Top 26 Firms for No Medical Exam Life Insurance
Top 26 Firms for No Medical Exam Life Insurance
The industry of no medical exam life insurance consists of companies offering life insurance policies without the requirement of a standard medical examination. This niche provides coverage that would otherwise be unattainable for individuals with existing health conditions. These firms offer a variety of policies like term life insurance, whole life insurance, and other specific products such as final expense or mortgage protection. The coverage varies in amount and is usually applied for online, making it an accessible and convenient choice. With the increasing health consciousness and need for convenience in contemporary society, the industry seems to be heading towards growth and technological integration.
Top 26 No Medical Exam Life Insurance Companies
1. Symmetry Financial Group
- Website: sfglife.com
- Headquarters: Swannanoa, North Carolina, United States
- Founded: 2009
- Headcount: 1001-5000
Symmetry Financial Group (SFG) offers life insurance policies with features such as cash-back options, living benefits, and no medical examination. They provide customized policies to create a foundation of long-term financial security for families and to fund children's education. SFG believes in eight core values that drive their business operations.
2. Ethos
- Website: ethoslife.com
- Headquarters: San Francisco, California, United States
- Founded: 2016
- Headcount: 201-500
- Latest funding type: Series D
Ethos is a life insurance company that offers both term life insurance and guaranteed issue whole life insurance. Their term length options range from 10 to 30 years, with coverage amounts from $20K to $2 million. They provide policies that can help cover various expenses, such as mortgage, debt, college tuition, and lost income. Ethos aims to provide fast and easy life insurance that can be applied for online without medical exams or blood tests.
3. TitanGroup Agency
- Website: titangroupagency.com
- Headquarters: Lindale, Texas, United States
- Founded: 2009
- Headcount: 1001-5000
Titan Group Agency offers various types of life insurance policies including no-medical-exam, living benefits and cash-back options. They also provide mortgage protection, final expense, term life and universal life insurance.
4. Canada Protection Plan, A Foresters Financial Company
Canada Protection Plan is a leading provider of No Medical & Simplified Issue Life Insurance. They offer up to $1 million in coverage with no medical exams required. Their policies are convenient, affordable, and reliable.
5. Azos
- Website: azos.com.br
- Headquarters: São Paulo, São Paulo, Brazil
- Founded: 2020
- Headcount: 51-200
- Latest funding type: Series A
Azos.com.br is a company that aims to democratize the insurance market by providing insurance coverage ranging from 10 thousand to 2 million without the need for medical examinations. They offer a quick approval process, allowing customers to get insured within 1 business day.
6. New York Life Insurance AARP
- Website: nylaarp.com
- Headquarters: Tampa, Florida, United States
- Headcount: 51-200
The AARP Life Insurance Program offered by New York Life Insurance Company provides members term and permanent life group coverage without the need for a physical exam. AARP membership is required for program eligibility.
7. Ladder
- Website: ladderlife.com
- Headquarters: Palo Alto, California, United States
- Founded: 2015
- Headcount: 51-200
- Latest funding type: Series D
Ladder Life offers flexible and affordable life insurance plans that can be personalized to fit your needs. Their fully digital process provides coverage up to $3 million with no paperwork and no appointments needed.
8. Built For Life Financial Agency
- Website: bflagency.com
- Headquarters: Annapolis, Maryland, United States
- Founded: 2019
- Headcount: 11-50
Built for Life Financial Agency is an insurance agency offering life insurance, retirement planning, and financial guidance. Their services include fixed indexed annuities, term life insurance, no medical exam life insurance, and indexed universal life insurance
9. Financial Freedom Insurance
Financial Freedom Insurance offers affordable policies from trusted carriers for same-day coverage without requiring medical exams or blood tests, simply health questions online.
10. Barnett Insurance Group
- Website: barnettinsurancegroup.com
- Headquarters: Baldwin County, United States
- Headcount: 11-50
Symmetry Financial Group operates as a life insurance company offering no medical exam policies, living benefits, cash-back options, and products such as mortgage protection, final expense, term life, universal life, and critical illness insurance.
11. WizLife
- Website: wizlife.ca
- Headquarters: Canada
- Headcount: 11-50
WizLife is a marketplace for life insurance in Canada. They help customers compare policies from Canada's top life insurance companies to find the perfect policy in one place. Their eligibility process does not require a medical exam.
12. AccuQuote
- Website: accuquote.com
- Headquarters: Wheeling, Illinois, United States
- Founded: 1986
- Headcount: 201-500
AccuQuote is a licensed insurance producer offering a range of life insurance and related products. With over 30 years of experience, they specialize in helping consumers save money on life insurance. They provide instant quotes and access to top-rated life insurance companies.
13. eFinancial
- Website: efinancial.com
- Headquarters: Bellevue, Washington, United States
- Founded: 2001
- Headcount: 201-500
eFinancial is an online platform that helps individuals find the best life insurance rates and plans based on their needs and budget. With a simple comparison tool and personalized quotes, customers can easily navigate their options and secure coverage for themselves and their loved ones.
14. AIG Direct
- Website: aigdirect.com
- Headquarters: San Diego, California, United States
- Founded: 1995
- Headcount: 201-500
AIG Direct is a trusted source for life insurance products. They offer a variety of insurance options including term life, permanent life, and final expense insurance. Their website provides easy access to personalized life insurance quotes and helpful information on managing policies.
15. Alliance Income
- Website: allianceincome.com
- Headquarters: Vaughan, Ontario, Canada
- Founded: 2013
- Headcount: 51-200
Alliance Income is a Phygital Insurance & Financial Services Company. They offer a range of insurance and financial products, including Life Insurance, Health & Dental Insurance, Travel Insurance, Group Benefits, and Retirement Plans. They aim to provide personalized solutions to meet the unique needs of their clients.
16. Amplify Life Insurance
- Website: getamplifylife.com
- Headquarters: San Francisco, California, United States
- Founded: 2019
- Headcount: 51-200
Amplify Life is a life insurance company offering tax advantaged policies with moderate growth and downside protection. They provide access to funds while the policyholders are alive.
17. iLife Technologies
- Website: ilife.tech
- Headquarters: San Francisco Bay Area, California, United States
- Founded: 2020
- Headcount: 11-50
- Latest funding type: Series A
iLife.tech is a company that offers a complete sales platform and tools for life insurance agents. They provide a website builder to customize websites, a quoting tool to generate quotes, and a marketing hub to engage with clients through social media and email marketing. They also offer live transfer leads with a 100% connection rate, as well as a CRM and content library for life insurance agents.
18. Shelter Bay Financial Corporation
- Website: shelterbay.ca
- Headquarters: Vancouver, British Columbia, Canada
- Founded: 2009
- Headcount: 11-50
Shelter Bay is an insurance brokerage company that offers a variety of insurance products to protect individuals, businesses, and homes. With a focus on customer service, they provide customized insurance solutions and work with top leading insurance carriers in Canada.
19. True Blue Life Insurance, Inc
- Website: truebluelifeinsurance.com
- Headquarters: Scottsdale, Arizona, United States
- Founded: 2003
- Headcount: 11-50
True Blue Life Insurance is a company that offers life insurance policies online for individuals and families. They provide a fast and easy application process with a variety of coverage options.
20. Bestow
- Website: bestow.com
- Headquarters: Dallas, Texas, United States
- Founded: 2016
- Headcount: 51-200
- Latest funding type: Series C
Bestow is a technology-driven life insurance company that makes it easy and affordable to get term life insurance. They offer a fast online platform, with flexible placement options tailored to your user experience.
21. Slingo Financial Services
- Website: slingofinancialservices.com
- Headquarters: Hopewell, Virginia, United States
- Headcount: 11-50
Slingo Financial Services provides life insurance solutions such as mortgage protection, retirement protection, final expense, term life and more. They offer personalized coverage from over 30 top carriers.
22. DNA Insurance (Digital NewAge, LLC)
- Website: dnains.com
- Headquarters: Miami, Florida, United States
- Founded: 2014
- Headcount: 11-50
DNA Insurance is a nationwide insurance provider offering health, life, and short-term coverage through their network of partners. They also offer final expense insurance, which can be used to cover any kind of expense, and which does not require a medical exam to enroll.
23. LifeQuote
- Website: lifequote.com
- Headquarters: Coral Gables, Florida, United States
- Founded: 1987
- Headcount: 11-50
Lifequote.com is an experienced life insurance quote comparison platform, offering deep insight and experience to help people discover the policy they need. It helps calculate the appropriate coverage for health risks, high-risk health conditions, and risky professions. It offers traditional and no-exam policies from top-rated companies.
24. Spokane Fire Fighters Benefits Trust
- Website: sffbt.com
- Headquarters: Mercer Island, Washington, United States
- Headcount: 51-200
Spokane Fire Fighters Benefit Trust provides medical and other welfare benefits for eligible Local 29 members and their dependents through the collective bargaining process.
25. The Leber Agency
- Website: leberagency.com
- Headquarters: Chandler, Arizona, United States
- Founded: 2016
- Headcount: 11-50
Symmetry Financial Group is a well-respected organization that offers a variety of life insurance solutions to fit the diverse needs of clients. Their access to top carriers and personalized approach ensure affordable and high-quality coverage.
26. Life Insurance for Seniors Over 80
- Website: lifeinsuranceforover50noexam.com
- Headquarters: Atlanta, Georgia, United States
- Founded: 2016
- Headcount: 11-50
Life Insurance for seniors over 50 with no medical examination required. Guaranteed premiums and death benefits at a specific age instead of a term period. Great options for those who cannot qualify for other types of life insurance policies due to medical problems. Affordable plans available to cover final expenses and funeral costs.
Want to find more no medical exam life insurance companies?
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