Disability insurance, a cornerstone of financial planning, is a growing industry in Michigan. The industry has an eclectic range of companies providing a safety net for livelihoods by offering financial protection in the event of disability. These companies provide a diverse bouquet of insurance solutions, each tailored to meet the unique requirements of their clients. The solutions offered range from individual to corporate plans, containing options for comprehensive coverage for life, auto, home, commercial, health, as well as employee benefits. The future of the industry looks encouraging, given the rising awareness about the benefits of having a disability insurance cover and continuous improvements in customer service and assistance.


Top 22 disability insurance companies in Michigan

1. WSIB Insurance Agency LLC

WSIB Insurance is a program administrator specializing in disability income and life insurance for race teams. They offer a range of insurance products and services through multiple carrier partners, providing better service and industry knowledge. With a team of motorsports insurance specialists, they have over 75 years of experience in the industry.


2. Lappan Agency

Lappan Agency is an independent insurance agency that offers a wide range of insurance solutions for individuals and businesses. They provide comprehensive options for home, auto, commercial, life, and health insurance, as well as group benefits. With a mission to protect their clients' assets and ensure their peace of mind, Lappan Agency offers personalized coverage options and strives to provide excellent customer service.


3. Security First Benefits Corporation

Security First Benefits Corporation is an insurance agency based in Flint, MI. They offer a wide range of employee benefits and individual insurance coverage, including health, life, Medicare, and supplemental insurance. With over 30 years of experience, they provide exceptional customer service and assist clients with claims, prior authorization, and year-round support.


4. Trust Shield Insurance Group

Trust Shield Insurance Group is an insurance company providing a range of personal and business insurance options. They offer coverage for homeowners, auto, umbrella, boats, recreational vehicles, classic auto and boat rentals, and dwellings. The company also offers benefits such as life insurance, annuities, group health, and disability insurance.


5. Acson Insurance Services

Acson Insurance Services is a company that offers customized and flexible solutions for employee benefit plans, including health, dental, vision, and life insurance.


6. Health CLAIMS Advocates

Health Claims Advocates offers a wide array of assistance to hospitals to ensure maximum reimbursement. We provide eligibility and reimbursement recovery solutions to healthcare providers that can be directed to your facilities most critical needs. Our goal is to improve the fiscal health of our clients and partners in the marketplace while improving access to healthcare and quality of life benefits to the most at-risk populations. We benefit our hospitals by helping their uninsured, disabled, and other special needs to cover hospital costs through Medicaid, Medicare, Disproportionate share (DSH), and other government funded and charity care programs. We can provide solutions for initial self-pay patient identification and screening to reimbursement program enrollment, and in-house appeals on denials from the Department of Human Services and Social Security Administration. Our staff of accredited professionals and experience provide for successful outcomes where others may fail. We have licensed medical professionals, Accredited Disability Representatives, and former Social Service workers on staff to ensure every potential resource is identified and pursued. We can enhance your revenue by bridging the gap between the healthcare needs of the uninsured, under-insured, and disabled populations and their ability to pay for their care. We are very proud of our accomplishments and the difference we have made in the lives of thousands and will continue to serve our clients with care, compassion, and experience. Health Claims Advocates can make the difference for you.


7. MI E-Benefits

MI E-Benefits is a virtual employee benefits agency offering a comprehensive menu of plan offerings with a focus on value, longevity and mitigation of employee risk.


8. AC Financial Group

AC Financial Group is an insurance provider in Grand Blanc, MI offering a wide selection of health, life, and critical illness insurance products. They specialize in income protection plans for individuals and families with personalized service to find the right coverage that fits their budget and needs.


9. FDI Group

  • Website: fdigroup.com
  • Headquarters: Novi, Michigan, United States
  • Founded: 1970
  • Headcount: 51-200
  • LinkedIn

FDI Group Solutions is a premier insurance solutions provider that offers a comprehensive suite of risk management services and insurance programs for businesses. With over 50 years of experience, we strive to consistently exceed customer expectations and deliver the best possible outcomes. Our partnership approach ensures that we understand each client's unique needs and goals, enabling us to provide tailored insurance solutions that protect businesses from financial hardships.


10. Flynn Benefits Group

Flynn Benefits Group is an insurance and benefits company established in 1986. We specialize in providing innovative solutions for corporate and personal needs, monitoring the changing marketplace. Our services include insurance, retirement planning, and disability insurance. We prioritize building long-term relationships and exceeding customer expectations to ensure satisfaction.


11. Anchor Insurance Group Inc.

  • Website: anchorins.net
  • Headquarters: Muskegon, Michigan, United States
  • Founded: 2013
  • Headcount: 11-50
  • LinkedIn

Anchor Insurance Group, Inc. is an insurance agency based in Muskegon, MI. They offer commercial and personal insurance coverage including auto, homeowners, umbrella, life, and business insurance. They work with a wide range of insurance companies to find the best deals for their clients.


12. Zervos Group Inc

Zervos Group is a leader and pioneer in providing insurance and bonding solutions for the construction industry. They offer comprehensive and specialized coverage for employee and individual benefits, commercial lines, personal insurance, and surety and fidelity bonds. With a strong rapport with major insurance companies, Zervos Group ensures competitive rates and substantial savings for their clients. They also offer web design services and have a team of experienced professionals. Contact them at (248) 355-4411.


13. C.L. Finlan Insurance

  • Website: finlan.com
  • Headquarters: Plymouth, Michigan, United States
  • Founded: 1910
  • Headcount: 11-50
  • LinkedIn

Finlan Insurance is a reputable insurance company based in Plymouth, Michigan. With over 100 years of service, they provide a wide range of insurance services including personal, commercial, and life insurance. Their ultimate mission is to help people by offering comprehensive coverage plans tailored to their clients' specific needs.


14. Austin Benefits Group

Austin Benefits Group is a premier employee benefits consulting agency based in Michigan. They offer a range of services including benefits consulting, employee communications, corporate wellness programs, health care reform compliance, individual health insurance, plan administration, mergers and acquisitions, and benefits technology. Their team of insurance professionals is dedicated to providing the best employee benefits with unparalleled service.


15. Detroit Police Benefit & Protective Association

  • Website: dpbpa.org
  • Headquarters: Detroit, Michigan, United States
  • Headcount: 5001-10000
  • LinkedIn

Detroit Police Benefit and Protective Association (dpbpa.org) provides retirement, health and welfare benefits, as well as death and disability insurance for Detroit police officers and their families.


16. Al Bourdeau Insurance Agency

Al Bourdeau Insurance Agency is a leading insurance agency in Michigan, offering high-quality and affordable insurance solutions for home, vehicle, health, and business needs. With over 85 years of success and a customer-centric approach, we make the insurance buying experience easy and hassle-free. Our dedicated service team ensures a 'no-problem' attitude, providing exceptional customer service. We are committed to meeting the insurance needs of individuals, families, and businesses, providing peace of mind and financial protection.


17. Tervo Agency Inc

Tervo Agency is an independent insurance agency offering business and personal insurance plans to clients in Houghton and Hancock, MI. With over 75 years of combined experience, Tervo Agency provides comprehensive and customized insurance coverage to protect clients' most valuable assets.


18. One Source Insurance

One Source Insurance is an insurance agency providing a comprehensive range of insurance policies such as home, health, business, life, auto, and recreational vehicle insurance, including Medicare, to clients located in Livingston, Oakland, Washtenaw, and Wayne Counties.


19. The Benefits Group

The Benefits Group is an insurance agency specializing in group and individual insurance plans, including health, dental, and vision coverage. They work with clients to find the best benefit solutions for their employees and budgets.


20. Saginaw Bay Underwriters

  • Website: sbuins.com
  • Headquarters: Saginaw, Michigan, United States
  • Founded: 1863
  • Headcount: 51-200
  • LinkedIn

Sbuins.com is an insurance agency that offers a wide range of insurance services to clients in the Great Lakes Bay Region. With a history dating back to 1863, the company has grown to become one of Michigan's largest insurance agencies, serving over 12,000 clients. They provide personalized insurance solutions through their proprietary approach called The Clear Advantage™.


21. BHS Insurance

  • Website: bhsins.com
  • Headquarters: Grandville, Michigan, United States
  • Founded: 1939
  • Headcount: 51-200
  • LinkedIn

BHS Insurance is a company that offers a range of insurance and employee benefits solutions. They provide personal insurance options such as auto, homeowners, renters', and umbrella insurance. Additionally, they offer employee benefits programs including innovative solutions, support, and advocacy. BHS Insurance caters to various industries, providing coverages, risk management, and claims management services. They also specialize in captive insurance and 401k plans.


22. Sterling Insurance Group

Sterling Insurance Group is a full-service insurance agency that offers comprehensive insurance solutions to individuals and businesses. They work closely with clients to help them make informed decisions about protection and their future. With a focus on personalized attention and expert advice, they provide a range of insurance products from top-rated national and regional carriers.


Want to find more disability insurance companies?


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