Unveiling Top 27 Small Business Lending Firms
Unveiling Top 27 Small Business Lending Firms
The small business lending industry covers a range of financial service providers specifically catering to small to medium enterprises (SMEs). These companies offer a variety of loans to help businesses fund various initiatives, from expansion projects to short-term financing obligations. Firms within this industry are innovative, offering a series of tailored services to cater to the unique needs of SMEs. Developing online platforms is a prominent trend, allowing businesses to borrow from investors directly, injecting a unique form of liquidity into the sector. Moreover, with increasing digitalization, the industry is poised for significant growth.
Top 27 Small Business Lending Companies
1. Vistaar Financial Services Pvt Ltd
- Website: vistaarfinance.com
- Headquarters: Bengaluru, Karnataka, India
- Founded: 2010
- Headcount: 1001-5000
- Latest funding type: Acquired
Vistaar Finance is a financial services company that focuses on providing loans and financial solutions to small businesses in India. They specialize in serving the missing middle segment that is not effectively served by the formal financial system. Vistaar aims to empower entrepreneurs by offering appropriately designed SME business loans and other financial services. With a well-diversified portfolio across sectors and geographies, Vistaar is committed to de-risking while meeting customer demands.
2. Pacific Western Bank
- Website: pacwest.com
- Headquarters: Beverly Hills, California, United States
- Founded: 1982
- Headcount: 1001-5000
Pacific Western Bank is a relationship bank providing on-book, high-balance, senior bridge financing tailored to match your business plan. We offer lending solutions for commercial aviation, affordable housing, corporate asset finance, real estate finance, and small business lending.
3. Funding Circle UK
- Website: fundingcircle.com
- Headquarters: London, England, United Kingdom
- Founded: 2010
- Headcount: 501-1000
- Latest funding type: Post Ipo Debt
Funding Circle is an online marketplace that connects investors with small and medium-sized businesses in need of funding. They offer a platform where businesses can borrow money and investors can lend money directly to those businesses.
4. Biz2Credit
- Website: biz2credit.com
- Headquarters: New York, New York, United States
- Founded: 2007
- Headcount: 201-500
- Latest funding type: Series B
Biz2Credit is a platform that connects small businesses with institutional lenders and alternative lenders for capital financing. They offer term loans and small business loans with increasing approval rates. The company provides analysis and reports on loan approval rates in different categories of lenders. Biz2Credit aims to facilitate business financing by matching borrowers with suitable lenders.
5. Bluevine
- Website: bluevine.com
- Headquarters: Redwood City, California, United States
- Founded: 2013
- Headcount: 501-1000
- Latest funding type: Debt Financing
Bluevine is a financial technology company that offers banking services provided by Coastal Community Bank. They offer business banking solutions, including business checking accounts, line of credit, bill pay, and business loans. Bluevine prioritizes the safety and security of their customers' money and information. With advanced authentication and data encryption, customers can trust that their accounts are protected. They also provide resources and guides to help businesses set up and manage their accounts.
6. OnDeck
- Website: ondeck.com
- Headquarters: Chicago, Illinois, United States
- Founded: 2006
- Headcount: 501-1000
- Latest funding type: Series A
OnDeck is a small business lending company that offers term loans and lines of credit to help businesses manage cash flow, make investments, and handle expansion projects or large purchases. They provide fast and easy funding solutions with dedicated loan advisors available to assist every step of the way.
7. The Bancorp
- Website: thebancorp.com
- Headquarters: Wilmington, Delaware, United States
- Founded: 2000
- Headcount: 501-1000
- Latest funding type: Post Ipo Equity
The Bancorp is a financial institution that offers a wide range of banking services and solutions to businesses. They specialize in commercial fleet leasing, small business lending, and real estate bridge lending. With a focus on innovative design and pioneering solutions, they provide borrowers with certainty of execution for non-recourse commercial real estate bridge loans nationwide.
8. Rapid Finance
- Website: rapidfinance.com
- Headquarters: Bethesda, Maryland, United States
- Founded: 2005
- Headcount: 201-500
- Latest funding type: Acquired
Rapid Finance offers flexible financing solutions for businesses, specializing in fast, simple, and trusted business financing. We provide access to working capital when businesses need it most, with terms ranging from 3 months to 60 months and advance up to $500,000. Our financing options cater to the unique needs of small businesses, enabling their long-term growth.
9. Fundbox
- Website: fundbox.com
- Headquarters: San Francisco, California, United States
- Founded: 2013
- Headcount: 201-500
- Latest funding type: Series D
Fundbox is a financial technology company that offers working capital solutions to small businesses. With Fundbox Plus, businesses can access a revolving line of credit up to $150,000, benefit from lower fees, and have more time to repay. The company aims to optimize cash flow and manage expenses for its customers.
10. SmartBiz
- Website: smartbizloans.com
- Headquarters: San Francisco, California, United States
- Founded: 2009
- Headcount: 51-200
- Latest funding type: Series C
SmartBiz is a company that offers streamlined application and financing options for small businesses. They provide SBA loans and bank term loans to help businesses secure funding for various purposes such as cash flow management, equipment purchase, and short-term initiatives.
11. Liberis
- Website: liberis.com
- Headquarters: London, England, United Kingdom
- Founded: 2007
- Headcount: 201-500
- Latest funding type: Debt Financing
Liberis is a global leader in embedded business finance solutions, providing funding options and a flawless technology platform to small businesses. They secure financing from major banks for global partner expansion and growth plans. Liberis works with partners worldwide to offer seamless financing solutions to end business customers, resulting in a significant increase in customer transaction volumes. Their product, Business Cash Advance, is a form of receivables finance. They have over 300 partners across 3 continents and have delivered funding through nearly 45,000 deals.
12. Ascentium Capital
- Website: ascentiumcapital.com
- Headquarters: Kingwood, Texas, United States
- Founded: 2011
- Headcount: 201-500
- Latest funding type: Acquired
Ascentium Capital is a national commercial lender that offers financing solutions for small businesses. With a focus on providing working capital loans and equipment financing, they help businesses grow and thrive. Their diverse funding options and flexible terms make them a trusted partner for entrepreneurs seeking financial support.
13. Fundera by NerdWallet
- Website: fundera.com
- Headquarters: New York, New York, United States
- Founded: 2013
- Headcount: 51-200
- Latest funding type: Acquired
Fundera is a financial marketplace that helps small businesses find and secure funding. They provide access to a variety of loan options, including SBA loans, term loans, and invoice financing.
14. CAN Capital
- Website: cancapital.com
- Headquarters: Kennesaw, Georgia, United States
- Founded: 1998
- Headcount: 51-200
- Latest funding type: Private Equity
CAN Capital is a financial services company that offers working capital and equipment financing solutions to small businesses. They provide customized financial options to help businesses succeed in today's changing world.
15. Rizal Microbank (Subsidiary Bank of RCBC)
- Website: rizalmicrobank.com
- Headcount: 201-500
Rizal MicroBank is a thrift bank focused on providing loans to microenterprise and small business operators, as well as value chain players in the agricultural sector. With 17 branches and branch-lite units across Luzon, Visayas, and Mindanao, Rizal MicroBank aims to build a financially inclusive community through microfinance.
16. ROK Financial
- Website: rok.biz
- Headquarters: Great River, New York, United States
- Founded: 2020
- Headcount: 51-200
ROK Financial is a business financing company that offers small business loans, business lines of credit, equipment financing, SBA loans, AR financing, merchant cash advances, asset-based loans, franchise financing, fix and flip loans, and credit card processing.
17. Capify UK
- Website: capify.co.uk
- Headquarters: Altrincham, England, United Kingdom
- Founded: 2008
- Headcount: 51-200
Capify UK is a small business loan lender based in the UK. They offer loans ranging from £5k to £500k for working capital and equipment finance. Their fast and secure services provide financing solutions to various sectors, including retail, manufacturing, wholesaling, construction, IT, garages, and professional & business services.
18. Camino Financial
- Website: caminofinancial.com
- Headquarters: Los Angeles, California, United States
- Founded: 2014
- Headcount: 51-200
- Latest funding type: Debt Financing
Camino Financial is a company that provides startup and small business loans to micro entrepreneurs. They offer fast and easy financing options for individuals who may not qualify for loans with traditional lenders. With a focus on minority-owned businesses and underserved communities, Camino Financial aims to unlock economic growth and support the dreams of small business owners.
19. CDC Small Business Finance
- Website: cdcloans.com
- Headquarters: San Diego, California, United States
- Founded: 1978
- Headcount: 51-200
- Latest funding type: Acquired
CDC Small Business Finance is a leading small business lender and advocate for entrepreneurs. They provide small business loans ranging from $20k to $350k to support the growth and expansion of businesses. They also offer SBA 504 financing for commercial real estate projects. CDC Small Business Finance is committed to building healthy and inclusive communities through lending, impact investments, training programs, and technology initiatives.
20. Berkman Financial
- Website: berkmanfinancial.com
- Headquarters: New York, New York, United States
- Founded: 2014
- Headcount: 11-50
Berkman Financial provides financial solutions for small businesses, offering services such as business line of credit, equipment financing, invoice financing, merchant cash advance, and SBA loans. They actively participate in securing funding, resulting in better pricing, faster closing times, and more flexible terms. Their goal is to make access to capital easy, inexpensive, transparent, and fast, without requiring collateral or upfront fees.
21. Express Capital
- Website: expresscapital.com
- Headquarters: Anaheim, California, United States
- Founded: 2013
- Headcount: 11-50
Express Capital is a commercial lender that provides fast and flexible working capital loans to small businesses nationwide. With over 20 years of experience, we understand the funding needs of businesses and offer access to credit that is easy to obtain.
22. FundMate
- Website: fundmatellc.com
- Headquarters: Miami Beach, Florida, United States
- Headcount: 11-50
FundMate LLC is a financial technology company that offers alternative financing options to small and medium-sized businesses. They provide quick access to business funding through an automated process.
23. Finata.id
Finata.id is an online lending platform that offers unsecured loans to micro and small businesses in Indonesia.
24. Clarifi
- Website: clarifiloans.com
- Headquarters: Midlothian, Virginia, United States
- Founded: 2021
- Headcount: 11-50
Clarifi is a business lending marketplace that provides financing options for working capital, A/R and inventory financing, and secured business loans. Their goal is to provide advice-driven support for small businesses to obtain funding in as little as 24 hours.
25. Capital Union Cooperatief U.A.
- Website: capitalunion.nl
- Headquarters: Rotterdam, Zuid-Holland, Netherlands
- Founded: 2009
- Headcount: 1001-5000
Capital Union is a financial services company that specializes in providing funding solutions, including business loans and investment opportunities, to small and medium-sized businesses. They have an experienced team of finance specialists who work with clients to find creative financing solutions when traditional banks are not an option.
26. Tricon Leasing Capital Corporation
- Website: triconleasing.com
- Headquarters: Newark, Delaware, United States
- Headcount: 51-200
Tricon Leasing Capital Corp is a leasing and lending company that offers financing services for businesses in various industries. They provide alternatives to traditional finance and offer zero money down financing on all their transactions.
27. 1st Merchant Funding
- Website: 1stmerchantfunding.com
- Headquarters: Bay Harbor Islands, Florida, United States
- Founded: 2007
- Headcount: 11-50
- Latest funding type: Debt Financing
1st Merchant Funding is a small business finance company that provides flexible financing options to help businesses grow. With over $100 million in financing provided, they offer quick and easy funding solutions, allowing businesses to get cash as quickly as one business day. Their expertise in small business financing allows them to review online applications in minutes and provide customized financing options.
Want to find more small business lending companies?
If you want to find more companies that offer tailored lending solutions for SMEs you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.
With Inven you'll also get to know the company's:
- Ownership: Which of these are private equity backed? Which are family-owned?
- Contact data: Who are the owners and CEO's? What are their emails and phone numbers?
- Financials: How do these companies perform financially? What are their revenues and profit margins?
...and a lot more!
