Top 24 Companies: Peer-to-Peer Invoice Financing Solutions
Top 24 Companies: Peer-to-Peer Invoice Financing Solutions
Peer-to-peer invoice financing companies operate in the fintech industry, occupying a niche that serves businesses struggling with cash flow issues. These firms provide a critical financial lifeline, enabling businesses to sell outstanding invoices to investors at a discounted rate. In generating instant cash flow, invoice financing accelerates growth, and ensures businesses can meet operational expenses. These companies are tech-driven, providing dynamic, fast, and seamless solutions. Given the evident need, the sector is expected to continue witnessing advancing growth and technological enhancements, further improving efficiency and reducing the waiting time for invoice settlements.
Top 24 Peer-to-Peer Invoice Financing Companies
1. The Interface Financial Group
- Website: interfacefinancial.com
- Headquarters: Bethesda, Maryland, United States
- Founded: 1972
- Headcount: 201-500
The Interface Financial Group is a technology-driven company that provides working capital solutions, specializing in Supply Chain Finance and Invoice Finance. They offer a cloud-based system and use fast data and a proprietary Dynamic Credit Limit to provide early payment programs to suppliers, including those in the long tail. With flexible integration, they partner with other organizations to offer innovative funding options to businesses of all sizes.
2. FundThrough
- Website: fundthrough.com
- Headquarters: Toronto, Ontario, Canada
- Founded: 2014
- Headcount: 51-200
- Latest funding type: Private Equity
FundThrough is a financial technology company that provides invoice funding solutions for small businesses. They offer fast and easy access to capital by allowing businesses to get their invoices paid in days instead of waiting for payment terms. With a simple set-up process and flexible funding options, FundThrough helps businesses boost their working capital and grow.
3. KreditPro
- Website: kreditpro.id
- Headquarters: Indonesia
- Headcount: 51-200
KreditPro is a trusted P2P lending platform in Indonesia that offers business loans such as invoice financing, PO financing, and working capital loans. They provide transparent information about fees and funding, with low minimum funding requirements. The platform ensures the safety of transactions through escrow and virtual accounts, complying with financial regulations. KreditPro aims to facilitate cash flow solutions for businesses, offering easy application processes and low-interest rates.
4. Grapple
- Website: grapple.com.au
- Headquarters: Sydney, Nsw, Australia
- Founded: 2018
- Headcount: 11-50
- Latest funding type: Debt Financing
Grapple is a digital working capital funding platform for small and medium-sized enterprises (SMEs). They offer a line of credit against invoices, providing a faster path to cash flow. Their technology can be used by 3rd party lenders and intermediaries.
5. Fundbox
- Website: fundbox.com
- Headquarters: San Francisco, California, United States
- Founded: 2013
- Headcount: 201-500
- Latest funding type: Series D
Fundbox is a financial technology company that offers working capital solutions to small businesses. With Fundbox Plus, businesses can access a revolving line of credit up to $150,000, benefit from lower fees, and have more time to repay. The company aims to optimize cash flow and manage expenses for its customers.
6. Alami
- Website: alamisharia.co.id
- Headquarters: Jakarta, Jakarta, Indonesia
- Founded: 2018
- Headcount: 201-500
- Latest funding type: Series Unknown
ALAMI is a fintech company that provides sharia-compliant peer-to-peer lending services. They offer financing solutions such as invoice financing, purchase order financing, and community-based financing. ALAMI aims to connect funders with financing recipients in fair and transparent sharia-based projects.
7. Funding Societies | Modalku Group
- Website: fundingsocieties.com
- Headquarters: Singapore, Singapore, Singapore
- Founded: 2015
- Headcount: 201-500
- Latest funding type: Debt Financing
Funding Societies | Modalku is a leading peer-to-peer lending and crowdfunding platform in Southeast Asia. It provides individuals and small businesses with access to quick and hassle-free financing solutions.
8. Nucleus Commercial Finance
- Website: nucleuscommercialfinance.com
- Headquarters: London, England, United Kingdom
- Founded: 2011
- Headcount: 51-200
- Latest funding type: Debt Financing
Nucleus Commercial Finance offers both secured and unsecured invoice finance solutions to businesses. With a wide range of products, they provide short-term finance for quick bill payments and larger funding for achieving long-term business goals. Rated 4.6 out of 5 stars, they are known for their award-winning finance services.
9. Funding Societies Malaysia
- Website: fundingsocieties.com.my
- Founded: 2017
- Headcount: 51-200
Funding Societies - Modalku is a leading peer-to-peer lending platform in Malaysia, connecting small and medium-sized enterprises (SMEs) with investors. They offer a digital marketplace for borrowers to obtain financing for various purposes, such as working capital, expansion, or equipment purchase.
10. CredAble
- Website: credable.in
- Headquarters: Mumbai, Maharashtra, India
- Founded: 2017
- Headcount: 51-200
- Latest funding type: Series C
CredAble is a company that offers lending solutions such as purchase order financing, just-in-time financing, and invoice financing. They provide personalized solutions for businesses facing unique challenges, particularly during the COVID-19 pandemic. CredAble aims to be India's largest working capital platform, helping SMEs overcome the biggest impediment to their growth - access to working capital.
11. First Circle
- Website: firstcircle.ph
- Founded: 2015
- Headcount: 51-200
- Latest funding type: Series A
First Circle is a company that offers innovative financing solutions to small and medium-sized enterprises (SMEs) in the Philippines. They provide fast and convenient access to working capital loans, helping businesses grow and thrive.
12. Lendscape
- Website: lendscape.com
- Headquarters: London, England, United Kingdom
- Founded: 1972
- Headcount: 51-200
Lendscape is a platform that provides modern business financing solutions. They offer a comprehensive and flexible platform for supply chain finance, invoice finance, factoring, asset finance, open accounting, onboarding, client portal, and document management services. Lendscape aims to transform the lending process, making it simpler and safer for banks and finance providers.
13. Funding Options
- Website: fundingoptions.com
- Headquarters: London, England, United Kingdom
- Founded: 2011
- Headcount: 51-200
- Latest funding type: Acquired
FundingOptions is a green finance marketplace that helps businesses access the funding they need. They work with over 120 lenders to offer a wide range of finance products. Their dedicated advisory platform, FC: Connect, allows accountants to refer their clients for funding in minutes. FundingOptions breaks down funding barriers with a simple application process and uses Funding Cloud technology to match businesses with the largest lender network in the industry.
14. Moula
- Website: moula.com.au
- Headquarters: Melbourne, Victoria, Australia
- Founded: 2013
- Headcount: 51-200
- Latest funding type: Series D
Moula is a financial technology company that provides business loans and payment solutions for small and medium-sized enterprises (SMEs). They offer transparent and fair pricing with no hidden fees, helping businesses improve their cash flow, purchase inventory, and fund growth.
15. Moneytech Limited
- Website: moneytech.com.au
- Headquarters: North Sydney, Nsw, Australia
- Founded: 2003
- Headcount: 51-200
- Latest funding type: Debt Financing
Moneytech is a financial services company that offers term loan finance, trade finance, debtor finance, FX payments, and equipment finance. They provide solutions for SMEs to improve cash flow and grow their businesses.
16. Funding Xchange
- Website: fundingxchange.co.uk
- Headquarters: London, England, United Kingdom
- Founded: 2014
- Headcount: 51-200
- Latest funding type: Series A
Funding Xchange is a financial technology company that offers a platform connecting businesses with over 70 lenders. They provide personalized quotes and funding options for various business needs, including merchant funding, invoice finance, unsecured and secured business loans.
17. Modal Rakyat
- Website: modalrakyat.id
- Headquarters: Jakarta, Jakarta Raya, Indonesia
- Founded: 2018
- Headcount: 11-50
- Latest funding type: Corporate Round
Modal Rakyat is a fintech platform that connects capital owners with businesses, providing a safe and profitable investment opportunity. They offer P2P lending services and aim to support the growth of small and medium-sized enterprises.
18. Aria
- Website: helloaria.eu
- Headquarters: Paris, Île-De-France, France
- Founded: 2019
- Headcount: 11-50
- Latest funding type: Debt Financing
Aria is a lending platform that offers credit services to businesses. They provide extended credit services, allowing businesses to pay back the loan once they receive payment. Aria's API is fully documented, making it easy for developers to implement their credit services.
19. Waddle, From Xero
- Website: waddle.com.au
- Headquarters: Ultimo, New South Wales, Australia
- Founded: 2014
- Headcount: 11-50
- Latest funding type: Acquired
Waddle offers flexible invoice financing solutions that help businesses manage cash flow efficiently. With a seamless integration to accounting software, businesses can easily access funds tied up in their invoices. Waddle provides quick approval, low rates, and no fixed-term commitment, making it an ideal solution for businesses of all sizes.
20. PT Sol Mitra Fintec
- Website: solmitra.com
- Headquarters: Jakarta Barat, Dki Jakarta, Indonesia
- Founded: 2016
- Headcount: 11-50
Solmitra is a technology-based company that offers Invoice Financing services through their platform Invoila. They provide a Peer to Peer Lending system, connecting individuals in need of business loans with others willing to provide them. With Solmitra's instant credit scoring system, customers can easily finance all their invoices without complicated processes. They help lower the risk of bad credit and increase competitiveness for businesses.
21. Pinjamwinwin
- Website: pinjamwinwin.com
- Headquarters: Surabaya, Jawa Timur, Indonesia
- Founded: 2014
- Headcount: 11-50
- Latest funding type: Seed
Pinjamwinwin is a peer-to-peer lending platform in Indonesia that offers easy, fast, and secure financial services. They provide various products including cash loans, business/invoice financing, and employee salary advances. With competitive interest rates, flexible tenors, and quick, transparent processes, Pinjamwinwin aims to assist individuals and businesses in obtaining funds for various purposes.
22. Lendr
- Website: lendr.online
- Headquarters: Chicago, Illinois, United States
- Founded: 2011
- Headcount: 11-50
- Latest funding type: Debt Financing
Lendr.online provides financial solutions for small businesses, offering merchant cash advances and invoice factoring to help them grow.
23. Borrox
- Website: borrox.com
- Headquarters: Madrid, Madrid, Spain
- Founded: 2017
- Headcount: 11-50
Borrox.com is a finance company that offers financing solutions to businesses. They provide services such as invoice discounting and bill discounting to help businesses improve cash flow and access immediate funds. Borrox.com is a reliable and efficient platform for businesses in need of quick financing options.
24. Velotrade
- Website: velotrade.com
- Headquarters: Hong Kong, Hong Kong Island, Hong Kong
- Founded: 2015
- Headcount: 11-50
Velotrade is a financing company that offers invoice financing, ecommerce financing, purchase order financing, and supply chain financing. They provide competitive pricing and collateral-free options to help businesses enhance their operational effectiveness.
Want to find more peer-to-peer invoice financing companies?
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