Fintech, or financial technology, has evolved beyond just a sector; it has become a technological revolution marking the digitalisation of the financial industry. In Luxembourg, the heart of financial Europe, fintech companies are thriving - redefining banking, investment services, insurances or fund management. They leverage innovative technologies to create better, more engaging financial services and products, such as digital payments, blockchain solutions, robo-advising, and automated compliance checks. Their presence signifies a significant shift in the way financial services are being consumed and provided, and may well point to the future trajectory of the global financial industry.


Top 22 fintech companies in Luxembourg

1. Bitstamp

  • Website: bitstamp.net
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2011
  • Headcount: 501-1000
  • Latest funding type: Acquired
  • LinkedIn

Bitstamp is a cryptocurrency exchange platform that offers fast and secure trading services. With a focus on ensuring the safety of its users, Bitstamp provides a user-friendly interface and a wide range of trading options. Customers can buy and sell cryptocurrencies such as Bitcoin, Ethereum, and Ripple, and also stake their ETH via Bitstamp Earn to participate in the Shanghai upgrade. Bitstamp is dedicated to providing a reliable trading environment for both individual and institutional investors.


2. Banking Circle Group

Banking Circle Group is a next generation financial technology platform for global commerce, offering solutions such as revenue-based financing, business payments, card issuing, expense management, B2B Buy Now Pay Later, and Account-to-Account payment methods. With offices worldwide and payment flows of more than EUR 250bn, they serve a wide range of customers including payment companies, banks, global marketplaces, corporates, and online merchants.


3. Beyn

  • Website: beyn.io
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2019
  • Headcount: 51-200
  • LinkedIn

Beyn.io is a digital banking company that offers payment solutions and digital transformation services. They provide real-time and secure payment solutions through their mobile payment solutions WIMPAY, TEQA, and SUREA. Beyn.io specializes in client relationship management, omnichannel retail banking, and data marketing. They serve various customer groups including individuals, corporations, and banks. Beyn.io's business model focuses on delivering innovative financial technology and personalized banking experiences. They operate in the industry categories of digital banking, payment solutions, and data marketing. Their customers include consumers, businesses, and banking institutions. Other relevant keywords include digital factory, digital transformation, and open banking.


4. Joompay

  • Website: joompay.com
  • Headquarters: Windhof, Luxembourg, Luxembourg
  • Founded: 2019
  • Headcount: 51-200
  • LinkedIn

Joompay is a financial services company that offers account and card payments. They provide users with the ability to save money and earn bonuses through special offers. Joompay offers both plastic and virtual Visa cards with full control over funds accessible through their mobile app.


5. ABC TECH Group

ABC TECH Group is a digital banking solutions provider that offers convenient, easy-to-use, and personalized services to modern retail banking customers. Their solution, based on cloud technology, blockchain, and AI, allows for custom-tailored service for each client, ensuring privacy and security.


6. iBAN-X by COMO

  • Website: iban-x.com
  • Headquarters: Wecker, Luxembourg, Luxembourg
  • Founded: 2016
  • Headcount: 11-50
  • LinkedIn

iBAN-X is a digital payments solution that offers quick and efficient global payment transaction services on an API-driven Payment as a Service platform. It caters to businesses, payment service providers, marketplaces, and fintechs, providing cost-effective payment solutions.


7. Blocktrade

  • Website: blocktrade.com
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2018
  • Headcount: 11-50
  • Latest funding type: Acquired
  • LinkedIn

Blocktrade is a cryptocurrency exchange platform that allows users to buy and sell various cryptocurrencies. With a wide range of cryptocurrencies available and a focus on compliance and security, Blocktrade provides a safe and reliable trading experience. Users can manage their cryptos on the go or at home, with options to deposit and withdraw in cryptocurrencies or through a SEPA bank transfer.


8. Stokr

  • Website: stokr.io
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2018
  • Headcount: 11-50
  • Latest funding type: Series Unknown
  • LinkedIn

STOKR is a company that offers a platform for tokenized investments. They provide a secure and efficient way for businesses to raise capital and offer investors the opportunity to invest in exciting projects.


9. Taler Systems S.A.

Taler Systems SA has been developing GNU Taler since 2016, a digital cash system that enhances the advantages of cash with built-in technical security, payment safety, data minimization, and privacy by design. Taler enables new online business models, especially based on micropayments, fully in accordance with regulatory requirements, AML, KYC, and CFT regulations.


10. Digital Space Ventures

  • Website: digital.space
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2015
  • Headcount: 11-50
  • LinkedIn

Digital Space Ventures is a venture capitalist firm investing in early stage Fintech companies impacting the Financial Services ecosystem and processes, with a focus on using AI to drive automation, analytics, fraud detection, and cybersecurity. They offer support to their ventures with business development, strategy, talent, and M&A opportunities.


11. eCredits

  • Website: ecredits.com
  • Headquarters: Luxembourg, England, Luxembourg
  • Founded: 2018
  • Headcount: 11-50
  • LinkedIn

Ecredits.com is a company offering various financial services and solutions. They provide a range of products and services to assist individuals and businesses in managing their finances efficiently.


12. Como Global S.A.

COMO Digital Life offers fully automated account receivable and payable management, allowing businesses to manage cash flow, minimize errors, and save time with automated reconciliation, invoicing, billing, and pay-outs. They provide a seamless experience with embedded account receivables and payables, ensuring excellence and success in financial solutions. They offer services like embedded banking as a service, dynamic KYC & AML, international transactions, and multiple payment methods.


13. SnapSwap International S.A.

  • Website: snapswap.eu
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2015
  • Headcount: 11-50
  • Latest funding type: Seed
  • LinkedIn

SnapSwap is a digital transformation solutions provider for financial services and businesses. They offer automated expense report generation, one-click expense management, and transaction categorization to simplify the accounting process. They also provide online parcel tracking services and have recently been acquired by Wallee Group AG, a leading provider of payment technology solutions. SnapSwap's services include omnichannel payment technology, authorization and acquiring services, and end-to-end payment solutions. They serve institutional clients, merchants, and small to medium enterprises across Europe.


14. Finance & Technology Luxembourg

Finance & Technology Luxembourg is a company focused on bridging the gap between finance and technology, offering innovative solutions in the financial industry.


15. MiddleGame Ventures

  • Website: middlegamevc.com
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2016
  • Headcount: 1-10
  • Latest funding type: Undisclosed
  • LinkedIn

MiddleGame Ventures is a financial services investment firm that partners with innovative start-ups to build the future of finance.


16. Deloitte Luxembourg

  • Website: deloitte.lu
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 1950
  • Headcount: 1001-5000
  • LinkedIn

Deloitte.lu is a professional services company that offers a wide range of services including audit, consulting, and financial advisory. With expertise in areas such as technology, cyber security, and investment management, Deloitte provides valuable insights and solutions to its clients. They aim to make a positive impact and help businesses succeed.


17. Finologee

  • Website: finologee.com
  • Headquarters: Leudelange, Luxembourg, Luxembourg
  • Founded: 2017
  • Headcount: 11-50
  • Latest funding type: Seed
  • LinkedIn

Finologee is a leading digital finance platform operator in Luxembourg, providing compliant platforms and APIs for bank compliance, mobile payments, KYC/AML, and professional payments.


18. Cashcloud SA

  • Website: cashcloud.com
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2012
  • Headcount: 51-200
  • LinkedIn

Cashcloud.com is a platform that offers digital wallet services for online transactions and payment solutions.


19. Ibisa Network

  • Website: ibisa.network
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2019
  • Headcount: 11-50
  • Latest funding type: Seed
  • LinkedIn

IBISA is an end-to-end platform for insurance actors that enables affordable and accessible agriculture insurance for smallholder farmers, pastoralists, and breeders worldwide. By leveraging technology and data, IBISA offers mutual protection against drought and other climate-related risks. Our solution plays a vital role in poverty reduction and economic empowerment of farmers, providing automatic payment and eliminating the need for claims filing.


20. FundsDLT

  • Website: fundsdlt.net
  • Headquarters: Belvaux, Luxembourg, Luxembourg
  • Founded: 2020
  • Headcount: 11-50
  • Latest funding type: Series A
  • LinkedIn

FundsDLT is a platform facilitating fund distribution activities through blockchain, offering next-generation services to simplify and modernize investment fund distribution.


21. Finsoft

  • Website: finsoft.lu
  • Headquarters: Sandweiler, Luxembourg, Luxembourg
  • Founded: 1999
  • Headcount: 11-50
  • LinkedIn

FIN|SOFT is a software company that specializes in providing solutions for the fund industry. With over 20 years of experience, they offer software that can automate and digitize processes for asset managers, management companies, central administration companies, and distributors. They understand the unique challenges of the industry and can tailor their solutions to meet specific business needs.


22. FINEON Exchange

  • Website: fineon.net
  • Headquarters: Luxembourg, Luxembourg, Luxembourg
  • Founded: 2018
  • Headcount: 11-50
  • LinkedIn

Fineon.net is a global marketplace platform that connects exporters, funders, and insurers for trade finance optimization. With a focus on working capital optimization, Fineon offers tailored funding and credit insurance solutions for export receivables from developed and emerging markets. Powered by artificial intelligence, their secure and API-driven platform enables efficient transactions and provides in-depth market intelligence capabilities.


Want to find more fintech companies?


If you want to find more companies that offer innovative solutions for digital payments, investment services, insurances or fund management among others you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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