The long term care insurance industry in Michigan is a vital part of the state's financial services sector, providing individuals with financial coverage designed to support costs related to ongoing medical and non-medical services, often not covered by traditional health insurance. Such coverage includes assisted living, home care, and nursing home care among other care types. Companies in this realm are diversified, offering a wide range of products including, but not limited to, long term care insurance, life insurance, Medicare Plans, and disability insurance. As the population continues to age, the importance of these companies is expected to grow significantly, underscoring the essential role they play in safeguarding individuals’ future health care needs.


Top 23 long term care insurance companies in Michigan

1. Estate Preservation Agency

  • Website: epa1.com
  • Headquarters: Brighton, Michigan, United States
  • Founded: 2001
  • Headcount: 51-200
  • LinkedIn

Estate Preservation Agency Inc. (EPA) is a leading distributor of insurance and investment products catered towards the senior age market. They offer a wide range of products including Long Term Care, Short Term Care, Medigap, Medicare Advantage, Medicare Part D Plans, Final Expense, Life Insurance, and Annuities.


2. Senior Advantage

Senior Advantage is an honest and fair company that specializes in providing insurance and investment services to the senior population. They offer Medicare Part D coverage, Long Term Care insurance, and Disability Insurance. Their team of experienced experts delivers high-quality services with a friendly and professional approach.


3. TRG Companies

TRG Financial Solutions has been providing innovative financial protection solutions since 1992. They offer services such as life insurance, annuities, life settlements, disability insurance, and long term care insurance.


4. Legacy Partners Insurance Services

Legacy Partners Insurance is an independent insurance agency providing personal insurance, commercial insurance, group benefits, life insurance, annuities, and long-term care coverage. They offer a variety of insurance options from over 50 different carriers to ensure customers receive the right coverage at the right price.


5. MCI Insurance

MCI Insurance is a company that offers various insurance options for businesses and individuals. They provide services such as health insurance, home insurance, auto insurance, life insurance, and more. With a focus on customer service, they aim to provide quality coverage and personal service to their clients.


6. Phil Klein Insurance Group

Phil Klein Insurance Group is an independent insurance agency based in West Bloomfield, MI. They are value-hunters who offer auto, home, and life insurance quotes in less than 5 minutes. They strive to find the best combination of price, coverage, and service for their customers.


7. Long Term Care Resources

  • Website: ltcrplus.com
  • Headquarters: Harper Woods, Michigan, United States
  • Founded: 1998
  • Headcount: 11-50
  • LinkedIn

LTCRPlus is a long-term care insurance agency and marketing company providing exclusive group benefit programs designed to help with the complex emotional and financial issues associated with long-term care.


8. Paris Agency

Paris Agency is an independent insurance company. Susan Paris, President is dedicated to her clients needs. She takes the time to understand their insurance needs and gives excellent quality care. Paris agency is local and you can trust her commitment to provide you with the best products and services in the insurance industry. Being an independent brokerage company we have several carriers. These carriers are for all ages for all your health, life and annuity needs. We believe in trust and honesty.


9. Optalis Health & Rehabilitation Centers

Optalis Healthcare offers a full continuum of care in the Hilliard area, specializing in post-acute rehabilitation, long-term care, memory care, and more. With convenient locations in South Eastern Michigan and the Columbus, Ohio area, Optalis provides advanced medical treatment, comfort, and compassion in one place.


10. Doehring Schultz Insurance Agency

Doehring Schultz Agency is an insurance and financial services company offering renters insurance, workers' compensation, long-term care, auto insurance, and more. They prioritize honesty, integrity, and customer service and value the relationships they have built over the years.


11. Elite Advisors Edge

  • Website: eaedge.com
  • Headquarters: Brighton, Michigan, United States
  • Founded: 2003
  • Headcount: 11-50
  • LinkedIn

Elite Advisors Edge is a financial services firm that provides clients with investment and insurance solutions. With a focus on unbiased and independent advice, the company's business development advisors work closely with clients to understand their needs and tailor personalized plans to help them meet their investment goals.


12. Cedarbrook Senior Living

Cedarbrook Senior Living offers a range of senior living options including independent living, assisted living, memory care, respite care, and nursing care. With a focus on high-quality services, Cedarbrook aims to create a new sense of home for seniors. They assist in choosing the right community, navigating senior living financing, and long-term care insurance. Cedarbrook provides specialized care and services to cater to residents' specific needs and also offers exclusive senior living cottages.


13. LTC Tree

LTC Tree is the leading provider of online Long Term Care Insurance comparisons. While there are other online agencies, LTC Tree was built from the ground up as a ""virtual agency"" focusing exclusively on Long Term Care Insurance. As independent agents, we don't work for a single insurance carrier. We impartially shop the largest insurance plans in the business. Licensed in all 50 states and DC, our agents provide in-depth local knowledge on policy options in your state. Having consumer choice is important, and we provide unbiased information on about 15 insurance companies, all leaders in the business.


14. KAL Benefits

  • Website: kalbenefits.com
  • Headquarters: Southfield, Michigan, United States
  • Headcount: 1-10

KAL Benefits specializes in Group Benefits, Life Insurance, Health Insurance, and Disability Insurance. We are Independent Agents in Battle Creek, Michigan, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. KAL Benefits represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.


15. Worksite Marketplace

We are an online community and marketplace where Insurance Agencies and Insurance Agents, Businesses, Associations, Unions, Enrollment Companies, Enrollers and Insurance Carriers can advertise, communicate, and exchange ideas to help bring value to their Clients, Employees and Members. As a member of Worksite Marketplace you will have direct access to exceptional insurance products, and non-insurance programs designed for the worksite marketplace. If you are an Insurance agency or agent, enrollment company or enroller, please know that we have worked with insurance carriers and non-insurance benefit providers, and can provide you with exceptional worksite products as well as the highest commissions in the industry on these products and programs.


16. Ideal Insurance Services

  • Website: idealinssvc.com
  • Headquarters: Oak Park, Michigan, United States
  • Headcount: 1-10

Ideal Insurance Services offers a wide range of products to meet your Michigan or Florida based insurance needs, including:


17. All Health and Retirement Solutions

Dreaming of Retirement offers customized investment plans to help clients achieve financial independence and establish a legacy for their loved ones.


18. Frank the Insurance Man

Frank the Insurance Man specializes in health, dental, disability, and life insurance for clients throughout Michigan. At Frank the Insurance Man, we are a customer and community oriented company, providing you with the highest quality insurance services available. We offer our clients a wide range of insurance products, and expert, objective advice to help reach that important final decision. When you're looking for the best in customer service and quality insurance, call Frank. For years, Frank the Insurance Man has provided term life insurance, long term care, critical illness, and disability insurance to clients in Troy, Rochester, Sterling Heights, and all surrounding areas in Michigan. Our business is about people, and to us, every client is a valued client. We specialize in providing clients with all of their insurance needs. Our product line consists of term life, permanent life, long term care, and disability insurance. Our access to top-of-the-line insurance providers enables us to offer you a wide range of choices depending on your needs. Just as important, as your independent agent, we know the companies that can benefit you, our valued client. Our friendly and professional staff will properly assess your needs and find the right policy to fit them. Carrying a life insurance policy in this day and age needs to be a priority. By having life insurance coverage, you can eliminate unnecessary stress and the financial burden that often comes with death. Many clients think life insurance is too expensive or out of their budget. At Frank the Insurance Man, we are here to set the record straight. With the many affordable policies available, life insurance can fit into almost any budget.


19. Dennis J. Liefer, Cpa, Pc

Welcome to Dennis J. Liefer, CPA, PC. in Farmington Hills, MI. Whether you are new to our site, or returning for a visit, we hope to provide you with timely and valuable information. As your business partner, I understand your need to save time and will work with you to find effective solutions for your business needs. I strive to build and maintain long-lasting business relationships, and this website is an extension of our commitment to you. My clients' satisifaction and success is our priority. I know that each of you has different goals and changing needs, so I will meet with you as often as you'd like to discuss your plans. As a valued client, you can expect quality work, completed in a timely manner. Please take a few moments to check out our website, and learn about the range of services we can provide you. If you have any questions or you would like more information about our firm and its services, please contact us .


20. big rapids insurance

Big Rapids Insurance Agency Inc. is an independent insurance agency operating in Michigan, providing all types of personal insurance coverages such as homeowners, auto, boat & watercraft, condo and flood insurance. Additionally, the agency offers commercial insurance coverages, including bonds, farm & ranch, builders risk, business owners policy and apartment building owners.


21. Everdays

  • Website: everdays.com
  • Headquarters: Birmingham, Michigan, United States
  • Founded: 2017
  • Headcount: 11-50
  • Latest funding type: Seed
  • LinkedIn

Everdays is an online insurance provider that offers personalized insurance solutions and expert advice. They provide a smooth buying process, with no medical exams, that takes just minutes. Their platform guides customers through a step-by-step process to determine their coverage needs and provide a personalized solution that can be purchased securely online.


22. Secure Investors Group

Secure Investors Group is a financial services and insurance firm dedicated to helping clients achieve their financial goals through a diverse portfolio of products and services. They offer risk-management strategies, insurance products, and financial planning services.


23. Kanter Associates

Kanter Associates offers insurance and financial planning services to individuals and businesses. They provide life insurance policies, long-term care insurance, annuities, disability income insurance, and mortgage refinancing services. They also offer college funding advice and help clients prepare for retirement.


Want to find more long term care insurance companies?


If you want to find more companies that offer coverage for long term health care services you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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...and a lot more!