The industry of commercial property insurance encompasses a broad range of companies providing specialized coverage for businesses. These companies offer policies that protect businesses from various potential financial losses related to their commercial property. Their offerings extend to risks like fire, theft, natural disasters, liability, professional risks, and more. The industry involves prominent insurers such as Westchester & Nautilus Insurance Group, offering robust coverage options across the United States. The direction of this industry trends towards tech-based solutions, sustainable practices and evermore customized coverage options.


Top 28 Commercial Property Insurance Companies

1. Westchester, A Chubb Company

Westchester.com is a large and diverse excess and surplus lines commercial property and casualty insurance underwriter in the United States. They specialize in providing innovative specialty products for various industries such as property, specialty casualty, environmental, professional risk, inland marine, and more. With exceptional financial strength, underwriting excellence, and superior claims handling expertise, Westchester.com offers comprehensive insurance solutions for businesses.


2. Nautilus Insurance Group (a Berkley Company)

Nautilus Insurance Group is a commercial property and casualty insurance company that offers solutions to appointed wholesale surplus lines producers nationwide. They provide coverage through their subsidiaries, Nautilus Insurance Company and Great Divide Insurance Company, and operate in all 50 states.


3. Secure Insurance Solutions Group Inc.

Secure Insurance Solutions, now known as NFP - Secure Insurance, is an insurance company specializing in business and personal insurance solutions. They offer a wide range of insurance products, including commercial auto, liability, professional liability, farm, and commercial property insurance. With access to expanded offerings, specialized knowledge, and cross-border reach, they deliver effective insurance solutions at competitive prices. Their team of experienced brokers advocate for clients, understanding their needs and providing advice on tailored insurance solutions.


4. BF&M Limited

  • Website: bfm.bm
  • Headquarters: Pembroke, Hamilton, United Kingdom
  • Founded: 1903
  • Headcount: 201-500
  • LinkedIn

BF&M is an insurance company that offers a range of insurance products including health insurance, property and liability insurance, commercial insurance, and personal insurance. They provide coverage for individuals, businesses, and groups, with a focus on making the insurance process straightforward and easy.


5. Nzi

  • Website: nzi.co.nz
  • Headquarters: Auckland, Auckland, New Zealand
  • Founded: 1859
  • Headcount: 1001-5000
  • LinkedIn

NZI is an insurance company that offers comprehensive solutions to nearly 300,000 customers across New Zealand. They provide coverage for various risks and events, including alternative accommodation benefits, cyber threats, liability issues, and commercial property damage. With a strong financial rating, NZI ensures their customers are protected and supported in challenging times.


6. Sagar Insurances

Sagar Insurances is an insurance company that offers a wide range of insurance products for personal and commercial clients. They provide coverage for home, motor, travel, young drivers, flood, high value vehicles, high net worth homes, second homes, narrowboats, equine, park and leisure homes, sport coaches and referees, and shooting and field sports. They also offer various types of business insurance including property, pubs and restaurants, hotel, retail, office, tradespeople, contractors, commercial vehicle, and technology companies.


7. Rogers Insurance Ltd.

  • Website: rogersinsurance.ca
  • Headquarters: Calgary, Alberta, Canada
  • Founded: 1977
  • Headcount: 201-500
  • Latest funding type: Acquired
  • LinkedIn

Rogers Insurance is an independent Canadian insurance company that offers a wide range of insurance solutions for both personal and commercial clients. With access to over 90 global insurance companies, they work to secure affordable and effective coverage for their clients. Their team of expert brokers provide personalized service and leverage their market access to find the best price and product for each client's needs.


8. DUAL North America

  • Website: dualna.com
  • Headquarters: Naples, Florida, United States
  • Founded: 2013
  • Headcount: 201-500
  • LinkedIn

DUAL NA is a specialized underwriting organization in the U.S. offering property, casualty, and financial lines programs. With expert underwriting, technological solutions, and superior service, we support producers and carriers.


9. Gilsbar

  • Website: gilsbar.com
  • Headquarters: Covington, Louisiana, United States
  • Founded: 1959
  • Headcount: 51-200
  • LinkedIn

Gilsbar is a privately-held insurance services organization that offers lightning-fast, trustworthy coverage solutions for businesses. They provide a diverse toolbox of solutions to build employee loyalty at affordable prices.


10. Hilb Group Mid-Atlantic, A Carlyle Portfolio Company

Hilb Group is an insurance brokerage company that offers a wide range of insurance solutions and risk management services. They provide coverage for businesses and individuals, including general liability insurance, workers comp insurance, home insurance, auto insurance, and more.


11. Tedford Insurance

Tedford Insurance is an established insurance agency that has been offering reliable coverage to individuals and businesses since 1978. With a dedicated team of over 50 professionals, they provide personalized attention and expert advice to ensure the security of their clients' assets.


12. Pyramid Insurance Centre, Ltd.

Pyramid Insurance is a commercial insurance provider based in Honolulu, Kapolei, Maui, Kauai, Hilo, and Kona. They offer a range of insurance products including general liability, homeowners, auto, fire, renters, workers compensation, marine, and temporary disability insurance.


13. Watkins Insurance Group

Watkins Insurance Group is a dedicated brokerage and consulting firm that offers insurance and risk management solutions to clients. With a focus on building relationships, they provide personalized services using cutting-edge technology and analytics. They offer a range of insurance solutions for businesses and individuals, including business insurance, personal insurance, and employee benefits.


14. Davis & Towle Insurance Group

  • Website: davistowle.com
  • Headquarters: Concord, New Hampshire, United States
  • Founded: 1954
  • Headcount: 51-200
  • LinkedIn

Davis & Towle Insurance is a trusted independent insurance agency in Concord, NH since 1954. They offer a wide range of insurance solutions including auto insurance, home insurance, business insurance, and specialty programs. With access to over 20 top-rated insurance companies, they make it easy to compare quotes and save money. They provide personalized service and assistance with billing, claims, and certificates of insurance.


15. O'Leary Insurances Ltd

O'Leary Insurances is an insurance brokerage company based in Ireland. They offer a comprehensive range of insurance products for retail businesses, from small shops to large commercial enterprises. Their services include business insurance, personal insurances, financial services, and specialist insurance. With multiple locations across Ireland, O'Leary Insurances provides tailored insurance solutions and expert advice to their clients.


16. LoVullo Associates, Inc.

  • Website: lovullo.com
  • Headquarters: Depew, New York, United States
  • Founded: 1949
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

LoVullo Associates is a professional lines insurance company specializing in management liability, in-home business, commercial auto, snowmobile, and dwelling form insurance. They offer a range of commercial property and liability insurance products, as well as personal lines and professional liability coverage.


17. Atlas Insurance Agency, Inc.

Atlas Insurance Agency is Hawaii's largest insurance agency that offers tailored insurance policies for businesses. They understand the intricacies of all industries and provide commercial auto, group medical, and other insurance policies to meet the specific needs of businesses. With over 90 years of experience, Atlas Insurance is built on trust, performance, and integrity.


18. Odell Studner - Insurance Brokers & Consultants

  • Website: odellstudner.com
  • Headquarters: King Of Prussia, Pennsylvania, United States
  • Founded: 2008
  • Headcount: 51-200
  • LinkedIn

Odell Studner is an insurance brokerage and consulting firm that offers risk management and strategic management consulting solutions. They provide services such as commercial insurance, cyber security, employee benefits, flood insurance, and risk management consulting.


19. The Nitsche Group

The Nitsche Group is an insurance agency that offers a wide range of coverage options for businesses and individuals. With over 70 years of experience, they provide customized strategic plans to meet the insurance needs of their clients. They have access to a network of more than 40 insurance companies, allowing them to offer cost-effective plans tailored to each company's requirements.


20. Nulty Insurance

  • Website: nulty.com
  • Headquarters: Kalamazoo, Michigan, United States
  • Founded: 1945
  • Headcount: 51-200
  • LinkedIn

Nulty Insurance is an independent insurance agency offering a comprehensive suite of insurance solutions to protect you from the unexpected throughout Michigan.


21. Insight Risk Management

  • Website: irmllc.com
  • Headquarters: Cordova, Tennessee, United States
  • Founded: 1919
  • Headcount: 51-200
  • LinkedIn

IRM LLC is a company that offers business and personal insurance services. They provide a wide range of insurance coverage, including business auto insurance, workers' compensation insurance, general liability insurance, and cyber liability insurance. Additionally, they offer risk education and risk management services.


22. Insurance Plus

Insurance Plus provides commercial insurance coverage for smaller business concerns in Texas. They offer a wide range of coverage options, including general liability insurance, investment property insurance, and commercial property insurance. Their property insurance program offers competitive pricing and covers various types of commercial situations. They also provide business owners package policies and can help businesses tailor their coverage to meet their specific needs.


23. Resilium

  • Website: resilium.com.au
  • Headquarters: North Sydney, New South Wales, Australia
  • Founded: 1958
  • Headcount: 51-200
  • LinkedIn

Resilium is an insurance brokerage company in Australia, providing trusted advice and tailored insurance solutions for individuals and businesses. They offer a wide range of insurance products, including motor, property, liability, professional indemnity, and more.


24. Gannon Associates Insurance

Gannon Associates is an insurance agency that offers a wide range of personal and business insurance solutions. With a dedicated team of professionals, they take the time to understand their clients' unique needs and identify potential risks. Their offerings include auto, home, recreational, umbrella, life, travel, pet, health, Medicare, long-term care, disability, commercial auto, commercial property, cyber liability, liability, workers' compensation, group benefits, bonds, and insurance for various industries such as breweries, tap rooms, wineries, landscaping, construction, municipalities, manufacturing, and trucking.


25. Velocity Risk

  • Website: velocityrisk.com
  • Headquarters: Nashville, Tennessee, United States
  • Founded: 2015
  • Headcount: 51-200
  • Latest funding type: Acquired
  • LinkedIn

Velocity Risk Underwriters, LLC (VRU) is an insurance company offering best-in-class property insurance for catastrophe-prone communities. They provide policies and HO3/DP3 property products without coastal restrictions, focusing exclusively on monoline property. With competitive prices and comprehensive coverage, Velocity ensures the utmost confidence in protecting homes and businesses.


26. Brunswick Companies

Brunswick Companies is an insurance and risk management solutions provider with a strong emphasis on trust and integrity. With over three generations of experience, their tenured team of insurance experts has built solid relationships with clients, carriers, and industry partners. They offer personal insurance, surety bonds, professional liability insurance, commercial insurance, and property preservation services.


27. The DeHayes Group

  • Website: dehayes.com
  • Headquarters: Fort Wayne, Indiana, United States
  • Founded: 1982
  • Headcount: 51-200
  • LinkedIn

The DeHayes Group is an independent insurance agency providing a wide range of insurance solutions customized to the needs of businesses and individuals. They offer coverage options for general liability, workers’ compensation, directors and officers liability, employment practices liability, and more. Their team of experienced professionals can help businesses find comprehensive coverage to protect against various risks.


28. Sharp Insurance

Sharp Insurance is a Canadian company that offers a wide range of insurance services for individuals and businesses. They provide coverage for auto, home, property, and recreational vehicles, as well as business insurance options. With their competitive prices and comprehensive coverage options, Sharp Insurance aims to protect their customers' assets and provide peace of mind.


Want to find more commercial property insurance companies?


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