage. They also provide Medicare supplement insurance for individuals retiring or losing employer coverage. With a focus on self-funding/alternative funding products, MTDA aims to meet the diverse healthcare needs of their customers.


16. AllianceBenefits, LLC (National Financial Partners)

AllianceBenefits is an industry leader in employee benefits, providing distinctive products and customized solutions to fulfill the unique set of needs of every employer. They offer services such as custom plan design, compliance, and global long-term plans.


17. Insuraty Inc

  • Website: insuraty.com
  • Headquarters: Bowie, Maryland, United States
  • Founded: 1994
  • Headcount: 11-50
  • LinkedIn

Insuraty is a senior care resource that provides information and support for family caregivers who care for aging parents and other loved ones.


18. Nina Jeong - State Farm Insurance Agent

Nina Jeong is a financial services company offering a range of insurance, investment, and banking products in Silver Spring, MD.


19. Insurance Incorporated

  • Website: insurance-inc.com
  • Headquarters: Owings Mills, Maryland, United States
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Insurance, Inc. is a commercial and personal insurance company that offers a range of insurance products including commercial auto, general liability, property, workers compensation, flood, umbrella, executive risk, and employee benefits. With a focus on protecting clients from risk, loss, and harm, Insurance, Inc. is praised for its responsiveness, knowledge, and passion.


20. Andalman & Flynn Law Firm, P.C.

AndalmanFlynn is a law firm specializing in disability benefits and family law. They provide legal representation and assistance to individuals in cases related to disability benefits law, including Social Security Disability (SSD), Long Term Disability Benefits/ERISA, and Maryland State Disability Retirement. They also offer comprehensive family law services, such as marital settlement agreements, child custody agreements, and protection against domestic violence.


21. Kelley Insurance &a; Financial

  • Website: kelley-insurance.com
  • Headquarters: Beltsville, Maryland, United States
  • Founded: 1981
  • Headcount: 11-50

Kelley Insurance is an insurance agency offering various insurance products and services, such as term and permanent life insurance, long-term care insurance, and annuity products. They cater to both individuals and businesses.


22. Evolution Healthcare (EVHC)

Evolution Healthcare, also known as EVHC, is a healthcare company that offers fully integrated health plan solutions with HR platform integration. They provide seamless administration, robust plan performance reporting capabilities, and outstanding customer service. EVHC offers highly customized health-plan designs, integrated wellness programs, and healthcare acquisition and risk management strategies. They work with clients to reduce healthcare premiums and spending. They understand the complexities of the healthcare system and guide clients through the process.


Want to find more disability insurance companies?


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...and a lot more!