Puerto Rico's Top 25 Home Insurance Companies

6
min read
Top 25 home insurance companies in Puerto Rico Main

Puerto Rico's Top 25 Home Insurance Companies

6
min read
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Top 25 home insurance companies in Puerto Rico Main
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The home insurance industry in Puerto Rico is a booming field catering to the diverse insurance needs of residents. Companies vary from local insurance providers to international agencies, each offering a broad spectrum of home insurance products and services. These include protection against natural calamities, fire and theft, to coverage for personal injury within the premises. Given Puerto Rico's susceptibility to natural disasters, these companies play a critical role in providing financial safety to homeowners. They combine risk assessment with customer-focused services, offering flexible payment options and personalized coverage plans to fit every budget. The industry continues to evolve, with increasing use of digital platforms to facilitate customer interactions and manage claims more efficiently.


Top 25 home insurance companies in Puerto Rico

1. Antilles Insurance

Antilles Insurance Company is a Puerto Rico-based insurance provider that has been offering a wide range of insurance products and services since 1931. With a focus on meeting the needs and budgets of insured individuals and businesses, the company aims to provide reliable coverage and peace of mind.


2. Essential Insurance Services Inc

Essential Insurance Services, Inc. is a provider of insurance solutions for individuals and businesses. They offer a wide variety of services including personal and commercial insurance, as well as supplemental health plans. With a commitment to customer satisfaction, they represent leading insurance companies and provide value-added programs to their clients.


3. Point Guard Insurance Agency INC

Point Guard Insurance is a company that offers insurance services to individuals and businesses. They provide a range of insurance products, including auto, home, and business insurance. With a focus on customer satisfaction, they strive to provide personalized coverage options and efficient claims processing.


4. Multinational Life Insurance Company & Multinational Insurance Company

Multinational is an insurance company that offers a variety of products designed to cover individuals, families, businesses, and their assets. They provide services such as life insurance, property insurance, and auto insurance.


5. V.M.O. & Associates, Inc.

V.M.O. & Associates Inc. is a professional team with ample experience on Insurance, benefits and risk management programs. We help employers to formulate and implement benefit strategies which reflect corporate objectives, meet financial requirements and satisfy employee's needs. We as a brokerage firm are the liaison between our customers and the insurance companies on their health, life, disability, liability, property and casualty needs. With our experience and as an independent company, we choose from a wide variety of products that enable our customers to achieve their goals. We provide effective supporting tools and reports for the ASO evaluation, monitoring and negotiation. This translates in well informed choices to guarantee our clients satisfaction.


6. ASC Tu Compulsorio

ASC TuCompulsorio is a company offering services related to compulsory insurance. They provide assistance in starting and managing insurance claims, offering benefits and advantages to their customers. They also facilitate the purchase of registration stickers and provide information about insurance policies and centers.


7. Seguros JCE

Seguros, JCE somos Representantes Autorizados de Seguros en Puerto Rico. Actualmente Trabajamos y Representamos a las principales compañías de Seguros en la isla y ofrecemos todos los tipos de coberturas de seguros que más demanda tiene el mercado. En Seguros, JCE contamos con más de 10 años de experiencia en la industria de seguros en Puerto Rico y nos destacamos por mantener seriedad, integridad, experiencia y compromiso total con todos nuestros clientes por igual. Ofrecemos un servicio personalizado, estructura organizativa de primera y rapidez en los estimados de cubiertas, Seguros JCE te ofrece Seguros de Auto, Hogar, Incapacidad, Responsabilidad Profesional, Responsabilidad Pública y mucho más. Como tus Agentes de Seguros Te podemos ofrecer el mejor servicio y las mejores ofertas en cubiertas 100% Garantizado. Al elegirnos Como sus agentes de Seguros se podrá sentir completamente seguro que daremos nuestro 100% para proteger las cosas que más usted aprecia y quiere en su Vida. Para consultas de seguro completamente gratuitas puede comunicarse al 787-599-1652 o enviarnos un correo electrónico directo a Info@SegurosJCE.com En Nuestras oficinas estamos a sus órdenes siempre.


8. The Simple Dollar

The Simple Dollar is an independent publisher and comparison service which offers unbiased expertise and financial advice through transparent methodology, data-driven insights, and careful data analysis.


9. Team Insurance Services INC.

Team Insurance is an insurance brokerage firm in Puerto Rico, specializing in bonds, commercial lines insurance, personal lines insurance, and group employee benefits programs.


10. Aig Insurance Company-Puerto Rico

  • Website: aig.com.pr
  • Headquarters: San Juan, Puerto Rico, United States
  • Headcount: 201-500

The company, which has more than 65,000 employees in more than 100 countries and jurisdictions, is a market leader in property casualty insurance, mortgage insurance, life insurance and retirement services. AIG has been in Puerto Rico since 1973. Today, we are a mature operation with a customer centricity focus and value creation through targeted offering of specialized products. Everyday our experienced managers and team members come together to serve our clients with the unconditional effort of who are the best assets of any business. Our entrepreneurial culture and the market knowledge and expertise, together with the professionalism of our employees, enable our insured clients to receive as added value the experience obtained during many years operating in the insurance field in Puerto Rico. AIG understands Puerto Rico because it has been part of the growth and development of the country for more than four decades - meeting the insurance needs of its expanding customer base every step of the way. Message from the President of AIG Puerto Rico


11. One Alliance Insurance Corporation

One Alliance Insurance Corporation is a young miscellaneous insurance company in Puerto Rico, committed to providing excellent service and safeguarding the financial well-being of its clients.


12. Fedelta Insurance-Puerto Rico

  • Website: fedeltapr.com
  • Headquarters: Guaynabo, Puerto Rico, United States
  • Founded: 2002
  • Headcount: 11-50
  • LinkedIn

Fedelta Insurance is an insurance brokerage firm founded in 2001. It offers risk management solutions to organizations of all sizes across key lines of insurance, including employee benefits, property and casualty, financial and personal lines.


13. Mapfre Praico Corporation

  • Website: mapfrepr.com
  • Headquarters: San Juan, Puerto Rico, United States
  • Founded: 1920
  • Headcount: 501-1000
  • LinkedIn

Seguros para ti y tu negocio. Seguros de auto, propiedad y contingencia, vida e incapacidad y salud en MAPFRE PUERTO RICO.


14. Owners Risk Insurance Management Inc.

  • Website: ownersrisk.com
  • Headquarters: San Juan, Puerto Rico, United States
  • Founded: 1999
  • Headcount: 11-50
  • LinkedIn

Owner’s Risk cuenta con un equipo de trabajo altamente cualificado y dedicado al servicio al cliente. Nuestro equipo de trabajo en promedio tiene sobre veinte (20) años de experiencia en el manejo de seguros complejos administrando programas de seguros de Municipios, Agencias de Gobierno y privados. Todos los municipios, agencias y clientes privados que manejamos se han beneficiado de los programas de seguros que fueron estratégicamente colocados, tomando en cuenta cada particularidad. Uniendo nuestra experiencia en administración de riesgos, estableciendo medidas preventivas y correctivas, re-educando al personal clave, ha contribuido en proteger efectivamente las propiedades y responsabilidades. Hemos trabajado con nuestros clientes el proceso de modernizar y agilizar trámites de reclamaciones, informes, cambios en las pólizas y certificados, con el fin de hacer más eficiente el tiempo, y facilitarles los procesos que requieren documentación de seguros. NUESTRA MISIÓN Nuestra misión es proteger a nuestros clientes de pérdidas financieras y presentarles costos competitivos sin descuidar la exposición, presentando un excelente manejo de riesgo según la situación. Además, le serviremos de apoyo al momento de una reclamación. VISIÓN Posicionarnos como la empresa Líder entre los Corredores por proveer un servicio de excelencia y destacarnos como Únicos en cuanto a la agilización de procesos y en la tecnología. VALORES La honestidad, y el trabajo en equipo muestra nuestro compromiso profesional para así proveer un servicio de excelencia. Tel: 787-771-8484- Fax: 787-758-4056 Hato Rey Center, Suite 1115 268 Ave Ponce de León, San Juan PR 00917


15. Community Insurance Agency of PR

  • Website: ciaopr.com
  • Headquarters: San Juan, Puerto Rico, United States
  • Headcount: 11-50

Community Insurance Agency of PR provides insurance services to communities and businesses. Their services include building blind policies with a wide range of risk protection options.


16. Pariter Wealth Management Group LLC

Pariter Wealth Management Group offers financial planning, asset management, investment, trust consulting, business and succession planning, retirement planning, estate settlement, and risk management services.


17. Oriental

Oriental Bank is a financial institution that offers personal and commercial banking services, as well as investment and insurance products. They provide a range of account options, mortgage and auto financing, credit cards, and investment opportunities. They cater to individuals and businesses, with a focus on customer satisfaction and asset protection.


18. Triple-S Vida

  • Website: sssvida.com
  • Headquarters: San Juan, Puerto Rico, United States
  • Founded: 1964
  • Headcount: 501-1000
  • LinkedIn

Triple-S Vida is a company based in Puerto Rico that specializes in life insurance. They offer a range of life insurance products and services to individuals and families, providing financial protection and security for the future.


19. Island Finance LLC

  • Website: islandfinance.com
  • Headquarters: San Juan, Puerto Rico, United States
  • Founded: 1959
  • Headcount: 501-1000
  • Latest funding type: Acquired
  • LinkedIn

Island Finance is a financial services company that offers loans and insurance products. They provide customers with the opportunity to apply for personal loans online and have a range of insurance options available. With a focus on customer service and privacy, they aim to help individuals meet their financial needs.


20. CoverisQ LLC

CoverisQ is an insurance brokerage providing a wide range of insurance products and consultancy services for personal and corporate clients, including property, casualty, cyber risk, financial and professional liability, trade credit, and employee benefits.


21. Triple-S

About Triple-S We’re so much more than a company dedicated to providing healthcare. At Triple-S, we offer all products and services that you need in order to be well protected. We have over half a century of experience, great financial stability, a spotless reputation and a variety of products related to health, life, property and contingecy. These qualities have made us what we are today: Puerto Rico’s leading insurance company, where two out of three people have chosen us to protect everything that matters to them. Triple-S has been a public company since 2007 and operates at the NYSE under GTS. Acerca de Triple-S Somos mucho más que una compañía de cuidado coordinado de salud. En el Grupo Triple-S le ofrecemos todos los servicios y productos de seguros que usted necesita para estar bien protegido. Contamos con más de medio siglo de experiencia, gran solidez financiera, una reputación intachable y una amplia variedad de productos en los segmentos de salud, vida, propiedad y contingencia. Estas cualidades nos han hecho la compañía de seguros líder en Puerto Rico, donde dos de cada tres personas nos han seleccionado para proteger todo lo que es importante para ellos. Grupo Triple-S es una empresa pública desde 2007 y cotiza sus acciones en la bolsa de valores de Nueva York bajo el símbolo GTS.


22. Aegis International Insurance

Aegis has established correspondent relationships to access carriers with global presence and specialized insurance products such as: Worldwide Brokers Network (WBN): The World's largest international grouping of Independent Insurance Brokers operating on the basis of a cohesive and streamline structure. Member firms are represented in Europe, the Americas, Africa, the Far East and Australia. Aegis became a member of WBN in the year 2000, providing access to the resource and services of more than a 100 partner firms members with over 10,000 employees in more than 500 cities, 100 countries on 6 continents for 25 years, with total premiums in excess of $10 billion. Aegis is the exclusive member in Puerto Rico of this prestigious network of independent insurance brokers. Falcon Insurance Agency: Aviation Insurance specialists with offices across the U.S.A.


23. FLN Insurance

  • Website: flninsurance.com
  • Headquarters: Coto Laurel, Puerto Rico, United States
  • Headcount: 1-10

FLN Insurance is a company that operates in the Insurance industry. It employs 11-20 people and has $1M-$5M of revenue. The company is headquartered in Coto Laurel, Puerto Rico.


24. AseguratePR

  • Website: aseguratepr.com
  • Headquarters: San Juan, Puerto Rico, United States
  • Headcount: 1-10

ASEGURATEPR.COM es el sitio web del representante autorizado, Jose M. Febo. Lic. 12068 ¡ATENCIÓN DUEO DE COMPAA O DIRECTOR DE RECURSOS HUMANOS! Brndele paz mental a sus empleados con la tranquilidad que no tienen que salir de su oficina para conseguir la información o alternativas que buscan. Ayude a sus empleados brindando el acceso de nuestros productos de seguros coordinando para visitar su oficina o lugar de trabajo.


25. LimeBridge Insurance Consulting

LimeBridge has become the firm of choice for Act 20/22 companies establishing enterprises in Puerto Rico from the U.S. Besides our established relationships with local companies on the Island, we also have an extensive network of international insurance markets which assures our clients can acquire coverage for risks that are outside of local insurance companies’ underwriting parameters. We are a leading insurance brokerage firm with vast knowledge and experience in atypical risk, property and casualty, niche lines, financial lines, D&O, and E&O risk assessment, recommendations and procurement. ABOUT US Our main objective is to be an advocate for our clients, ensuring they obtain the proper coverage according to their business needs as expeditiously as possible, so they can conduct business worry-free. With a centralized focus on the Latin American markets, our agents are bilingual in English and Spanish and are fully versed in the business habits of Latin American and North American B2B and B2C clientele. Our services include (but not limited to): Property Professional Liability Directors & Officers Fiduciary Liability Cyber Liability Excess Property General Liability Excess Liability Umbrella Liability Inland Marine Ocean Marine Payment & Performance Bonds Builders Risk Errors & Omissions Workers Compensation Homeowners Fine Arts Auto Jewelry


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