Idaho's health insurance industry is a dynamic ecosystem of companies providing financial security and health benefits to businesses and individuals alike. Companies in this industry range from local firms like Blue Cross of Idaho, to nationwide providers with a local footprint. They offer a spectrum of insurance plans, including individual, family, and business health coverage. Additionally, some also provide ancillary services, like dental and behavioral health care. The industry continues to evolve and adapt with technological advancements, healthcare reforms, and changing consumer preferences as we move into the future, ensuring the people of Idaho have access to affordable, quality healthcare.


Top 23 health insurance companies in Idaho

1. Blue Cross of Idaho

  • Website: bcidaho.com
  • Headquarters: Meridian, Idaho, United States
  • Founded: 1945
  • Headcount: 501-1000
  • LinkedIn

Blue Cross of Idaho is a healthcare insurance company that offers a wide range of insurance plans and services to individuals, families, and businesses.


2. Valley Family Health Care

  • Website: vfhc.org
  • Headquarters: Payette, Idaho, United States
  • Founded: 1981
  • Headcount: 51-200
  • LinkedIn

Valley Family Health Care is a Federally Qualified Health Center (FQHC) offering a range of medical, dental, and behavioral health services. They have 12 locations, including a mobile unit, and a friendly, skilled staff ready to provide care. They accept all patients regardless of insurance status or ability to pay and offer a sliding fee scale payment option. They also accept most medical and dental insurance plans, including Medicare and Medicaid.


3. Mustard Seed Financial & Insurance

Mustard Seed Financial & Insurance is dedicated to providing clients with the best value in the market. They offer a range of insurance products, including life, health, property and casualty insurance, as well as long-haul truck insurance. Their team of experienced insurance professionals and partnerships with respected companies ensure clients receive the coverage and customer service they need.


4. Mountain Health CO-OP

Mountain Health CO-OP is a consumer-oriented and operated non-profit health insurance company, providing individual, family and small business health insurance plans in Idaho, Montana and Wyoming. As a CO-OP member, customers have a vote in how the organization is run and profits are reinvested into the company.


5. Insurance Services Of Idaho

Idaho Insurance for Less is an independent insurance agency serving clients in Idaho and Oregon. They offer personal and business insurance solutions, including auto, home, condo, general liability, workers' compensation, and health insurance.


6. Dirks Insurance Group

  • Website: dirksinsurance.com
  • Headquarters: Coeur D&S;Alene, Idaho, United States
  • Headcount: 11-50

Dirks Insurance Group is an independent insurance group based in Coeur d'Alene, Idaho, serving the insurance needs of North Idaho residents for many years. They offer various types of insurance policies for individuals and small businesses, ranging from health, life, disability, dental, vision, and international health insurance to long term care insurance policies.


7. Mutual Insurance

  • Website: mutualid.com
  • Headquarters: Pocatello, Idaho, United States
  • Founded: 1974
  • Headcount: 11-50
  • LinkedIn

Mutual Insurance Assoc., Inc. is an independent insurance agency that offers a wide range of coverage options from multiple insurance companies. They provide competitive prices, excellent service, and prioritize customer satisfaction. Whether you have a perfect or imperfect history, they find the right coverage with the best company at the best price for you.


8. Advanced Benefits

  • Website: trustab.com
  • Headquarters: Coeur D'Alene, Idaho, United States
  • Founded: 1993
  • Headcount: 11-50
  • LinkedIn

TrustAB offers technology-enabled benefits administration services tailored to the unique needs of businesses and their employees.


9. Castle Lake Insurance

Castle Lake Insurance is an independent insurance agency that offers a wide range of insurance coverage options to individuals and businesses. With a focus on providing excellent service and finding the best rates, they offer auto, property, business, health, life, and crop insurance.


10. Insure It All

InsureItAll is an insurance company providing a wide range of insurance services including auto, home and property, commercial, life, health, group benefits, flood, RV/ATV/boat, workers compensation, farm, bonds and more.


11. Midtowne Insurance Agency

Midtowne Insurance Agency is an independent insurance agency based in Caldwell, Idaho, serving customers since 1971. They offer a range of insurance products for individuals and businesses, including auto, home, health, and commercial insurance.


12. Farm Bureau Mutual Insurance Company of Idaho

Idaho Farm Bureau Insurance Company offers a range of insurance products including auto, motorcycle, recreational, homeowners, renters, life, umbrella, health, business, crop, and farm & ranch insurance. They provide financial peace of mind to Idaho families, farms, and businesses by protecting what matters most.


13. Bingham Health Care

Bingham Health Care is a consulting firm specializing in healthcare reform. They provide strategic consulting, regulatory guidance, operational analysis, and IT solutions for healthcare payers.


14. Desert Sage Health Centers

Desert Sage Health Centers is a private not-for-profit organization that provides healthcare services to the community. They offer a range of medical, dental, and behavioral health services, as well as childhood immunizations. Desert Sage accepts donations and provides a sliding fee scale for those who qualify.


15. Sue Boswell Insurance

Sue Boswell Insurance provides a place to browse and compare all ACA Health Plans available through Idaho insurance carriers. You may also determine if you are eligible for premium tax credits and cost sharing reduction. Through Your Health Idaho , you may be able to lower your monthly insurance payment if you are eligible for premium tax credits or with cost sharing reduction which lowers your ""out-of-pocket"" cost such as co-pays. Refer to the chart below to determine if you might be eligible for potential premium tax credits/cost sharing reduction.


16. Childrens Supportive Services

Children's Supportive Services is a company dedicated to providing support and resources for youth and families in Idaho. They offer services to help with various issues such as anxiety, depression, and behavioral challenges. They accept insurance, including Medicaid and the Children's Health Insurance Fund, and provide discounted fees for qualifying patients.


17. Ashwood Recovery

Ashwood Recovery is a comprehensive addiction treatment center that offers outpatient programs for adults battling substance use and mental health concerns. They provide personalized treatment programs that accommodate family and work commitments, offering support for multiple substance use disorders and underlying mental health issues.


18. House Todd DMD

Mt. Baldy Dental Center is a dental clinic that offers a wide range of services, including periodontal care, crowns, bridges, root canals, and implants. The clinic accepts most dental insurance plans and also provides financing options to its patients.


19. West Valley Ob/gyn

MountainStar Women's Health is a women's healthcare provider specializing in pregnancy care, family planning, and menopause consultations. They offer a full spectrum of women's health services and are affiliated with West Valley Medical Center.


20. Pacific Liability Research

Pacific Liability is a trusted partner in Personal Injury. They specialize in liability claims research and policy coverage evaluation. With their dedicated team, advanced infrastructure, and fast turnaround times, they provide powerful research and invaluable insights into their clients' injury claims.


21. Higgins & Rutledge Insurance, Inc.

Higgins & Rutledge Insurance, Inc. is a premier independent insurance agency in the Northwestern United States. They combine resources, experience, influence, and expertise to provide personal care and competitive rates for protection. They offer business policies, employee benefits, surety bonds, and home, auto, and recreational insurance solutions.


22. Empire - Idaho

Empire Title is a leading Title and Escrow service provider in southern Idaho. They aim to deliver unparalleled service and customer satisfaction through resource development, technological innovation, teamwork, and communication. With a strong focus on reliability, integrity, and professionalism, Empire Title offers a range of tools and resources for their customers.


23. Northwest Dental Benefits

Northwest Dental Benefits is a local dental insurance company founded by Avondale Dental Group offering rich benefits with high annual maximum and direct care, seamless claim management, and superior benefits to enhance the health and smiles of its members.


Want to find more health insurance companies?


If you want to find more companies that offer a variety of insurance plans and healthcare services you can do so with Inven. This list was built with Inven and there are hundreds of companies like these globally.


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  • Ownership: Which of these are private equity backed? Which are family-owned?
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...and a lot more!