The property insurance underwriting sector forms a key part of the insurance industry. These companies are predominantly engaged in evaluating risks associated with properties and estimating the cost of insuring such risks. Whether it's an individual homeowner or a commercial entity, these companies evaluate and endorse safety measures, aiding clients in making sound risk management decisions. Their services range from basic homeowner's insurance to highly specialized commercial property insurance. Product offerings often include coverage for property, liability, motor, environmental risks, among others. As advancements in technology continue to evolve, so too does this industry, with the digitalization and automation of underwriting processes becoming more prevalent.


Top 26 Property Insurance Underwriting Companies

1. Nig

  • Website: nig.com
  • Headquarters: London, Leeds, United Kingdom
  • Founded: 1894
  • Headcount: 1001-5000
  • LinkedIn

NIG.com is an expert in commercial insurance, focusing on identifying and understanding the challenging risks faced by UK businesses. They offer a wide range of products such as motor, property, liability, and combined coverages for various industries including construction, retail, manufacturing, and more. NIG.com stands out with their partnership approach with brokers.


2. Westchester, A Chubb Company

Westchester.com is a large and diverse excess and surplus lines commercial property and casualty insurance underwriter in the United States. They specialize in providing innovative specialty products for various industries such as property, specialty casualty, environmental, professional risk, inland marine, and more. With exceptional financial strength, underwriting excellence, and superior claims handling expertise, Westchester.com offers comprehensive insurance solutions for businesses.


3. SMAvie BTP

SMABTP is an insurance company specializing in construction and property insurance. They offer a range of insurance products including insurance for damage to buildings, personal property, and automobiles. They provide online services and customer support for policyholders.


4. Calvo's Insurance

  • Website: calvos.com
  • Headquarters: Hagatna, Guam, United States
  • Founded: 1938
  • Headcount: 51-200
  • LinkedIn

Calvos.com is an insurance underwriting company specializing in various insurance products including homeowners' insurance, auto/motorcycle insurance, renters insurance, life insurance, business fleet auto insurance, property insurance, national flood insurance, liability insurance, and workers compensation. They prioritize customer service and offer emergency driver assistance.


5. Trusted Resource Underwriters

  • Website: trueins.com
  • Headquarters: Boston, Massachusetts, United States
  • Founded: 2020
  • Headcount: 11-50
  • LinkedIn

TRUE is a marketing name used to refer to Trusted Resource Underwriters Exchange (TRUE), an insurance company. They offer property insurance solutions and coverage subject to the terms and conditions of their policies.


6. UCA General Insurance Services

UCA General Insurance Services specializes in providing insurance programs for residential Condominium & Homeowner Associations, Restaurants, Hotels & Motels, and other businesses. With over 35 years of experience, UCA offers A-rated and admitted market policies, superior claims service, and knowledgeable staff. Their programs cover property and liability exposures, and they prioritize customer service and satisfaction.


7. Amalgamated Insurance Underwriters

  • Website: aiu-usa.com
  • Headquarters: Montvale, New Jersey, United States
  • Founded: 2017
  • Headcount: 11-50
  • LinkedIn

Amalgamated Insurance Underwriters is a commercial insurance provider specializing in risk management for commercial property including apartments, hotels, condos and HOAs.


8. Northbridge Financial Corporation

  • Website: nbfc.com
  • Headquarters: Toronto, Ontario, Canada
  • Founded: 2012
  • Headcount: 1001-5000
  • LinkedIn

Northbridge Financial Corporation is a leading commercial property and casualty insurance group that has been protecting Canadian businesses for over 100 years.


9. National Indemnity Company

National Indemnity Company is a leading property/casualty member of the Berkshire Hathaway group, offering a wide selection of commercial insurance products. With a steadfast reliability and A++XV rating by A.M. Best, NICO provides stability and integrity to agents and insureds for decades.


10. DUAL North America

  • Website: dualna.com
  • Headquarters: Naples, Florida, United States
  • Founded: 2013
  • Headcount: 201-500
  • LinkedIn

DUAL NA is a specialized underwriting organization in the U.S. offering property, casualty, and financial lines programs. With expert underwriting, technological solutions, and superior service, we support producers and carriers.


11. Seneca Insurance Company

Seneca Insurance is a company that provides insurance services to individuals and businesses. They offer a range of insurance products, including auto, home, business, and life insurance. With a focus on customer satisfaction, Seneca Insurance strives to provide reliable coverage and personalized solutions to meet their clients' needs.


12. PT Asuransi Takaful Umum

Takaful Umum is a company that offers general takaful services to individuals and businesses. They provide coverage for various types of risks, including property damage, liability, and motor insurance.


13. Probitas 1492

Probitas1492 is a service company that is part of Probitas group of companies. It is regulated by the Financial Services and Markets Authority as a mandated underwriter and a reinsurance broker with authority to enter into contracts of insurance on behalf of Lloyd's Europe.


14. Dale Underwriting Partners

  • Website: daleuw.com
  • Headquarters: London, London, United Kingdom
  • Founded: 2014
  • Headcount: 51-200
  • LinkedIn

Daleuw.com is a company focused on risk management and underwriting services in the insurance industry. They offer property and catastrophe reinsurance, specializing in areas such as marine treaty reinsurance, energy, casualty, and specialty lines. With a global reach, their client base involves various sectors within the upstream oil and gas segment. The company emphasizes strong service levels and expertise to provide comprehensive coverage and support to their clients.


15. NBS Underwriting

NBS Underwriting is a company offering insurance products and services to various industries, including property owners, hospitality, restaurants, retail, and more.


16. Insurance Risk Services, Inc.

Insurance Risk Services, soon to be rebranded as Davies, offers expert insurance services tailored to fit the needs of residential and commercial clients. They provide underwriting support, residential and commercial inspections, and coverage across a wide area. With a focus on empowering innovation in insurance and highly regulated markets, they help clients make more informed underwriting decisions.


17. Angus-Miller Insurance Ltd.

Angus-Miller Ltd is a trusted, local underwriter offering a complete line of personal and commercial insurance products. With broad authority for common classes of business, they provide localized decision-making and quick service. They also specialize in unique and hard-to-place risks, offering a range of specialty insurance products. Angus-Miller works closely with brokers, supporting their success and growth with quality products and exceptional service.


18. Atlas General Agency

AtlasGeneral.com is a managing general agency that specializes in residential property insurance in Texas. We pride ourselves on serving independent insurance agents and their policyholders.


19. Euclid Public Sector, LLC

Euclid Public Sector is an underwriting company that specializes in designing, underwriting, and administering specialty insurance programs for the public sector.


20. Southern Hospitality Underwriters, Inc.

Shuins.com is an insurance company providing hotels property and casualty insurance solutions for its clients. They minimize concerns and maximize coverage for their customers.


21. Surplex Underwriters Inc

  • Website: surplexuw.com
  • Headquarters: Weymouth, Massachusetts, United States
  • Founded: 1991
  • Headcount: 11-50
  • LinkedIn

Surplex Underwriters, Inc. is an expanding company that offers comprehensive insurance underwriting services, competitive salaries and benefits, opportunities for advancement, and a friendly work environment.


22. Lemark Insurance

Lemark Insurance Agency is an insurance provider based in North Hollywood, CA. The agency offers a range of insurance policies to meet the varied needs of its customers.


23. Mississippi Windstorm Underwriting Association

  • Website: msplans.com
  • Headquarters: Flowood, Mississippi, United States
  • Headcount: 11-50

MSPlans.com offers windstorm and residential property insurance underwriting services in Mississippi.


24. Guard Insurance Brokers

Outstanding Service, Outstanding Advice, that's our commitment to all our clients. Guard Insurance Brokers specialises in providing Insurance advice to Business clients. Our aim is to ensure your Business is protected from all insurable risk areas by providing the right advice, the right insurance policy at the right price. We specialise in Professional Indemnity Insurance and SME business advice. Our knowledge is vast as we look after clients with revenues from $1 million to $30 million a year. Contact us on 1300 167 143 or email us at : info@guardinsurance.com.au


25. Santam Insurance

  • Website: santam.co.za
  • Headquarters: Bellville, Western Cape, South Africa
  • Founded: 1918
  • Headcount: 5001-10000
  • Latest funding type: Ipo
  • LinkedIn

Santam is a certified insurance company in South Africa that offers a wide range of commercial and personal insurance products. They provide coverage for businesses, homes, vehicles, agriculture, and more.


26. Tawuniya

  • Website: tawuniya.com.sa
  • Headquarters: Riyadh, Riyadh, Saudi Arabia
  • Founded: 1985
  • Headcount: 1001-5000
  • Latest funding type: Ipo
  • LinkedIn

Tawuniya.com.sa is an insurance services company focused on providing reliable coverage and peace of mind to its customers.


Want to find more property insurance underwriting companies?


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