Top 23 Rhode Island Home Insurance Companies

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Top 23 home insurance companies in Rhode Island Main

Top 23 Rhode Island Home Insurance Companies

5
min read
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Top 23 home insurance companies in Rhode Island Main
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The home insurance industry in Rhode Island comprises a variety of companies providing comprehensive protection for residential properties. These companies, ranging from cornerstones like Amica Insurance to specialized firms like FM Global, offer a spectrum of coverages including risk management, structural resilience, and customizable homeowners insurance based on the owner's specific needs. The evolution of this industry in Rhode Island is leaning towards personalized, environmentally-conscious solutions, tracking the growing trend of customers seeking both security for their homes and sustainability for their future.


Top 23 home insurance companies in Rhode Island

1. Amica Insurance

  • Website: amica.com
  • Headquarters: Lincoln, Rhode Island, United States
  • Founded: 1907
  • Headcount: 1001-5000
  • LinkedIn

Amica.com is an insurance company that offers a range of insurance products to customers. They provide insurance coverage for various aspects of life, including auto, home, and life insurance.


2. FM Global

  • Website: fmglobal.com
  • Headquarters: Johnston, Rhode Island, United States
  • Founded: 1835
  • Headcount: 5001-10000
  • Latest funding type: Series Unknown
  • LinkedIn

FM Global is a company that specializes in providing commercial property insurance and risk management solutions. They offer a range of products and services to help businesses prevent property and business loss, focusing on climate resilience and structural resilience. With office locations worldwide, they work closely with their clients to mitigate risk and ensure business continuity.


3. Narragansett Bay Insurance Company

  • Website: nbic.com
  • Headquarters: Johnston, Rhode Island, United States
  • Founded: 2006
  • Headcount: 51-200
  • LinkedIn

Narragansett Bay Insurance Company (NBIC) is a property and casualty insurance company that offers homeowners insurance designed to do more for responsible homeowners. Through its subsidiaries, NBIC writes personal and commercial residential premiums and operates in multiple states.


4. Providence Mutual

Providence Mutual is an insurance company that offers home insurance, business insurance, auto insurance, and more. They provide service, security, and stability to their policyholders since 1800.


5. Graham Insurance, Inc.

Graham Insurance Inc. is an independent insurance agency with 6 locations throughout Rhode Island, proudly serving RI, MA, and CT. With over 200 years of combined insurance experience, our knowledgeable and independent team focuses on listening to your concerns and identifying your needs. We offer a wide range of insurance products, including health insurance, auto insurance, home insurance, boat insurance, and life insurance, among others. Our mission is to protect your most precious assets and resources by delivering world-class service with a personal and caring approach.


6. OceanPoint Insurance Agency

  • Website: oceanpointins.com
  • Headquarters: Middletown, Rhode Island, United States
  • Founded: 1863
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

OceanPoint Insurance is an insurance agency focused on providing peace of mind to individuals and businesses. They offer a wide range of insurance products including home/auto, business, benefits, and life insurance.


7. Mansfield Insurance Agency, Inc.

Mansfield Insurance Agency provides tailored insurance coverage for individuals and businesses, offering a wide range of policies such as personal auto insurance, home insurance, umbrella insurance, and business liability insurance. With a team of experienced professionals, they ensure that clients receive personalized advice and comprehensive protection. They prioritize customer satisfaction and aim to simplify the insurance process while providing high-quality service.


8. Lathrop Insurance

Lathrop Insurance is an independent insurance agency that has been serving clients for over 80 years. They specialize in providing quality and competitive insurance solutions for individuals and businesses. With a focus on personalized service, their experts listen to clients' needs and offer customized insurance plans. Their wide range of services includes personal auto insurance, home insurance, life insurance, commercial property insurance, and more.


9. Duxbury & Ray Insurance Agency, INC.

DUXBURY & RAY INSURANCE AGENCY, INC. is an insurance agency in Smithfield, RI offering business, auto, and home insurance. Independent insurance agent in Rhode Island with multiple insurance companies.


10. Slocum Realty

Slocum Realty is a real estate and insurance company that provides professional services for buyers and sellers. They offer free home valuations, assistance in finding the perfect home, and a range of insurance policies. Their team is dedicated to providing a personalized and trustworthy experience for every customer.


11. AFM Insurance

AFM is a company that provides property loss prevention techniques and customized training and education resources to help lower long-term risk. They offer commercial property insurance for the middle market.


12. Loiselle Insurance Agency

Since 1943, Loiselle Insurance Agency has been focused on families in Rhode Island. Our agency is proudly run by Bob Loiselle and his two daughters, Melanie and Brenda, who have families of their own. With over 70 years of experience right here in Rhode Island, the agents at Loiselle are dedicated to finding insurance solutions suited for you and your family. Our commitment to service, knowledge, and integrity is at the forefront of everything we do. Whether you are a family business or local company looking for comprehensive business insurance or an individual in need of auto or home insurance, Loiselle is here to work for you. Here at Loiselle, we do the shopping for you by comparing coverage and prices among our large number of top carriers to save you time, energy, and money. We are here to keep things simple when it comes to insurance, so you can focus on what really matters. At Loiselle, we give you a choice by giving you options on coverage and price, so you have the freedom to pick the policies that best meet your needs. We are here to consult with you and your family, using our expert knowledge in the field of insurance to educate you on the right policy. We are your trusted choice for insurance in Pawtucket, Cumberland, Lincoln and the greater Providence area.


13. Apple Valley Insurance

Apple Valley Insurance is an agency providing personal and commercial insurance in Rhode Island.


14. Chatterton Insurance, Inc.

Chatterton Insurance provides real estate and insurance services to the Rhode Island community. Their team of trusted insurance agents helps clients choose the right coverage for their home, business, and auto insurance needs.


15. Capraro Insurance

Capraro Insurance, LLC offers professional insurance services in Pawtucket and throughout Rhode Island. We are a trusted leader amongst other Rhode Island insurance agencies and companies, providing quality protection, superior customer service and competitive Rhode Island insurance rates with coverage's tailored to your specific needs. Our agency proudly represents Union Mutual Fire Insurance Company, Progressive Insurance Company, Foremost Insurance Group, The Beacon Mutual Insurance Company and many more. Representing these insurance carriers as well as many others enables our expert agents to effectively compare rates and coverages to ensure our clients receive the quality protection they deserve. At Capraro Insurance, LLC, we make it our top priority to assist you in identifying your specific needs, while putting together a personalized coverage plan. We strive to match you with the most comprehensive insurance package that caters to your unique requirements. Our knowledgeable, bi-lingual (Portuguese) agents are well versed on all aspects of Rhode Island insurance so no matter where you are located across the state-we'll have you covered with a dependable policy you can rely on. We welcome you to join our family and learn about our numerous options for Rhode Island insurance. Contact Us now at 401.723.7210 to speak with a professional insurance representative and receive a free insurance quote today! WHY CHOOSE CAPRAO INSURANCE? 1. Competitive Auto, Home, Business Coverage : We have the ability to quote & write for multiple Rhode Island insurance companies, we're always competitive. 2. Quality Service : Our old fashion approach to quality service and the added advantage of having a licensed agent on your side will keep you a happy customer. 3. Competitive Car Insurance Rates for Al l : As authorized producers, we can find anyone low rates! We even offer auto insurance quotes on high risk insurance, young driver insurance, drivers with DUI's, Rhode Island SR22 Insurance, non owner insurance & liability ...


16. Gates Insurance Agency

  • Website: gatesinsurance.com
  • Headquarters: Wakefield, Rhode Island, United States
  • Headcount: 1-10

Gates Insurance Agency was founded in 1964 by William M. Gates III. William Gates was a former member of the South Kingstown Town Council, past president of the South Kingstown Lions Club, past deputy chief of the Union Fire District and was involved in numerous other local organizations throughout his career. In 1998 David R. Gates became president. Once situated on Columbia Street in Peace Dale, Gates Insurance moved to its current locaton at 238 Robinson Street in Wakefield, the Old Wakefield Post Office, in 2008. We are an independent insurance agency located in Southern Rhode Island. Just a few miles away is the University of Rhode Island, South Kingstown's largest employer. Gates Agency represents many A rated insurance carriers and our service is second to none. We are members of the Independent Insurance Agents of Rhode Island, IIARI and Trusted Choice, an organization perpetuating the values of independent agents.


17. Hanuschak Insurance Agency, Inc.

Since 1954, Hanuschak Insurance has represented more than twenty of the finest insurance companies offering a competitive range of personal and commercial insurance, so we can tailor a comprehensive program for your specific needs. Finding the right policy is only the beginning. Customer service is of paramount importance to us. Whether you need to make a policy change, have a question about billing or need to report a claim, we are here to serve you. We are especially proud of our staff and know they will give you knowledgeable, efficient, and friendly service. That’s our business!


18. The Insurance Center

  • Website: insctr.com
  • Headquarters: Warwick, Rhode Island, United States
  • Headcount: 1-10

We help people across the state - including Warwick, East Greenwich, Cranston - find affordable and reliable insurance products from several trusted carriers. As an independent agency, we can help you find the perfect combination of coverage and price to fit your unique needs. What does ""independent"" mean? As independent agents, we are not tied to any one insurance carrier. In other words, we can research rates and coverage options from several top insurance companies to find the best insurance products for you. Our agency has a wealth of information and experience working on any number of insurance and financial service problems. We provide a personal experience, and we can help solve any personal, commercial, or financial need that you have. We do the shopping and comparing to save you time and money!


19. AE Mazika Insurance Services

  • Website: aemazika.com
  • Headquarters: North Providence, Rhode Island, United States
  • Founded: 1975
  • Headcount: 1-10

AE Mazika Insurance Services is a risk management firm that offers worker&s;s compensation, life, personal, and commercial insurance programs.


20. Quilts and More

  • Website: riquiltshop.com
  • Headquarters: Westerly, Rhode Island, United States
  • Headcount: 1-10

www.riquiltshop.com is the web home of Westerly Rhode Islands premiere quiltshop and quilting supply store. Classes in quilting and fabric arts, Fabric, Books, Patterns, and Notions. www.riquiltshop.com - Quilts and More is your complete resource for all your quilting and sewing needs.


21. Charles L. Kirby Agency

  • Website: clkirby.com
  • Headquarters: North Smithfield, Rhode Island, United States
  • Headcount: 1-10

Charles L. Kirby Agency, Inc. was established by Richard Dowling. Based in Woonsocket, we are your competent and reliable partners for all your insurance needs. Get to know us better here.


22. Warren E Nichols Insurance

Warren E Nichols Insurance Agency Inc., A Trusted Choice® Agency. Contact Warren E Nichols Insurance Agency Inc. in East Greenwich, RI for all your insurance needs. Call us at 401-884-1200 today.


23. WD & Associates, Inc.

WD & Associates is a full-service agency offering group benefits, property and casualty insurance, individual life and disability insurance, retirement planning services, and HR assistance. They provide real solutions that fit your budget and needs for both businesses and individuals.


Want to find more home insurance companies?


If you want to find more companies that offer comprehensive coverage options, risk management, and personalized protection you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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  • Ownership: Which of these are private equity backed? Which are family-owned?
  • Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
  • Financials: How do these companies perform financially? What are their revenues and profit margins?

...and a lot more!

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