The insurance landscape in South Carolina is thriving with diverse companies offering a broad range of products and services. Amid this framework, home insurance companies play a crucial role, providing homeowners multiple options to protect their valuable assets against several hazards. These companies range from established insurance giants, offering comprehensive coverage, to responsive, customer-focused independent agencies. The industry has seen a significant shift towards digital platforms, with companies aiming for seamless, user-friendly experiences. Future trends point towards more personalized and affordable home insurance plans, evolving with customer needs and demands.


Top 23 home insurance companies in South Carolina

1. Lowcountry Insurance Services, Inc.

Lowcountry Insurance Services is a leading provider of comprehensive coverage for home, business, and personal insurance needs in coastal South Carolina. They offer coverage with many top-rated companies in America at competitive prices. With dedicated staff and years of experience, they provide high-quality service and advice to every customer.


2. KSA Insurance

KSA Insurance is an independent insurance agency offering a comprehensive range of insurance solutions. With a focus on personalized service and affordable rates, they provide coverage for personal and commercial needs. Their offerings include homeowner's insurance, auto insurance, commercial property insurance, and more. They pride themselves on being a trusted insurance provider with a 5-star rating and positive client reviews.


3. Ed Smith Agency

Ed Smith Insurance Agency is a South Carolina-based independent insurance agency that offers a variety of personal and commercial insurance coverages. They provide services to clients in Florence and surrounding areas, including auto insurance, homeowners insurance, boat and watercraft insurance, and more.


4. Theodore & Associates Insurance Agency

Theodore Insurance is an insurance agency that offers a range of insurance products including dental insurance, group health insurance, group life insurance, group disability insurance, 401(k) plans, worksite marketing plans, commercial insurance, home insurance, renters insurance, and personal umbrella insurance. They specialize in small business insurance solutions and provide coverage for various types of properties and vehicles. Moreover, they also offer health insurance, dental insurance, vision insurance, and life insurance for individuals. Theodore Insurance works with a diverse range of clients including employers, seniors, and individuals.


5. The South Carolina Wind & Hail Underwriting Assoc

  • Website: scwind.com
  • Headquarters: Columbia, South Carolina, United States
  • Founded: 1971
  • Headcount: 11-50
  • LinkedIn

South Carolina Wind and Hail Underwriting Association provides insurance coverage for properties in the eligible territory. They offer financial protection against wind and hail damages. Customers can access online tools, bulletins, and member company information. The association operates during normal business hours and is prepared for hurricane situations.


6. Anderson Insurance LLC

Anderson Insurance LLC is an independent agency that offers insurance coverage to meet the needs of individuals and families. They provide a range of personal insurance options, including home insurance, general liability insurance, and workers' compensation insurance. They also offer coverage for valuable possessions and excess liability. With their expertise and access to multiple insurance companies, they strive to provide trusted advice and solutions to protect what matters most.


7. Schirmer Insurance Group, LLC

  • Website: sigsc.com
  • Headquarters: Mount Pleasant, South Carolina, United States
  • Founded: 2011
  • Headcount: 11-50
  • LinkedIn

SIG (Schirmer Insurance Group) is an insurance agency based in South Carolina. They provide a wide range of insurance services, including personal insurance, commercial insurance, and specialty insurance such as restaurant insurance and boat insurance. With a team of experienced professionals, they offer responsive and reliable service to their customers, helping them find the best rates and coverage options. Licensed in multiple states, SIG strives to be the best insurance agency in South Carolina.


8. Sam Schirmer Insurance Agency

Schirmer Insurance Group, LLC offers comprehensive insurance coverage to individuals and businesses in South Carolina. They provide cost-effective policies ranging from home to auto and commercial insurance. Their specializations include flood and hurricane insurance, and excellent customer service is ensured.


9. John C. Mallett Insurance Agency, INC.

John Mallett in Bluffton, SC provides insurance for businesses and individuals, including homeowners, renters, life, and health insurance. They offer a range of insurance products, including business owners policies, commercial auto policies, individual health policies, and workers’ compensation.


10. Waccamaw Insurance Service Inc

Waccamaw Insurance Services, Inc. is a full-service independent insurance agency offering a comprehensive range of insurance products, including Life, Health, Financial, Home, Auto, and Business Insurance, to meet the unique and complex needs of individuals, business owners, large corporations, restaurants, contractors, and more in Myrtle Beach, SC and beyond.


11. Correll Insurance Group

Correll Insurance is a qualified provider of coverage for all types of risks. With extensive experience and industry knowledge, they offer affordable policies that meet unique needs. They specialize in coastal property coverage and help clients navigate the complexities of insurance. Their promise is to prioritize the concerns of their customers and provide excellent service.


12. The Turner Agency, Inc.

The Turner Agency, Inc. is an independent insurance agency that offers trusted advice and insurance solutions to protect businesses and individuals. They provide a wide variety of coverage options, including general liability insurance, workers' compensation insurance, property insurance, and personal insurance. With personalized service and risk management, they aim to ensure the success and protection of their clients' assets.


13. Peoples First Insurance

Peoples First Insurance is an independent insurance advisor that offers comprehensive insurance solutions to protect individuals and businesses from unexpected risks and help plan for the future. They provide personalized assistance in understanding unique risks and offer a range of insurance options. Their expert team ensures clients receive the right insurance coverage and act as advocates during claims process.


14. Upchurch & Jowers Insurance Agency

Upchurch & Jowers Insurance Agency is a full-service, Trusted Choice independent insurance agency that serves the needs of individuals and businesses in South Carolina.


15. Ware Jeff Insurance Agency

Jeff Ware Insurance Agency is an independent insurance agency providing commercial, personal, and business insurance services in South Carolina, North Carolina, and Georgia. They offer quick online quotes and represent several of the industry's best insurance companies.


16. Kenneth Rhodes & Associates

  • Website: kra-ins.com
  • Headquarters: Anderson, South Carolina, United States
  • Founded: 1992
  • Headcount: 11-50
  • LinkedIn

Kenneth Rhodes &a; Associates is an insurance firm. They provide home, life, business, renters&s;, property liability, farm, personal, insurance policies, individual life, commercial property, commercial insurance, and financial services for individuals and businesses.


17. Adams Eaddy & Associates

  • Website: adamseaddy.com
  • Headquarters: Columbia, South Carolina, United States
  • Founded: 1980
  • Headcount: 11-50
  • LinkedIn

Since 1980, Adams Eaddy & Associates has been the local, independent insurance agent for businesses in Columbia, S.C. Whether your business needs workers compensation insurance, builders risk insurance, or commercial property insurance, you can feel confident that the agents at Adams Eaddy & Associates will tailor a plan that’s right for your needs, and back it with the full resources of the nationally respected Correll Insurance Group.


18. First South Insurance Agency, Inc.

  • Website: fsia.net
  • Headquarters: Lexington, South Carolina, United States
  • Founded: 1984
  • Headcount: 11-50
  • LinkedIn

First South Insurance Agency is an independent insurance agency that provides personal, business, and coastal insurance for South Carolina with offices in Lexington, Florence, and Hilton Head.


19. Coastal Plains Insurance , LLC

  • Website: correllhhi.com
  • Headquarters: Bluffton, South Carolina, United States
  • Founded: 1931
  • Headcount: 11-50
  • LinkedIn

Correll Insurance Group is an insurance provider that specializes in personal and business insurance. They offer tailored coverage to fit their clients' unique needs and help navigate the complex world of insurance.


20. Russell-Massey &a; Company

  • Website: russellmassey.com
  • Headquarters: Columbia, South Carolina, United States
  • Founded: 1955
  • Headcount: 11-50

Russell-Massey & Company is an independent insurance agency offering various insurance services to clients. They have been serving South Carolina since 1955 with two locations in Columbia and Chapin. Their services aim to protect and secure everything that their clients have worked for in their lives.


21. Clyburn &a; Sellers Insurance

  • Website: clyburnllc.com
  • Headquarters: Camden, South Carolina, United States
  • Headcount: 11-50

Clyburn & Sellers Insurance is an independent insurance agency specializing in property and casualty, business, and life insurance. They provide services in SC, NC, and Georgia.


22. Southern Insurance Group LLC

Southern Insurance Group is an independent insurance company that offers personalized and comprehensive insurance coverage for individuals and businesses in South Carolina, North Carolina, and Georgia.


23. GMM Insurance

GMM Insurance provides customized insurance options to help clients navigate the complexities of insurance. The team of experienced and knowledgeable agents assess risks and design policies tailored to individual needs.


Want to find more home insurance companies?


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