Unveiling Top 28 Universal Life Insurance Providers
Unveiling Top 28 Universal Life Insurance Providers
The universal life insurance industry consists of businesses that deliver comprehensive client-focused solutions. Companies within the industry offer products that include financial planning, term assurance, universal life insurance, and additional benefits like accelerated death benefits or customized features for policyholders. These companies evolve with time, consistently innovating and adapting to fit customers' changing demands and economic fluctuations. As the sector evolves, the focus is shifting more towards personalized customer experiences, data-led operational efficiency, and flexible policy structures.
Top 28 Universal Life Insurance Companies
1. GLICO Life Insurance
- Website: glicolife.com
- Headquarters: Accra, Greater Accra, Ghana
- Founded: 1989
- Headcount: 5001-10000
GLICO Life is an insurance company that offers a Universal Endowment Assurance Maximum Savings Plan with a compulsory term assurance rider. It provides lifetime lump sum cash needs and protection benefits. They also offer life insurance products, funeral plans, and travel insurance, among other services.
2. ivari Canada
- Website: ivari.ca
- Headquarters: Toronto, Ontario, Canada
- Headcount: 201-500
- Latest funding type: Acquired
ivari is a company that offers life insurance products and solutions. They provide term insurance, universal life insurance, and critical illness insurance. They also offer insurance planning services and value-added benefits to their customers.
3. United Life Insurance Company
- Website: unitedlife.com
- Headquarters: Cedar Rapids, Iowa, United States
- Founded: 1962
- Headcount: 51-200
United Life is an insurance company that offers premium life insurance policies with options for accelerated death benefits in the case of chronic illness, terminal illness, or severe cognitive impairment. They provide non-nicotine and nicotine policies with different premium modes. Their LegacyAccelâ„¢ plan offers penalty-free liquidity and customizable features for cash value accumulation. They strive to provide peace of mind and financial security to their customers.
4. Symmetry Financial Group
- Website: sfglife.com
- Headquarters: Swannanoa, North Carolina, United States
- Founded: 2009
- Headcount: 1001-5000
Symmetry Financial Group (SFG) offers life insurance policies with features such as cash-back options, living benefits, and no medical examination. They provide customized policies to create a foundation of long-term financial security for families and to fund children's education. SFG believes in eight core values that drive their business operations.
5. NAA Life
- Website: naalife.com
- Headquarters: Burlington, North Carolina, United States
- Founded: 2002
- Headcount: 1001-5000
National Agents Alliance is America's top source for mortgage life insurance, offering a wide variety of plans to meet every budget and coverage need.
6. Americo Financial Life and Annuity
- Website: americo.com
- Headquarters: Kansas City, Missouri, United States
- Founded: 1946
- Headcount: 201-500
Americo Life, Inc. is a holding company providing life insurance and annuity products to protect families. Their innovative solutions are designed with the customer in mind.
7. Sproutt Insurance
- Website: sproutt.com
- Headquarters: Hartford, Connecticut, United States
- Founded: 2018
- Headcount: 51-200
- Latest funding type: Series B
Sproutt offers personalized and unique life insurance policies that provide complete coverage and cash value growth. With a selection of 60 carriers, they ensure customers always stay ahead of the competition.
8. AccuQuote
- Website: accuquote.com
- Headquarters: Wheeling, Illinois, United States
- Founded: 1986
- Headcount: 201-500
AccuQuote is a licensed insurance producer offering a range of life insurance and related products. With over 30 years of experience, they specialize in helping consumers save money on life insurance. They provide instant quotes and access to top-rated life insurance companies.
9. Matrix Direct
- Website: matrixdirect.com
- Headquarters: San Diego, California, United States
- Founded: 1995
- Headcount: 201-500
- Latest funding type: Acquired
Matrix Direct provides life insurance services to ensure the financial security of loved ones. They offer a trusted source for life insurance policies, including term life, permanent life, and whole life insurance. Their products may vary by state availability.
10. AIG Direct
- Website: aigdirect.com
- Headquarters: San Diego, California, United States
- Founded: 1995
- Headcount: 201-500
AIG Direct is a trusted source for life insurance products. They offer a variety of insurance options including term life, permanent life, and final expense insurance. Their website provides easy access to personalized life insurance quotes and helpful information on managing policies.
11. Collins and Associates
- Website: insuranceexperts.com
- Headquarters: San Diego, California, United States
- Founded: 1973
- Headcount: 11-50
InsuranceExperts.com is a full-service insurance brokerage specializing in life, health, disability, and long-term care insurance. We offer a range of products including term life insurance, universal life insurance, and whole life insurance to meet the specific needs of individuals and businesses. Our expertise and partnerships with top-rated insurance carriers ensure our clients receive the best policies at affordable prices.
12. ITM TwentyFirst
- Website: itm21st.com
- Headquarters: Minneapolis, Minnesota, United States
- Founded: 1998
- Headcount: 51-200
ITM TwentyFirst is a team of independent life insurance servicing professionals. They have the expertise and tools to navigate the complexities of life insurance and longevity risk.
13. Leisure Werden & Terry
- Website: lwtagency.com
- Headquarters: Pasadena, California, United States
- Headcount: 51-200
Leisure Werden and Terry Agency (LWT Agency) is a leading full-service life insurance brokerage agency since 1927. They offer a personalized partnership and business development ideas to help businesses create new sales. LWT Agency provides life insurance, long-term care insurance, annuities, and disability income products.
14. Quotacy
- Website: quotacy.com
- Headquarters: Minneapolis, Minnesota, United States
- Founded: 2014
- Headcount: 11-50
- Latest funding type: Acquired
Quotacy.com offers life insurance policies to protect the financial future of loved ones. They provide tools and resources to help customers choose the right coverage. Quotacy compares quotes from top-rated companies to ensure the best price. Their process allows for anonymous shopping until ready to buy, and they prioritize customer privacy.
15. Shelter Bay Financial Corporation
- Website: shelterbay.ca
- Headquarters: Vancouver, British Columbia, Canada
- Founded: 2009
- Headcount: 11-50
Shelter Bay is an insurance brokerage company that offers a variety of insurance products to protect individuals, businesses, and homes. With a focus on customer service, they provide customized insurance solutions and work with top leading insurance carriers in Canada.
16. Canadian L.I.C. Inc.
- Website: canadianlic.com
- Headquarters: Brampton, Ontario, Canada
- Founded: 2019
- Headcount: 11-50
Canadian LIC Inc is an insurance company based in Canada, offering a wide range of insurance products such as health insurance, critical illness insurance, long term care insurance, disability insurance, RRSP, RESP, investments, term life insurance, whole life insurance, universal life insurance, business insurance, group insurance and buy and sell agreement insurance.
17. JRC Insurance Group
- Website: jrcinsurancegroup.com
- Headquarters: San Diego, California, United States
- Founded: 2014
- Headcount: 11-50
JRC Insurance Group is an Independently-Owned Insurance Agency that represents more than 50 top-rated insurance companies. They specialize in providing coverage for clients aged 45 to 75 and offer a wide range of life insurance policies to protect families, mortgages, and businesses.
18. Tippett Moorhead & Haden, an Alera Group Company
- Website: tmhllc.com
- Headquarters: Costa Mesa, California, United States
- Founded: 2012
- Headcount: 11-50
TMH LLC is a company that specializes in life insurance and wealth preservation techniques. They offer various types of life insurance policies, including term, whole life, universal life, indexed universal life, variable universal life, and no-lapse guarantee universal life. Their services also include career planning, long-term care planning, and retention plans for companies. TMH LLC is dedicated to providing long-term service and transparency in helping clients with their life insurance options.
19. NICL Insurance Services, LLC
- Website: niclservices.com
- Headquarters: Clarence, New York, United States
- Founded: 2005
- Headcount: 1-10
NICL Services is an insurance agency that focuses on developing innovative, customized solutions to address the needs of its clients. They offer a range of insurance plans, including life insurance, disability insurance, long-term care, and more.
20. IDC Insurance Direct Canada Inc.
- Website: insurancedirectcanada.ca
- Headquarters: Burnaby, British Columbia, Canada
- Founded: 2003
- Headcount: 11-50
Insurance Direct Canada is an insurance agency that helps individuals and businesses find the best life, health, and travel insurance policies at the lowest rates. They offer a wide range of insurance plans including term life, whole life, health, dental, critical illness, disability, and long-term care insurance. The company is dedicated to providing professional and efficient service to their customers.
21. R.C. Fischer & Co.
- Website: rcfischer.com
- Headquarters: Walnut Creek, California, United States
- Founded: 1939
- Headcount: 11-50
RC Fischer Insurance Brokers is an insurance company providing a wide range of commercial and personal insurance solutions. They offer coverage in various industries including construction, restaurants, real estate, manufacturers, and distributors. Their services include commercial dental insurance, workers compensation, liability management, property and auto insurance, as well as benefits like medical, dental, life, and disability insurance.
22. United Assurance, Inc.
- Website: unitedassurance.com
- Headquarters: Fair Lawn, New Jersey, United States
- Founded: 1979
- Headcount: 11-50
United Assurance is a company that offers a wide range of insurance services, including business insurance, personal insurance, life and health insurance, and group insurance. They provide coverage for various types of properties, vehicles, liability, and more. Their website allows customers to obtain quotes and manage their insurance policies easily.
23. Insurance Designers of Dallas
- Website: insdesign.com
- Headquarters: Dallas, Texas, United States
- Founded: 1986
- Headcount: 11-50
Insurance Designers of Dallas is a Brokerage General Agency in Dallas, Texas, providing pre- and post-sale support to financial service professionals. They offer a range of insurance products, including life insurance, annuities, and long-term care protection.
24. Harbor Life Brokerage
- Website: harborlifesettlements.com
- Headquarters: Austin, Texas, United States
- Headcount: 11-50
Harbor Life Settlements is a company that specializes in viatical settlements, offering seniors and retirees the opportunity to sell their life insurance policies for cash. They provide a simple and efficient process, connecting policyholders with the highest offer from professional licensed buyers. With their expertise, they make it easy for individuals to convert their life insurance policies into valuable assets that can improve their retirement funds.
25. EMG Insurance Brokerage
- Website: emgbrokerage.com
- Headquarters: Houston, Texas, United States
- Founded: 1987
- Headcount: 11-50
EMG Insurance Brokerage offers a range of insurance and financial solutions to individuals and businesses. With expertise in various specialties and strong industry relationships, they provide support in finding sales solutions, underwriting, and placing cases. Their portfolio includes life insurance, dental insurance, critical illness insurance, Medicare supplement plans, travel health insurance, and long-term care insurance. They also offer annuities, disability insurance, and ancillary products. EMG works with independent professionals and affiliate firms, offering training, webinars, and one-on-one support to help grow their clients' businesses.
26. WhiteHorse Financial
- Website: thewhf.com
- Headquarters: Mississauga, Ontario, Canada
- Headcount: 11-50
WhiteHorse Financial is an insurance broker that offers life insurance to protect and support dependents from financial stress. They provide customized policies and strive to create a secure financial future for families, employers, and employees.
27. Rossbacher Insurance Group
- Website: teamrossbacher.com
- Headquarters: Corry, Pennsylvania, United States
- Founded: 1928
- Headcount: 11-50
Rossbacher Insurance Agency is a professional independent insurance agency that offers a wide range of insurance protection and risk management services to individuals, businesses, and communities. With over 90 years of experience, their team of dedicated professionals is committed to providing exceptional personal service and ethical practices. They specialize in home insurance, auto insurance, business insurance, life insurance, and Medicare coverage.
28. Sugarland Life Insurance
- Website: sugarlandlifeinsurance.com
- Headquarters: Sugar Land, Texas, United States
- Founded: 1989
- Headcount: 51-200
Life Insurance Sugarland TX Agency is an independent insurance company that offers life insurance policies to individuals to protect their loved ones after they die.
Want to find more universal life insurance companies?
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- Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!
