The final expense insurance industry is catered toward offering specialized insurance policies that cover the costs associated with funerals or burials. Companies in this sector present a range of plans to remove the financial burden from an individual's loved ones during tough times. They fundamentally focus on providing security and peace of mind by ensuring that end-of-life expenses are covered. This industry is poised to grow, as more people become aware of the emotional and financial stress associated with end-of-life arrangements.


Top 22 Final Expense Insurance Companies

1. Golden Memorial Insurance Services

Golden Memorial Insurance offers final expense insurance plans to protect loved ones from added stress and financial burden during difficult times. With plans starting at $15 per month, they provide total protection and benefits up to $100,000. Their caring staff ensures a smooth and stress-free process, making them highly recommended by their customers.


2. Final Expense Direct

Final Expense Direct is an agency that provides final expense insurance over the telephone. With over 35 years of experience, they offer the best protection for individuals and their loved ones. Their policies can provide financial security, allowing customers to donate funds, protect their family's financial future, and avoid being a financial burden. They offer simple 4-step process insurance plans with immediate death benefits.


3. The Life Insurance Professionals

The Life Insurance Professionals is a company that specializes in providing term life and final expense insurance. Their focus is on protecting families and seniors from financial and emotional pain after losing a loved one.


4. Ensure Financial Group

Ensure Financial Group specializes in providing insurance and financial services to individuals and businesses. They offer a range of products including annuities, 401K rollovers, dental discounts, final expense insurance, legal shield/ID shield, and life insurance. With office locations in Lakeland and Altamonte Springs, Florida, they provide peace of mind and financial security to their customers.


5. TruStage Insurance Agency LLC

  • Website: trustage.com
  • Headquarters: Madison, Wisconsin, United States
  • Founded: 2012
  • Headcount: 11-50
  • LinkedIn

Trustage is an insurance company that offers prearranged funeral and final expense insurance. They provide coverage to ensure that loved ones are taken care of in the event of a death. Customers can sign in to their account to review and update beneficiaries. Trustage aims to make managing money and insurance easy for their customers.


6. Senior Life Services

Senior Life Services offers burial insurance policies to protect families from the financial burden of funeral and burial costs. They provide affordable and quick final expense quotes without waiting periods and with no exams needed.


7. Best Benefit Insurance and Financial Services, Inc

BBIFinancial is an independent life insurance broker helping individuals and businesses find appropriate types of insurance policies and purchase the correct amount of coverage to protect loved ones and assets. They offer Term Life Insurance, Permanent Life Insurance, Final Expense Insurance, Medicare Plans, Senior Dental Plans, and Mortgage Protection among others.


8. Benefit Choice Direct

Benefit Choice Direct is a final expense life insurance specialist that offers customized coverage for burial costs and other final expenses at the lowest price possible.


9. Life Insurance for Seniors Over 80

Life Insurance for seniors over 50 with no medical examination required. Guaranteed premiums and death benefits at a specific age instead of a term period. Great options for those who cannot qualify for other types of life insurance policies due to medical problems. Affordable plans available to cover final expenses and funeral costs.


10. Howe Insurance Services, Ltd.

Howe Insurance Services is an insurance agency that has been helping Senior Citizens since 1981. They specialize in providing life insurance policies that best fit the needs and budget of their clients. Their services include assisting with funeral and final expenses, offering peace of mind to individuals and their loved ones. Contact them for a free consultation.


11. TopLine Life Insurance

TopLine Life Insurance is a fully transparent agency partnering with reputable life insurance companies in the country to provide the best policies for their clients. They offer term life insurance, single premium life insurance policies without medical exams, college tuition assistance, estate planning, and final expense insurance among others.


12. Final Wishes Advisors

Final Wishes Advisors is a company that offers tailored programs to protect families from financial burden and ensure that families can have more of a celebration of life. They provide life insurance and final expense funding options for any client, no matter the circumstances.


13. Seniors Life Insurance

Seniors Life Insurance is an online platform that offers life insurance policies for individuals over the age of 50. They provide fixed lump sum payments upon death to help cover expenses such as funeral costs or unpaid bills.


14. Insurance Brokers USA

InsuranceBrokersUSA.com offers free information to help customers find insurance coverage. They collect data from government, non-profit, and private sources to offer a range of plans, and customers can contact carriers directly for more information.


15. Fulmer Insurance Group

We Senior Advisors, helping you navigate a complex system call Medicare. Fulmer Insurance Group.


16. Lumico Life Insurance Company

  • Website: lumico.com
  • Headquarters: Armonk, New York, United States
  • Founded: 1966
  • Headcount: 201-500
  • LinkedIn

Lumico Life Insurance Company is a life and health insurance provider committed to protecting our customers with the life and health insurance products that you need at affordable prices and with an easier process. As a top-rated company, Lumico is acclaimed to be one of the leading carriers in the insurance industry. With 50+ years of experience in protecting families, Lumico's portfolio of insurance products includes: ● Term Life Insurance ● Whole Life Insurance ● Final Expense Life Insurance ● Medicare Supplement Health Insurance ● Accidental Death Insurance In today's constantly changing world, Lumico Life Insurance Company is dedicated to helping more Americans secure the life and health insurance that they need, while exceeding expectations in products, processes and pricing. With mortgage payments, medical bills and monthly expenses, the risk for families who don't have enough protection is real. Fortunately, Lumico can provide you with the protection you want, but in a much easier way. Lumico -- life insurance made clearer.


17. NAA Life

  • Website: naalife.com
  • Headquarters: Burlington, North Carolina, United States
  • Founded: 2002
  • Headcount: 1001-5000
  • LinkedIn

National Agents Alliance is America's top source for mortgage life insurance, offering a wide variety of plans to meet every budget and coverage need.


18. EDGAR Life Insurance Agency

EDGAR Insurance Agency offers life insurance policies to customers in various states, with a focus on customer-oriented policies that cater to individual needs and budgets. The agency prides itself on offering cheap life insurance policies without compromising on quality or coverage.


19. Senior Enrollment Solutions (SES)

SES is one of the nation’s leading producers of Medicare coverage and information. Using our portfolio of brands to differentiate our content, services and consumer products, we seek to develop the most creative, innovative and profitable Marketing organizations. By balancing the efficiency of new technologies with the personal touch of highly trained and motivated professionals, we are able to deliver solutions and services that exceed our customers' expectations. We thereby earn their loyalty, and in turn referrals. Whether you are new to the industry, needing to find independence, or you are an experienced insurance professional, we will provide you the best this industry has to offer. SES will continue to build a corporate culture that respects and values the unique strengths of our associates, customers and community. Not offering Medicare: https://www.seniorenrollmentsolutions.com/agents/referrals Offering Medicare: • Own your book of business • Referral bonus • Per app bonus • Top commissions • Get paid directly from the carrier • Online contracting • Medicare supplement quoting engine • 24/7 agent chat support https://www.seniorenrollmentsolutions.com/agents


20. Burial Insurance Quote

We provide the convenience of online burial policy quote forms and a commitment to customer service. Every senior and every family has different needs, and our only goal is to find the best solution for each client. Fill out our simple quote form or give us a call to see how we can help your family plan for funeral expenses.


21. Burial Insurance

We will save you time and most importantly money. Our service is always 100% free. Contact us today at (888) 373-4315 for a free quote! Copyright© 2020 Burial Insurance 24/7 - All Rights Reserved


22. Willamette Life Insurance

Willamette Life is an independent life insurance agency specializing in final expense life insurance. Willamette Life was started as we see a growing need for seniors and baby boomers who are considering what life may look like for their families once they are gone. Whatever age, health, or financial position you are in, we are confident that there is a final expense policy that will fit your needs.


Want to find more final expense insurance companies?


If you want to find more companies that provide comprehensive final expense insurance plans you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
  • Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!