Peer-to-peer (P2P) lending is a blossoming sector in the financial industry that brings together borrowers and investors directly, bypassing traditional financial institutions. These companies typically operate online and utilize detailed algorithms to assess the creditworthiness of potential borrowers, offering a wide range of loans such as personal loans, business loans, and starter loans for budding entrepreneurs. The growth trajectory of the P2P lending industry is largely driven by technology and customization, with a focus on data security and legally sound lending processes. This said industry seems poised on the brink of further growth as an increasingly trusted alternative to conventional lending.


Top 22 P2P Lending Companies

1. Funding Circle UK

  • Website: fundingcircle.com
  • Headquarters: London, England, United Kingdom
  • Founded: 2010
  • Headcount: 501-1000
  • Latest funding type: Post Ipo Debt
  • LinkedIn

Funding Circle is an online marketplace that connects investors with small and medium-sized businesses in need of funding. They offer a platform where businesses can borrow money and investors can lend money directly to those businesses.


2. Niwodai

  • Website: niwodai.com
  • Headquarters: Shanghai, Shanghai, China
  • Founded: 2011
  • Headcount: 1001-5000
  • Latest funding type: Series C
  • LinkedIn

Niwodai.com is a P2P network lending platform that focuses on providing safe and reliable borrowing and lending services. They prioritize protecting user information and promoting legal borrowing practices.


3. Biz2Credit

  • Website: biz2credit.com
  • Headquarters: New York, New York, United States
  • Founded: 2007
  • Headcount: 201-500
  • Latest funding type: Series B
  • LinkedIn

Biz2Credit is a platform that connects small businesses with institutional lenders and alternative lenders for capital financing. They offer term loans and small business loans with increasing approval rates. The company provides analysis and reports on loan approval rates in different categories of lenders. Biz2Credit aims to facilitate business financing by matching borrowers with suitable lenders.


4. Investree

  • Website: investree.id
  • Headquarters: Jakarta Selatan, Dki Jakarta, Indonesia
  • Founded: 2015
  • Headcount: 201-500
  • Latest funding type: Debt Financing
  • LinkedIn

Investree is a fintech lending platform that offers digital business solutions for SMEs. It provides lending and financing services to individuals and organizations, connecting borrowers and lenders. With a focus on supply chain financing, Investree offers alternative ways for individuals to earn higher returns conveniently. As a pioneer in the industry, Investree aims to promote financial inclusion in Indonesia.


5. Aventus Group

Aventus Group is a leading digital loan provider, offering easy and fast borrowing solutions in countries with limited access to traditional financing. They prioritize client-centric approach, risk management, and innovation to make borrowing hassle-free. In addition, Aventus Group supports charitable initiatives, providing hope to children with serious diseases. Their partner platform, PeerBerry, allows investors to trustingly invest in loans issued by experienced market players.


6. Faircent.com

  • Website: faircent.com
  • Headquarters: Gurugram, Haryana, India
  • Founded: 2013
  • Headcount: 51-200
  • Latest funding type: Series C
  • LinkedIn

Faircent.com is a P2P lending platform that connects borrowers and lenders. It offers personal loans and business loans with average interest rates of 9.99% and 7.84% respectively. Faircent.com provides a transparent and easy process for borrowers to avail loans and for lenders to deposit their money. It is registered with the Reserve Bank of India as an NBFC-P2P.


7. Funding Societies | Modalku Group

  • Website: fundingsocieties.com
  • Headquarters: Singapore, Singapore, Singapore
  • Founded: 2015
  • Headcount: 201-500
  • Latest funding type: Debt Financing
  • LinkedIn

Funding Societies | Modalku is a leading peer-to-peer lending and crowdfunding platform in Southeast Asia. It provides individuals and small businesses with access to quick and hassle-free financing solutions.


8. Alami

  • Website: alamisharia.co.id
  • Headquarters: Jakarta, Jakarta, Indonesia
  • Founded: 2018
  • Headcount: 201-500
  • Latest funding type: Series Unknown
  • LinkedIn

ALAMI is a fintech company that provides sharia-compliant peer-to-peer lending services. They offer financing solutions such as invoice financing, purchase order financing, and community-based financing. ALAMI aims to connect funders with financing recipients in fair and transparent sharia-based projects.


9. LenDenClub

  • Website: lendenclub.com
  • Headquarters: Mumbai, Maharastra, India
  • Founded: 2015
  • Headcount: 51-200
  • Latest funding type: Series A
  • LinkedIn

LenDenClub is a P2P lending platform that offers a Fixed-Maturity Peer-to-Peer Plan (FMPP) for investors. It allows investors to lend money directly to creditworthy borrowers, diversify their funds, and earn higher returns of up to 10-12% p.a. over terms of 1-5 years. The platform provides a convenient and secure investment option for individuals and institutional investors.


10. Zonky

  • Website: zonky.cz
  • Headquarters: Praha 6, Hlavní Město Praha, Czechia
  • Founded: 2015
  • Headcount: 51-200
  • LinkedIn

Zonky.cz is an online marketplace that connects lenders and borrowers, providing personal loans to individuals. It offers a platform for investors to lend money to borrowers and earn interest on their investment.


11. PeopleFund

  • Website: peoplefund.co.kr
  • Headquarters: Seocho-Gu, Seoul, Korea (the Republic of)
  • Founded: 2015
  • Headcount: 51-200
  • Latest funding type: Series C
  • LinkedIn

PeopleFund is a financial technology company that offers a lending platform for personal and home mortgage loans. They have developed an automated payment system in collaboration with the Korea Financial Telecommunications and Clearings Institute and Jeonbuk Bank, allowing borrowers to make automatic loan repayments through direct debit. Additionally, PeopleFund provides AI-based credit evaluation services and plans to launch a free credit management app called 'Credit Planet' in the near future.


12. Funding Societies Malaysia

Funding Societies - Modalku is a leading peer-to-peer lending platform in Malaysia, connecting small and medium-sized enterprises (SMEs) with investors. They offer a digital marketplace for borrowers to obtain financing for various purposes, such as working capital, expansion, or equipment purchase.


13. Modal Rakyat

  • Website: modalrakyat.id
  • Headquarters: Jakarta, Jakarta Raya, Indonesia
  • Founded: 2018
  • Headcount: 11-50
  • Latest funding type: Corporate Round
  • LinkedIn

Modal Rakyat is a fintech platform that connects capital owners with businesses, providing a safe and profitable investment opportunity. They offer P2P lending services and aim to support the growth of small and medium-sized enterprises.


14. Dianrong

  • Website: dianrong.com
  • Headquarters: Shanghai, Shanghai, China
  • Founded: 2012
  • Headcount: 1001-5000
  • Latest funding type: Private Equity
  • LinkedIn

DianRong is a leading online marketplace lending intermediary in China, offering innovative financial services to individuals and businesses. With funding from ORXI and GIC, DianRong ranks among the top platforms on Wangdaizhijia. Their customer-centric approach and advanced technology ensure a seamless borrowing and lending experience.


15. Management Financial Group

Management Financial Group (MFG) is a holding company that unites leading providers of non-bank financial services in Central and Eastern Europe. With over 15 years of experience in financial services, MFG aims to establish itself as one of the fastest growing financial service providers in the region.


16. Lendbox

  • Website: lendbox.in
  • Headquarters: New Delhi, Delhi, India
  • Founded: 2015
  • Headcount: 11-50
  • Latest funding type: Series A
  • LinkedIn

Lendbox is a financial platform that offers low risk alternative investment options to investors. With assumed returns of 10-14% based on historical performance, investors can diversify their investments and maximize earnings. Lendbox charges a one-time 1% fee on funds deposited and offers the option to either compound earnings or opt for monthly payouts.


17. Vauld

  • Website: vauld.com
  • Headquarters: Singapore, Singapore, Singapore
  • Founded: 2018
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Vauld.com is a platform that facilitates crypto lending and borrowing. Users can deposit their cryptocurrencies as collateral and borrow funds in stablecoins or fiat, or lend their crypto assets to earn interest. The platform offers competitive interest rates and a user-friendly interface for seamless transactions.


18. Validus

  • Website: validus.sg
  • Headquarters: Singapore, Singapore, Singapore
  • Founded: 2015
  • Headcount: 51-200
  • Latest funding type: Series C
  • LinkedIn

Validus is a one-stop business finance platform and solutions provider. They offer simplified financing options to businesses, helping them grow and manage their finances easily. With a strong focus on governance and regulation, Validus provides secure and reliable investment opportunities for investors. They specialize in providing highly liquid, short-term credit facilities with no lock-in period, offering high-yield returns to diversify portfolios.


19. Opyn

  • Website: opyn.eu
  • Headquarters: Milano, Milano, Italy
  • Founded: 2012
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Opyn is a FinTech company that offers online business lending solutions. They provide fast and transparent financing options to help businesses navigate through financial challenges, allowing them to continue their operations and achieve their goals.


20. SoLo Funds

  • Website: solofunds.com
  • Headquarters: Los Angeles, California, United States
  • Founded: 2018
  • Headcount: 51-200
  • Latest funding type: Series Unknown
  • LinkedIn

SoLo Funds is a financial services company that provides lending and borrowing services. They aim to address the lack of transparency, simplicity, and fair terms in the industry. Their platform creates a community where members can support each other financially, empowering individuals towards financial autonomy.


21. BTB - Be The Bank,

BTB Israel is a leading social investment and lending platform in Israel. They offer a wide range of investment opportunities and loan services to their customers.


22. FAST INVEST - Alternative Investment Platform

Fast Invest Group OU is an online peer-to-peer platform that acts as an intermediary in the sale of claim rights between investors and loan originators, aimed at providing financial freedom to investors through passive income streams.


Want to find more p2p lending companies?


If you want to find more companies that offer secure, reliable, and diverse lending options you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
  • Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!