Synapse is a renowned fintech firm, celebrated for its intuitive platform that expedites the deployment of innovative financial services. Services encompass debit card programs, international cash accounts, and customizable loans, propelling financial innovation globally. Competitors in this dynamic industry offer similar solutions, yet differentiate themselves through unique features and offers. These companies, such as TrueLayer and Synctera, contribute to the buoyant fintech industry with offerings such as open banking solutions and FDIC-insured account platforms, enabling businesses to diversify their operations. The industry is headed towards increased digitization, ease of access to finance, and enterprise solutions.


Top 25 Synapse alternatives

1. TrueLayer

  • Website: truelayer.com
  • Headquarters: London, London, United Kingdom
  • Founded: 2016
  • Headcount: 201-500
  • LinkedIn

TrueLayer is an open banking provider that offers data, payments, and verification solutions. Their platform allows businesses to access bank account information, set up pay-ins and payouts, and verify bank account ownership. TrueLayer enables developers to build better payments experiences and offers industry-specific solutions for fintech, ecommerce, iGaming, and more.


2. Synctera

  • Website: synctera.com
  • Headquarters: San Francisco, California, United States
  • Founded: 2020
  • Headcount: 51-200
  • Latest funding type: Series A
  • LinkedIn

Synctera offers a platform for businesses to offer FDIC-insured bank accounts, digital wallets, debit and charge cards, money movement services, and lending products. They provide an efficient engine for financial products and services, serving as a data foundation for risk and compliance. Synctera helps businesses connect with bank partners to launch their financial products.


3. Modulr

  • Website: modulrfinance.com
  • Headquarters: London, England, United Kingdom
  • Founded: 2015
  • Headcount: 201-500
  • Latest funding type: Series C
  • LinkedIn

Modulr is a payment technology company that offers a secure and scalable platform for businesses to automate their payment flows. They provide easy API integration, customer portal, and a range of payment services including faster payments, direct debit collections, and card issuing. Modulr caters to various industries such as lending, fintech, banking, and marketplaces.


4. Marqeta

  • Website: marqeta.com
  • Headquarters: Oakland, California, United States
  • Founded: 2010
  • Headcount: 501-1000
  • Latest funding type: Post Ipo Equity
  • LinkedIn

Marqeta is a global company that provides innovative issuing and payment solutions to various businesses, from established enterprises to startups. They offer accessibility, developer resources, and virtual cards to meet the unique needs of their clients.


5. Plaid

  • Website: plaid.com
  • Headquarters: San Francisco, California, United States
  • Founded: 2013
  • Headcount: 501-1000
  • Latest funding type: Series D
  • LinkedIn

Plaid.com is a platform that allows individuals and businesses to safely connect their accounts and control access to them. Through a streamlined experience, Plaid helps people access capital and offers up to 24 months of categorized data. They provide connections that enable secure data sharing and have a focus on identity verification and risk assessment.


6. Paynetics

  • Website: paynetics.digital
  • Headquarters: Sofia, Grad Sofiya, Bulgaria
  • Founded: 2005
  • Headcount: 51-200
  • Latest funding type: Series Unknown
  • LinkedIn

Paynetics.digital is a regulated e-money institution providing comprehensive payment solutions in card acquiring and issuing, account management, bank transfers, and e-wallets. They aim to simplify and democratize payments by offering a modular digital payments platform with all the necessary building blocks for designing and operating financial products. As a principal member of Visa, Mastercard, SEPA, SWIFT, and Union Pay, they ensure full compliance with regulatory standards.


7. Treezor

  • Website: treezor.com
  • Headquarters: Paris, Île-De-France, France
  • Founded: 2016
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Treezor is a leading European Banking-as-a-Service provider, offering a wide range of financial services to innovative companies. With a modular one-stop shop solution, Treezor helps accelerate banking projects by outsourcing payment needs. Their expertise in regulations, security, and technology enables smooth integration of payments into customer journeys.


8. Chime

  • Website: chime.com
  • Headquarters: San Francisco, California, United States
  • Founded: 2013
  • Headcount: 1001-5000
  • Latest funding type: Series G
  • LinkedIn

Chime.com offers fee-free banking services with a range of features including free debit cards, no monthly fees, fee-free overdraft security program, high yield savings accounts, and early access to direct deposit funds.


9. Nymbus

  • Website: nymbus.com
  • Headquarters: Jacksonville, Florida, United States
  • Founded: 2015
  • Headcount: 501-1000
  • Latest funding type: Series Unknown
  • LinkedIn

Nymbus is a fintech company that offers a modern, flexible, and fast digital banking solution. With its turn-key, fully secure, and compliant platform, Nymbus enables financial institutions to enhance their customers' journey by automating loan origination. The company provides end-to-end model for creating, building, and growing successful digital banks, empowering institutions to streamline back-end processes, improve efficiencies, and drive revenue growth.


10. Integrated Finance

  • Website: integrated.finance
  • Headquarters: London, England, United Kingdom
  • Founded: 2019
  • Headcount: 11-50
  • Latest funding type: Seed
  • LinkedIn

Integrated.finance is a Fintech company that offers on-demand core banking services and financial technology solutions. Their platform provides comprehensive guides, documentation, and APIs for developers and supports integrations with various service providers. The company focuses on enabling faster time-to-market for their customers and helping them adapt to the changing environment with minimum effort. They offer customizable, regulatory compliant financial workflows and aim to revolutionize the Fintech industry with their embedded finance solutions.


11. Tink

  • Website: tink.com
  • Headquarters: Stockholm, ., Sweden
  • Founded: 2012
  • Headcount: 201-500
  • Latest funding type: Acquired
  • LinkedIn

Tink is a European open banking platform that connects lenders to consumers' bank data, allowing for real-time assessments based on consumers' financial behavior. With more accurate data in risk assessments, lenders can accept more customers with less risk.


12. Stripe

  • Website: stripe.com
  • Headquarters: South San Francisco, California, United States
  • Founded: 2010
  • Headcount: 1001-5000
  • Latest funding type: Secondary Market
  • LinkedIn

Stripe is a financial technology company that offers a suite of payments products and tools. They enable businesses to accept online payments, automate revenue collection, and embed financial services in their platforms or products.


13. Envestnet | Yodlee India

  • Website: yodlee.com
  • Headquarters: Redwood City, California, United States
  • Founded: 1999
  • Headcount: 1001-5000
  • LinkedIn

Envestnet | Yodlee offers data aggregation, analytics, account verification, and easy-to-implement APIs to help customers maximize the value of their data. Their products enable wealth management unification and provide deep insights into customer needs through transaction data enrichment.


14. Juni

  • Website: juni.co
  • Headquarters: Göteborg, Vastra Gotaland, Sweden
  • Founded: 2020
  • Headcount: 51-200
  • Latest funding type: Debt Financing
  • LinkedIn

Juni is a company providing financial services and solutions to businesses. They offer a range of banking and payment solutions tailored for businesses' specific needs.


15. Finastra

  • Website: finastra.com
  • Headquarters: Paddington, London, United Kingdom
  • Founded: 2017
  • Headcount: 10001+
  • Latest funding type: Grant
  • LinkedIn

Finastra is a global financial technology company that provides open banking solutions and platforms for universal banking, lending, payments, and capital markets. They offer a range of solutions to meet the needs of customers, enabling rapid deployment, scalability, and back-office efficiencies. Finastra accelerates innovation and delivers a frictionless digital borrower experience while enhancing transparency and streamlining operations.


16. Capital One

  • Website: capitalone.com
  • Headquarters: Mclean, Virginia, United States
  • Founded: 1994
  • Headcount: 10001+
  • Latest funding type: Ipo
  • LinkedIn

Capital One is a financial services company that offers a range of products including credit cards, banking services, and loans for both personal and business needs. They provide tools like Capital One Shopping and CreditWise to help customers save money, manage their finances, and improve their credit scores.


17. Toqio

  • Website: toqio.co
  • Headquarters: London, England, United Kingdom
  • Founded: 2019
  • Headcount: 51-200
  • Latest funding type: Series A
  • LinkedIn

Toqio enables companies to launch their own embedded finance products.


18. Avant

  • Website: avant.com
  • Headquarters: Chicago, Illinois, United States
  • Founded: 2012
  • Headcount: 501-1000
  • Latest funding type: Debt Financing
  • LinkedIn

Avant.com is a financial technology company that offers online personal loans to individuals. With a streamlined application process and quick funding, Avant.com provides borrowers with access to funds for various purposes. The company leverages data and technology to offer affordable and personalized loan options to its customers.


19. Skrill

  • Website: skrill.com
  • Headquarters: London, England, United Kingdom
  • Founded: 2001
  • Headcount: 1001-5000
  • Latest funding type: Acquired
  • LinkedIn

Skrill is a financial technology company that offers online payment solutions to individuals and businesses. It provides a secure and convenient way to send and receive money globally, make online purchases, and manage digital wallets.


20. N26

  • Website: n26.com
  • Headquarters: Berlin, Berlin, Germany
  • Founded: 2013
  • Headcount: 1001-5000
  • Latest funding type: Series E
  • LinkedIn

N26 is a financial technology company that offers online banking services. With N26, customers can open an account in just 8 minutes and enjoy the convenience of mobile banking. Privacy and security are a top priority, ensuring that customers can trust their financial transactions.


21. Zeta Suite

  • Website: zeta.tech
  • Headquarters: San Francisco, California, United States
  • Founded: 2015
  • Headcount: 1001-5000
  • Latest funding type: Series Unknown
  • LinkedIn

Zeta.tech is a company in the banking and fintech industry that offers seamless digital customer experience, contactless payments, payment security, and insights on trends and technology in banking and fintech.


22. Ramp

  • Website: ramp.com
  • Headquarters: New York, New York, United States
  • Founded: 2019
  • Headcount: 201-500
  • Latest funding type: Debt Financing
  • LinkedIn

Ramp.com is a financial technology company that offers corporate card and spend management solutions. Their products include unlimited physical and virtual cards, expense management tools, bill payment software, and accounting automation. With over 1000 integrations, they streamline business critical systems and workflows, providing time and cost savings to startups, small businesses, mid-market, and enterprise customers.


23. Qonto

  • Website: qonto.com
  • Headquarters: Paris, Île-De-France, France
  • Founded: 2016
  • Headcount: 501-1000
  • Latest funding type: Series Unknown
  • LinkedIn

Qonto is a banking platform that offers fast and user-friendly business banking solutions. It provides a range of services including business account management, payment processing, and financial reporting. With Qonto, businesses can streamline their financial operations and manage their finances easily.


24. Cross River

  • Website: crossriver.com
  • Headquarters: Fort Lee, New Jersey, United States
  • Founded: 2008
  • Headcount: 501-1000
  • Latest funding type: Series D
  • LinkedIn

Cross River is a financial services company that offers innovative and scalable embedded cards, payments, and lending solutions to consumers and businesses worldwide.


25. Mambu

  • Website: mambu.com
  • Headquarters: Amsterdam, Berlin, Netherlands
  • Founded: 2011
  • Headcount: 501-1000
  • Latest funding type: Series E
  • LinkedIn

Mambu is a composable technology platform that provides a flexible foundation for banking and lending operations. It enables the creation of customer-centric experiences and offers a range of financial products. With Mambu, companies can easily connect to independent services and solutions through their partner ecosystem.


Want to find more Synapse alternatives?


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