Top 23 Innovative Alternatives to Wayhome
Top 23 Innovative Alternatives to Wayhome
Wayhome is a progressive enterprise, revolutionizing the housing sector, providing an innovative pathway for individuals looking to own homes without the hurdle of a mortgage. Incorporating a model where homeowners can acquire a property up to eight times their income with only a 5% deposit, Wayhome bridges the gap for both homeowners and investors in owner-occupied residential property. The real estate industry is brimming with similarly innovative companies, like StrideUp and Unimor Capital Corporation, establishing alternative home financing solutions, placing homeownership within more people's reach. The forward movement in the industry suggests more diverse and feasible approaches to homeownership on the horizon.
Top 23 Wayhome alternatives
1. StrideUp
- Website: strideup.co
- Headquarters: Blackfriars, England, United Kingdom
- Founded: 2017
- Headcount: 11-50
- Latest funding type: Debt Financing
StrideUp is a company that helps individuals tired of renting to buy their own homes. They offer an alternative to traditional mortgages by allowing customers to purchase shares of a property based on what they can afford. With a simple online process and dedicated account managers, StrideUp makes the home buying process easier and more accessible.
2. Unimor Capital Corporation
- Website: unimorcapital.com
- Headquarters: Windsor, Ontario, Canada
- Founded: 1974
- Headcount: 11-50
Unimor Capital Corporation is a mortgage brokerage company that offers mortgage and loan solutions to meet individuals' specific financial needs.
3. Calvert Home Mortgage Investment Corporation
Calvert Home Mortgage Investment Corporation is a private lending company that specializes in providing short-term mortgage lending options to real estate investors, mortgage brokers, and homeowners. With a focus on financial stability and success, they offer niche products tailored to investment properties and ensure quick turnarounds with fast underwriting. Their lending options are designed to assist clients in their long-term financial goals.
4. Keystart
- Website: keystart.com.au
- Headquarters: Subiaco, Western Australia, Australia
- Founded: 1989
- Headcount: 51-200
Keystart.com.au is a home loan provider offering a range of low deposit home loans, shared ownership home loans, and renovation loans. They aim to help more people achieve home ownership by lowering upfront costs and providing competitive interest rates. Keystart is known as a transitional finance lender and does not offer loans for investment properties. They provide guidance and support for customers throughout the home loan process.
5. Union Bank
- Website: unionbank.com
- Headquarters: San Francisco, California, United States
- Founded: 1864
- Headcount: 10001+
Union Bank is a banking institution that offers a range of financial services. It recently joined U.S. Bank and provides personal and business banking solutions. With a focus on accessibility, Union Bank offers online and in-person banking options, including ATMs and branch locations. The bank also offers alternative financing solutions for businesses that may not qualify for traditional bank financing.
6. Freddie Mac
- Website: freddiemac.com
- Headquarters: Mclean, Virginia, United States
- Founded: 1970
- Headcount: 5001-10000
- Latest funding type: Ipo
Freddie Mac is a financial institution that provides financing solutions for lenders and investors in the real estate market. They offer a range of products and services in the areas of single-family and multifamily housing, including loans, securities, and credit risk transfer programs. Freddie Mac aims to promote affordable housing and diversity in the industry.
7. BuyAssociation
- Website: buyassociation.co.uk
- Headquarters: Manchester, England, United Kingdom
- Founded: 2005
- Headcount: 11-50
BuyAssociation is a registered company based in Hong Kong that offers property investment guides and expert advice for both experienced investors and newcomers. Their informative guides cover various topics related to property investment and being a landlord, providing useful tips and ideas for making informed investment decisions.
8. Amerifirst Home Mortgage
- Website: amerifirst.com
- Headquarters: Kalamazoo, Michigan, United States
- Founded: 1983
- Headcount: 501-1000
- Latest funding type: Acquired
Amerifirst is a financial corporation that provides mortgage loans and assistance to homeowners. They offer various programs and resources to help customers finance their first or second homes, refinance their existing loans, and provide payment assistance if needed. With a team of friendly loan officers located across the region, Amerifirst strives to serve the community and help customers reach their homeownership goals.
9. First Savings Mortgage Corporation
- Website: firstsavingsmortgage.com
- Headquarters: Mclean, Virginia, United States
- Founded: 1988
- Headcount: 51-200
First Savings Mortgage Corporation is a mortgage company that offers home equity loans and home equity lines of credit (HELOC). With competitive rates and a variety of options, they provide large amounts of funds for home improvements, higher education, or other needs. They have a team of expert loan officers to guide customers through the process and provide personalized loan estimates.
10. Capital Alliance
- Website: calliance.com
- Headquarters: San Rafael, California, United States
- Founded: 1991
- Headcount: 11-50
Capital Alliance is a real estate lender and investor, offering a variety of loan products for borrowers seeking to purchase or refinance properties. They specialize in non-qualified mortgage (N/QM) and bridge loans for residential and mixed-use properties. Their licensed team provides creative mortgage solutions for borrowers with less than perfect credit or challenges with proof of income. They serve customers in California, Washington, Utah, and Oregon.
11. Springtide Capital
- Website: springtidecapital.com
- Headquarters: London, England, United Kingdom
- Founded: 2005
- Headcount: 11-50
Springtide Capital is one of the UK's leading mortgage brokers, offering expert advice and assistance in finding the right mortgage options for customers.
12. Aafmaa
- Website: aafmaa.com
- Headquarters: Fort Myer, Virginia, United States
- Founded: 1879
- Headcount: 201-500
AAFMAA is a non-profit association serving the US military community. We provide financial confidence and security to military families through life insurance, wealth management, mortgages, and investment options.
13. Key
- Website: lifeatkey.com
- Headquarters: Toronto, Ontario, Canada
- Founded: 2018
- Headcount: 11-50
- Latest funding type: Seed
Key is a real estate company that offers a co-ownership model to help individuals become homeowners without the need for a mortgage. They provide a unique technology platform that enables on-demand ownership and aims to provide superior real estate returns.
14. Portico Property
- Website: portico.com
- Headquarters: London, England, United Kingdom
- Founded: 1818
- Headcount: 51-200
Portico is a London-based property services company that offers a range of services for renting, buying, selling, and letting properties. They specialize in London property sales and provide innovative services and transparent advice. Portico also offers services such as mortgage advice, conveyancing, investment services, and shared ownership homes for sale.
15. Title Mortgage Solution, LLC
- Website: titlemortgage.com
- Headquarters: Hanover, New Hampshire, United States
- Founded: 2000
- Headcount: 1-10
Title Mortgage Solution, LLC is a mortgage lending company that specializes in a wide range of unique and creative loan programs, providing the highest level of local service for families in the Upper Valley and all across New Hampshire and Vermont.
16. Canadalend.com
- Website: canadalend.com
- Headquarters: Markham, Ontario, Canada
- Founded: 2004
- Headcount: 11-50
Canadalend.com is a mortgage broker/agent that offers professional mortgage services to customers. Their services include helping customers find the best mortgages, providing mortgage insurance, and offering guidance throughout the mortgage process.
17. The Lending Source Inc.
- Website: thelendingsourceinc.com
- Headquarters: Frisco, Texas, United States
- Founded: 2017
- Headcount: 11-50
The Lending Source is a lending firm that offers business loans, business lines of credit, and merchant cash advances to small and medium-sized businesses.
18. Buyer Accepted
- Website: buyeraccepted.com
- Headquarters: Novi, Michigan, United States
- Headcount: 11-50
Buyer Accepted is a company that helps home buyers become all-cash buyers, potentially saving them money in today's housing market. They offer services that allow customers to make cash offers on their dream homes which could be accepted below the asking price.
19. EquiFi
- Website: equifi.com
- Headquarters: San Jose, California, United States
- Founded: 2016
- Headcount: 11-50
- Latest funding type: Convertible Note
EquiFi is a financial services company based in San Jose, CA that offers innovative solutions to homebuyers and homeowners. Their mission is to improve the lives of their customers by providing access to home equity and co-investment options. EquiFi connects investors and home buyers/owners through partnerships with banks, financial advisors, and licensed mortgage originators. With EquiFi, customers can access their home equity, benefit from a co-investment in their ideal home, or receive retirement income. They provide a debt-free option for buying a home and offer a fair and simplified approach to home financing.
20. Loan Pronto
- Website: loanpronto.com
- Headquarters: Charlotte, North Carolina, United States
- Founded: 2017
- Headcount: 11-50
Loan Pronto is a mortgage company that offers home loans and refinancing options. They aim to simplify the loan process and provide low interest rates with no junk fees. Their team of professionals provides clear and timely communication to make the process smooth and fast.
21. Share to Buy
- Website: sharetobuy.com
- Headquarters: London, Derbyshire, United Kingdom
- Founded: 2004
- Headcount: 1-10
Share to Buy is a hub for shared ownership property management and mortgage loans, catering to first-time home buyers.
22. Pan Am Mortgage
- Website: panamloans.com
- Headquarters: New York, New York, United States
- Founded: 2000
- Headcount: 51-200
Panam Loans is a full-service mortgage broker offering expertise in every area of mortgage lending. They have access to a full range of mortgage sources and their lending specialists are dedicated to finding the right loan with the best rates, terms, and costs to meet their clients' unique needs. They provide regular loan updates and progress reports to keep clients informed throughout the lending process.
23. Colibid
- Website: colibid.com
- Headquarters: Valencia, Valencia, Spain
- Founded: 2021
- Headcount: 11-50
Colibid.com is a platform that allows users to request new mortgages or improve the conditions of existing ones. By registering on the platform, users can compare and secure the best mortgage offers by having banks bid for their business. Colibid.com revolutionizes the banking industry by putting the power in the hands of the customer.
Want to find more Wayhome alternatives?
If you want to find more companies like Wayhome that include alternative home financing solutions, innovative mortgage options, and bespoke investment opportunities you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.
With Inven you'll also get to know the company's:
- Ownership: Which of these are private equity backed? Which are family-owned?
- Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
- Financials: How do these companies perform financially? What are their revenues and profit margins?
...and a lot more!
