The disability insurance industry in Rhode Island comprises of varied businesses which offer crucial financial protection services. These firms specialize in providing insurance plans that offer regular income to individuals who are unable to work due to a disabling illness or injury. Many of these insurance companies also extend their expertise to areas such as life insurance, commercial property insurance and risk management. Given Rhode Island's aging population, the demand for disability insurance is expected to grow. This makes it an essential service for the residents, and presents companies with opportunities for expansion and greater customer engagement.


Top 25 disability insurance companies in Rhode Island

1. Independence Financial Partners

  • Website: indfp.com
  • Headquarters: Warwick, Rhode Island, United States
  • Founded: 1909
  • Headcount: 51-200
  • LinkedIn

indfp.com is a financial services company based in Warwick, RI. They provide investment research, administrative and operational support, and financial planning services. With over 100 years of combined experience, their team of 50 professionals offers unparalleled support for clients and their advisors.


2. Lathrop Insurance

Lathrop Insurance is an independent insurance agency that has been serving clients for over 80 years. They specialize in providing quality and competitive insurance solutions for individuals and businesses. With a focus on personalized service, their experts listen to clients' needs and offer customized insurance plans. Their wide range of services includes personal auto insurance, home insurance, life insurance, commercial property insurance, and more.


3. Hilb Group New England

  • Website: hilbgroupne.com
  • Headquarters: Cranston, Rhode Island, United States
  • Founded: 1946
  • Headcount: 501-1000
  • LinkedIn

The Hilb Group of New England is a company that provides a range of insurance and risk management solutions for businesses. With a focus on creative problem-solving and tailored programs, they help clients thrive and achieve success in today's dynamic business environment.


4. WD & Associates, Inc.

WD & Associates is a full-service agency offering group benefits, property and casualty insurance, individual life and disability insurance, retirement planning services, and HR assistance. They provide real solutions that fit your budget and needs for both businesses and individuals.


5. InsureMyTrip

InsureMyTrip.com is a platform that provides comprehensive travel insurance plans from top providers. They offer coverage for trip cancellation, medical emergencies, lost baggage, and more. Customers can compare plans and purchase the one that best fits their unique travel concerns. The company guarantees the best price and provides unbiased plan comparisons based on customer-generated reviews. Their licensed customer care team is available to assist with claims and ensure a seamless experience.


6. Delta Dental of Rhode Island

Delta Dental of Rhode Island is a dental insurance company that offers affordable dental plans to individuals, families, and employers. They provide a wide range of dental coverage options and strive to promote oral health and wellness.


7. Gateway Insurance

  • Website: gatewayinsure.com
  • Headquarters: Warwick, Rhode Island, United States
  • Headcount: 1-10

Gateway Insurance offers business insurance access to more carriers, more insurance products, and more choices. Our local team of experts can provide cost-effective custom solutions for your business. Our team of experienced professionals will identify the best options for your business in the Rhode Island and Massachusetts insurance markets. After doing so, we will review your current policy and identify potential gaps in coverage. We will also work with you to tackle the high cost of policies and identify potential cost savings. Gateway recognizes that the cost of doing business can be daunting. We offer cost-effective policies to protect you in all aspects of your business so the risk isn't all on you. Check out our product highlight below for a policy offering you may be missing in your current insurance package.


8. Altus Dental

Altus Dental is a dental benefit company that offers comprehensive and flexible dental plans to organizations of all sizes. They provide affordable and quality dental care to employees and their dependents through their extensive network of dentists. Altus Dental also offers cosmetic services and preventive rewards to keep employee smiles bright. With a high member satisfaction rate and excellent customer service, Altus Dental is a trusted choice for dental benefits.


9. DeCotis Specialty Insurance

  • Website: decotis.com
  • Headquarters: Providence, Rhode Island, United States
  • Founded: 1992
  • Headcount: 11-50
  • LinkedIn

Decotis.com offers specialty insurance coverage in various areas such as management liability, errors and omissions, cyber liability, health and related services, and more. They provide insurance solutions to individuals and businesses, tailored to their specific needs and preferences.


10. Gallo|Thomas Insurance

Gallo|Thomas is an insurance company that offers a range of personal insurance services to meet the needs of individuals, families, and business owners.


11. Rhode Island Interlocal Risk Management Trust

  • Website: ritrust.com
  • Headquarters: East Providence, Rhode Island, United States
  • Founded: 1986
  • Headcount: 11-50
  • LinkedIn

RI Trust is a risk management organization that provides insurance solutions and services to Rhode Island municipalities, school districts, and special purpose districts. They offer focused insurance coverage, risk management programs, grants and scholarships, and exemplary customer service.


12. Tower Title

  • Website: towertitle.com
  • Headquarters: Providence, Rhode Island, United States
  • Founded: 2019
  • Headcount: 11-50
  • LinkedIn

Tower Title is a national title insurance company that specializes in servicing the telecommunications industry. They offer commercial abstracting services through a nationwide network of local abstractors, providing customizable commercial property reports tailored to businesses in the telecommunications sector. With their national reach and local networks, Tower Title is the largest title provider in the national cell tower and data center space.


13. Mansfield Insurance Agency, Inc.

Mansfield Insurance Agency provides tailored insurance coverage for individuals and businesses, offering a wide range of policies such as personal auto insurance, home insurance, umbrella insurance, and business liability insurance. With a team of experienced professionals, they ensure that clients receive personalized advice and comprehensive protection. They prioritize customer satisfaction and aim to simplify the insurance process while providing high-quality service.


14. Chatterton Insurance, Inc.

Chatterton Insurance provides real estate and insurance services to the Rhode Island community. Their team of trusted insurance agents helps clients choose the right coverage for their home, business, and auto insurance needs.


15. Storage Insurance USA

StorageInsurance.com is a one-stop insurance provider for households and businesses who have items kept in storage facilities.


16. Shannon Agency

Shannon Agency, Inc. is an insurance agency providing full-coverage commercial truck insurance and policies for cargo, homes, contracting, and retail businesses in East Providence, RI since 1983.


17. Cigar Insurance USA

Cigar Insurance USA provides affordable and comprehensive insurance coverage for businesses within the cigar industry, including retail stores, cigar bars, manufacturers, and wholesalers.


18. New England AAU

  • Website: neaau.org
  • Headquarters: Smithfield, Rhode Island, United States
  • Headcount: 51-200

NEAAU is a sports association for amateur athletes, offering insurance coverage and hosting events in over 40 sanctioned sports.


19. Bishop Agency

E.F. Bishop Group is an insurance company that offers auto, home, commercial, and other insurance policies. Customers can access their policies, print ID cards, and download documents through the customer service center. Get a quote in minutes and potentially save money.


20. Zelano Insurance Agency, Inc.

Zelano Insurance Agency is a family-owned insurance company that has been operating for over 55 years. The company provides insurance coverage for commercial and personal property, auto, life, and umbrella. Their team of knowledgeable agents work with clients to find the best coverage options at competitive rates.


21. Soucy Insurance Agency

Soucy Insurance Agency offers various insurance services such as auto, home, business, and life insurance to residents of Northern Rhode Island and nearby Massachusetts.


22. Sacchetti Insurance Inc

Sacchetti Insurance is a Rhode Island-based independent insurance agency with over 40 years of experience providing comprehensive personal and business insurance solutions. They specialize in classic car and specialty vehicle insurance and offer a variety of commercial insurances. They have an exclusive network of trusted insurance providers and provide free quotes and policy evaluations.


23. Teamsters Local 251 Health Services and Insurance Plan

Teamsters Local 251 Health Services and Insurance Plan provides health services and insurance plans to its members.


24. Beecher Carlson

  • Website: rhodeislandjua.com
  • Headquarters: Providence, Rhode Island, United States
  • Headcount: 11-50

Rhode Island JUA is an insurance provider that offers risk management solutions for medical professionals and facilities in Rhode Island.


25. DF Dwyer Insurance

  • Website: dwyer.insure
  • Headquarters: Newport, Rhode Island, United States
  • Headcount: 11-50

D.F. Dwyer Insurance is an insurance company that provides coverage for boats, homeowners, flood, auto, life & health, and business purposes. They offer insurance policies for different types of boats including sailboats, powerboats, personal watercraft, and houseboats among others.


Want to find more disability insurance companies?


If you want to find more companies that offer comprehensive disability insurance plans, risk management solutions, and financial guidance you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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...and a lot more!