The home insurance industry in Minnesota is vibrant and vital, providing a plethora of options for homeowners seeking protection for their most valuable asset. The companies operating in Minnesota's home insurance market offer a variety of policies catered to diverse needs reflecting the state's unique weather conditions and local regulations. These companies, such as Western National Insurance and North Star Mutual Insurance Company, offer insurance products ranging from individual homeowner policies to comprehensive coverage for multiple properties. The trend within the industry appears to be leaning towards more personalized, risk-based pricing, ensuring homeowners only pay for the coverage necessary to safeguard their homes.


Top 25 home insurance companies in Minnesota

1. Western National Insurance

  • Website: wnins.com
  • Headquarters: Edina, Minnesota, United States
  • Founded: 1901
  • Headcount: 501-1000
  • LinkedIn

Western National Insurance Group is a company that offers a wide range of insurance products for individuals and businesses. With over 100 years of experience, the company focuses on providing excellent customer service and maintaining strong relationships with their policyholders. They offer personal auto, homeowner/condo, dwelling property, recreational, and commercial insurance policies, among others.


2. North Star Mutual Insurance Company

North Star Mutual Insurance Company is a Midwest mutual insurance company that provides property and casualty insurance to protect families and small business owners from financial disaster. They specialize in farm, home, auto, and small business insurance, which is sold exclusively through local, independent insurance agents.


3. Great Northwest Insurance Company

Great Northwest Insurance Company offers insurance coverage at a competitive price and tailored for your needs. They provide homeowners insurance, dwelling fire insurance, modular home insurance, and automobile insurance.


4. Stein Insurance Agency Inc

Stein Insurance is an independent insurance agency based in Lindstrom, Minnesota. They offer a wide range of insurance products including auto, home, life, commercial, and recreational vehicle insurance. With a focus on personal attention and building strong customer relationships, they provide custom insurance programs tailored to meet individual and business needs.


5. Insurance Brokers of MN

  • Website: jenseninsure.com
  • Headquarters: Blaine, Minnesota, United States
  • Headcount: 51-200

Jensen Agency is an insurance brokerage firm based in Minnesota that offers personal and commercial insurance policies. They provide coverage for auto, homeowners, boat, recreational vehicles, renters, and more.


6. Great Lakes Insurance

Great Lakes Insurance is an independent insurance agency based in Cloquet, MN offering personal and commercial insurance policies to customers. With a focus on finding the best coverage and value for their clients, they offer a variety of insurance products including auto, home, business, and life insurance.


7. a B & B Insurance

AB & B Insurance is an Independent Insurance Agency located in Prior Lake, Minnesota. They provide all types of Personal and Commercial Insurance coverages to their clients in Minnesota including Auto Insurance, Homeowners Insurance, Commercial Auto, and Church Insurance.


8. Innovative Insurance Services, LLC

Innovative Insurance Services, LLC provides comprehensive insurance products for personal and business needs. Their offerings include auto, home, renters, health, life, and business insurance.


9. Butler & Associates Insurance Agency

Butler and Associates is an independent insurance agency servicing clients in Minnesota and Wisconsin since 2002. They offer auto, home, commercial, life, specialty and renters insurance.


10. Choice Insurance Inc

Choice Insurance Inc is an insurance company based out of 13911 Ridgedale Dr, Minnetonka, MN, United States.


11. Zelle LLP

  • Website: zelle.com
  • Headquarters: Minneapolis, Minnesota, United States
  • Founded: 1988
  • Headcount: 51-200
  • LinkedIn

Zelle LLP is an international litigation and dispute resolution law firm with offices in Boston, Dallas, London, Miami, Minneapolis, New York, Philadelphia, San Francisco and Washington, DC. The Firm excels at handling insurance, antitrust and other complex litigation on both a national and global scale. For more information about Zelle LLP, visit www.zelle.com. For more information about the firm’s Zealous Women initiative, visit www.zealouswomen.com.


12. Preferred Insurance Services

Preferred Insurance Services, Inc. is a company that offers a wide range of insurance products and services. They specialize in providing insurance coverage for businesses and individuals in various industries such as auto dealers, boat dealerships, beauty and personal appearance, commercial properties, contractors, and more.


13. Town & Country Agency

  • Website: tcamn.com
  • Headquarters: Russell, Minnesota, United States
  • Headcount: 11-50
  • LinkedIn

Town and Country Agency is an independent insurance agency serving Minnesota residents since 1977. They are a service-oriented entity that represents many fine insurance companies for which they sell insurance policies, providing protection against the possibility of loss at the most reasonable prices.


14. Trusted Insurance Agency

Trusted Insurance Agency offers personal insurance, business insurance and employee benefits through independent insurance agents.


15. United Insurance Brokers

United Insurance Brokers Inc is an independent agency providing auto, home, commercial, and other insurance. They aim to help their customers get the coverage they need at an affordable price through easy comparison and personalized service.


16. Lake Region Insurance Agency

Lake Region Insurance Agency provides a complete insurance package for individuals, families, and businesses. The company offers life, health, property, and liability insurance. They have offices in New London, Willmar, and Cokato, Minnesota.


17. Musty-Barnhart Agency Inc.

Musty Barnhart is a company offering a range of products and services to clients.


18. The Mills Agency - American National Insurance

Flanagan Mills Insurance Agency is an independent insurance agency aimed at helping clients understand the ins and outs of their policies. They offer customized insurance solutions for personal and business needs.


19. Headwaters Agency

Headwaters Agency Inc. is an insurance agency located in Park Rapids, Minnesota, providing personalized insurance services for clients throughout Minnesota, Arizona, Colorado, Iowa, Missouri, Nebraska, Nevada, North Dakota, South Dakota, and Pennsylvania.


20. McKee & Andrews Insurance

McKee & Andrews Insurance Agency provides comprehensive insurance and financial services for individuals and businesses.


21. Central Lakes Insurance Brokers

Central Lakes Insurance Brokers is a locally-owned and operated insurance company with offices in Edina and Brainerd, Minnesota. They offer quality insurance products for individuals and businesses, including auto, home, commercial, boat, life, health, recreational, renters, umbrella, brewery, food truck, and property manager insurance.


22. State Insurance

Our Commitment Starts with a Policy… and Continues with a Relationship. Some insurance agents may care more about making a sale than actually providing a policy that properly protects their clients. Our team of experienced insurance professionals is dedicated to working on a personal level with each and every single one of our customers, and that’s what makes us different. We think it’s important to understand your family’s or your business’ unique situation, and then create an insurance policy that is truly the best fit. We hope to build a relationship with you over time. As your life changes or your business evolves over time, our relationship will be key in allowing us to continue to offer you the best protection.


23. Pinnacle Insurance of MN

Pinnacle Insurance Agency of Minnesota provides flexible insurance for individuals and businesses of all sizes. With a team of real people, they shop multiple carriers to provide the best combination of cost and coverage.


24. Hanneken Insurance Agency

Hanneken Insurance Agency has been serving the insurance needs of families and businesses in Central Minnesota for over 30 years. We are an independent insurance agency representing more than 60 insurance companies. The Hanneken Promise is to find the right coverage at the right price for you. Our team can handle just about any type of insurance need and we are capable of finding the best rates for you. We are promise keepers at Hanneken Insurance. We promise to use our expertise and experience to find rates that package coverage and discounts in your favor, designed specifically for you.


25. Specialty Insurance Agency

Specialty Insurance Agency provides performer and vendor insurance policies along with additional coverage options for business personal property, data breach liability, and sexual abuse and molestation.


Want to find more home insurance companies?


If you want to find more companies that provide various policies to bring homeowners peace of mind you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!