The auto insurance industry in Rhode Island is marked by a diverse mix of companies offering a wide range of insurance products. These companies range from large, statewide providers like Amica Insurance, to smaller, more localized agencies such as Graham Insurance Inc. Their offerings include standard auto insurance coverage and innovative programs designed to incentivize safer driving, like the one provided by HiRoad. As customers become increasingly discerning, many of these companies are also evolving their offerings, focusing on providing personalised customer service, diversified product lines, and technological advancements such as mobile apps to manage claims. The future of this industry in Rhode Island projects a trajectory towards more tailored and sustainable solutions that cater to the evolving needs of consumers.


Top 25 auto insurance companies in Rhode Island

1. Amica Insurance

  • Website: amica.com
  • Headquarters: Lincoln, Rhode Island, United States
  • Founded: 1907
  • Headcount: 1001-5000
  • LinkedIn

Amica.com is an insurance company that offers a range of insurance products to customers. They provide insurance coverage for various aspects of life, including auto, home, and life insurance.


2. HiRoad

  • Website: hiroad.com
  • Headquarters: Providence, Rhode Island, United States
  • Founded: 2017
  • Headcount: 11-50
  • LinkedIn

HiRoad is an insurance company that offers auto insurance and a mobile app to manage claims. They focus on rewarding and incentivizing good driving habits, offering lower rates for mindful drivers. With an emphasis on sustainability, HiRoad aims to reduce the environmental impact of driving. They have received a top rating from A.M. Best, a leading credit rater in the insurance industry.


3. Graham Insurance, Inc.

Graham Insurance Inc. is an independent insurance agency with 6 locations throughout Rhode Island, proudly serving RI, MA, and CT. With over 200 years of combined insurance experience, our knowledgeable and independent team focuses on listening to your concerns and identifying your needs. We offer a wide range of insurance products, including health insurance, auto insurance, home insurance, boat insurance, and life insurance, among others. Our mission is to protect your most precious assets and resources by delivering world-class service with a personal and caring approach.


4. Thorp & Trainer, INC.

Thorp & Trainer Insurance is an independent insurance agency providing superior service for over a century. They offer a wide range of insurance products including auto, business, flood, homeowners, life, and pet insurance. With their experienced professionals, they ensure a complete analysis of your insurance needs and a fair and prompt settlement of claims.


5. Bishop Agency

E.F. Bishop Group is an insurance company that offers auto, home, commercial, and other insurance policies. Customers can access their policies, print ID cards, and download documents through the customer service center. Get a quote in minutes and potentially save money.


6. Sacchetti Insurance Inc

Sacchetti Insurance is a Rhode Island-based independent insurance agency with over 40 years of experience providing comprehensive personal and business insurance solutions. They specialize in classic car and specialty vehicle insurance and offer a variety of commercial insurances. They have an exclusive network of trusted insurance providers and provide free quotes and policy evaluations.


7. DF Dwyer Insurance

  • Website: dwyer.insure
  • Headquarters: Newport, Rhode Island, United States
  • Headcount: 11-50

D.F. Dwyer Insurance is an insurance company that provides coverage for boats, homeowners, flood, auto, life & health, and business purposes. They offer insurance policies for different types of boats including sailboats, powerboats, personal watercraft, and houseboats among others.


8. Kingston Insurance Agency, LLC

Kingston Insurance Agency provides insurance solutions for both personal and business clients in Rhode Island. Their services include business and personal insurance policies such as auto, home, boat, motorcycle, life, and renters insurance.


9. Providence Mutual

Providence Mutual is an insurance company that offers home insurance, business insurance, auto insurance, and more. They provide service, security, and stability to their policyholders since 1800.


10. Lathrop Insurance

Lathrop Insurance is an independent insurance agency that has been serving clients for over 80 years. They specialize in providing quality and competitive insurance solutions for individuals and businesses. With a focus on personalized service, their experts listen to clients' needs and offer customized insurance plans. Their wide range of services includes personal auto insurance, home insurance, life insurance, commercial property insurance, and more.


11. Expert Insurance, LLC

Expert Insurance Group offers insurance to customers residing in Massachusetts, Rhode Island, and Connecticut. They provide affordable coverage tailored to individual needs, ensuring peace of mind and protection against potential financial disasters. Their team of licensed agents educates customers with thorough advice to safeguard loved ones and valued possessions. With top insurers consolidated under one platform, Expert Insurance Group serves as a trusted partner in asset protection and securing family futures.


12. Mansfield Insurance Agency, Inc.

Mansfield Insurance Agency provides tailored insurance coverage for individuals and businesses, offering a wide range of policies such as personal auto insurance, home insurance, umbrella insurance, and business liability insurance. With a team of experienced professionals, they ensure that clients receive personalized advice and comprehensive protection. They prioritize customer satisfaction and aim to simplify the insurance process while providing high-quality service.


13. Slocum Insurance

  • Website: slocumins.com
  • Headquarters: Warwick, Rhode Island, United States
  • Founded: 1949
  • Headcount: 11-50
  • LinkedIn

The Slocum Agency is an insurance agency providing auto, home, commercial, life and flood insurance services to customers in Warwick, RI and surrounding areas.


14. Soucy Insurance Agency

Soucy Insurance Agency offers various insurance services such as auto, home, business, and life insurance to residents of Northern Rhode Island and nearby Massachusetts.


15. Louis Panciera Inc

Louis Panciera, Inc. is a full-service insurance agency providing personal and commercial insurance products to Rhode Island and Connecticut customers since 1934. They strive to offer superior customer service and quality products to their clients.


16. Apple Valley Insurance

Apple Valley Insurance is an agency providing personal and commercial insurance in Rhode Island.


17. Quetta Insurance, LLC

Quetta Insurance offers vehicle, property, business and life insurance in Rhode Island and Connecticut areas. With over 11 years of insurance industry expertise, Anthony Quetta understands the diverse needs of families, homeowners and business owners.


18. Brook Insurance Associates

  • Website: ri-insurance.com
  • Headquarters: Warwick, Rhode Island, United States
  • Headcount: 1-10

Brook Insurance Associates, LLC. utilizes a network of independent Rhode Island insurance brokers, making insurance carriers compete for your business. You can be assured that you will get the lowest rates and best coverage available. We often hear that our services far exceed those of other competitors that try to quote insurance across multiple states. Brook Insurance Associates, LLC. concentrates on insurance for the Ocean State, incorporating all of the needs critical to major national and local companies that service the Rhode Island area, getting you the best rates.


19. Gilbane Insurance Agency Inc.

Here at Gilbane Insurance, we are one of the leading insurance companies in the greater Providence area. We have built our clientele by maintaining a strict customer-comes-first approach.


20. Quilts and More

  • Website: riquiltshop.com
  • Headquarters: Westerly, Rhode Island, United States
  • Headcount: 1-10

www.riquiltshop.com is the web home of Westerly Rhode Islands premiere quiltshop and quilting supply store. Classes in quilting and fabric arts, Fabric, Books, Patterns, and Notions. www.riquiltshop.com - Quilts and More is your complete resource for all your quilting and sewing needs.


21. Burns & Cotter Insurance

Burns & Cotter Insurance is a company based out of Providence, Rhode Island, United States.


22. Hanuschak Insurance Agency, Inc.

Since 1954, Hanuschak Insurance has represented more than twenty of the finest insurance companies offering a competitive range of personal and commercial insurance, so we can tailor a comprehensive program for your specific needs. Finding the right policy is only the beginning. Customer service is of paramount importance to us. Whether you need to make a policy change, have a question about billing or need to report a claim, we are here to serve you. We are especially proud of our staff and know they will give you knowledgeable, efficient, and friendly service. That’s our business!


23. ABZ Insurance Agency, Inc

ABZ Insurance Agency, Inc is a full-service property and casualty insurance agency that provides car and home insurance quotes and package discounts. They offer a wide variety of insurance quotes and conduct insurance reviews to ensure their customers have up-to-date insurance.


24. Gates Insurance Agency

  • Website: gatesinsurance.com
  • Headquarters: Wakefield, Rhode Island, United States
  • Headcount: 1-10

Gates Insurance Agency was founded in 1964 by William M. Gates III. William Gates was a former member of the South Kingstown Town Council, past president of the South Kingstown Lions Club, past deputy chief of the Union Fire District and was involved in numerous other local organizations throughout his career. In 1998 David R. Gates became president. Once situated on Columbia Street in Peace Dale, Gates Insurance moved to its current locaton at 238 Robinson Street in Wakefield, the Old Wakefield Post Office, in 2008. We are an independent insurance agency located in Southern Rhode Island. Just a few miles away is the University of Rhode Island, South Kingstown's largest employer. Gates Agency represents many A rated insurance carriers and our service is second to none. We are members of the Independent Insurance Agents of Rhode Island, IIARI and Trusted Choice, an organization perpetuating the values of independent agents.


25. Warren E Nichols Insurance

Warren E Nichols Insurance Agency Inc., A Trusted Choice® Agency. Contact Warren E Nichols Insurance Agency Inc. in East Greenwich, RI for all your insurance needs. Call us at 401-884-1200 today.


Want to find more auto insurance companies?


If you want to find more companies that provide coverage for autos, homes, lives, and offer unique programs to incentivize responsible driving you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


With Inven you'll also get to know the company's:


  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!